中信銀行常州市天寧區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______traditionalbankingoperations,requiringemployeestoadaptquicklytonewtechnologies.A.revolutionizedB.complicatedC.standardizedD.automated2.Asafinancialinstitution,ChinaCITICBankmustprioritize______tomaintaincustomertrustandlong-termstability.A.profitabilityB.innovationC.complianceD.expansion3.TheeconomicdownturninJiangsuProvincehas______thedemandforbusinessloansinChangzhou,forcingbankstorestructuretheircreditpolicies.A.decreasedB.increasedC.stabilizedD.diversified4.ThenewbranchinTianjingRoadisdesignedto______thegrowingneedfordigitalbankingservicesinurbanareas.A.addressB.delayC.ignoreD.reduce5.Thebank’sriskmanagementteammustensurestrict______topreventpotentialfinancialfraud.A.regulationsB.controlsC.investmentsD.penalties6.Theannualfinancialreporthighlightsthebank’s______ingreenbankinginitiatives,aligningwithnationalsustainabilitygoals.A.commitmentB.resistanceC.reluctanceD.hesitation7.Themergerwithanotherlocalbankhas______thebank’smarketshareintheChangzhouregion.A.strengthenedB.weakenedC.maintainedD.fluctuated8.TheHRdepartmentisworkingonanewpolicyto______employeeturnoverratesinthecompetitivebankingsector.A.reduceB.increaseC.monitorD.ignore9.Thebranchmanageremphasizedtheimportanceof______incustomerservicetodifferentiatefromcompetitors.A.efficiencyB.rigidityC.indifferenceD.inefficiency10.Thebank’sdigitaltransformationstrategyaimsto______operationalcostswhileimprovingservicequality.A.minimizeB.maximizeC.overlookD.exaggerate二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestionsthatfollow.Passage:Theglobalfinanciallandscapeisundergoingrapidchangesduetotechnologicaladvancementsandregulatoryreforms.ChinaCITICBank,headquarteredinBeijing,hasbeenattheforefrontofthesetransformations.Inrecentyears,thebankhasinvestedheavilyinfintech,partneringwithstartupstodevelopinnovativepaymentsolutionsandAI-drivenriskassessmenttools.Thebank’sstrategyhasnotonlyimprovedefficiencybutalsoenhancedcustomerexperience.However,challengesremain,suchasdatasecurityconcernsandtheneedtoadapttoevolvingbankingregulations.Thebank’sleadershiphasemphasizedtheimportanceoftalentdevelopment,ensuringemployeesaretrainedtohandlenewtechnologiesandmarketdemands.1.WhatisthemainfocusofChinaCITICBank’srecentstrategy?A.Expandingitsphysicalbranchnetwork.B.InvestinginfintechandAIsolutions.C.Increasingitsloanportfolio.D.Strengtheningitspresenceinruralareas.2.Accordingtothepassage,whatchallengesdoesthebankface?A.Highemployeeturnover.B.Datasecurityandregulatorycompliance.C.Reducedcustomertrust.D.Decreasedprofitability.3.Howhasthebankaddressedthesechallenges?A.Bycuttingcosts.B.Throughtalentdevelopment.C.Byincreasingbranchopenings.D.Byreducinginvestmentsinfintech.4.Whatdoesthebank’sleadershipprioritize?A.Profit-driveninitiatives.B.Employeetrainingandtechnologicaladaptation.C.Traditionalbankingmethods.D.Short-termfinancialgains.5.Whatisthesignificanceoffintechinthebank’sstrategy?A.Itreducestheneedforhumanemployees.B.Itenhancesefficiencyandcustomerexperience.C.Itincreasesoperationalcosts.D.Itreplacesphysicalbranchesentirely.三、語法填空（共10題，每題1分）directions:Fillineachblankwiththemostappropriateformofthewordgiveninbrackets.1.Thebank’sannualreporthighlightsthe______(importance)ofsustainablefinanceinitsfuturegrowthstrategy.2.Duetothestrict______(regulate)fromthecentralbank,loanapprovalshavebecomemorestringent.3.Thenewcreditpolicyaimsto______(reduce)theriskofnon-performingloansintheregion.4.Employeesareencouragedtoparticipateincontinuousprofessional______(develop)tostaycompetitive.5.Thefintechdepartmentplaysacrucialroleinthebank’s______(innovate)indigitalbankingsolutions.6.Themergerhas______(benefit)thebank’smarketpositionintheJiangsuregion.7.Thebank’scomplianceteamensuresstrict______(follow)ofanti-moneylaunderinglaws.8.TheCEOemphasizedtheneedfora______(balance)betweenriskandprofitability.9.Thecustomerservicetrainingprogramfocusesonimproving______(effective)inhandlinginquiries.10.Thebank’sdigitalplatformaimsto______(simplify)theprocessofapplyingforloans.四、完形填空（共10題，每題1分）directions:Completethepassagebelowbychoosingthebestwordfromthefouroptions(A,B,C,D)foreachblank.Lastyear,ChinaCITICBanklaunchedapilotprograminChangzhouto______(1)digitalbankingservicestolow-incomecommunities.Theinitiativeaimedto______(2)financialinclusionbyprovidingeasyaccesstobankingfacilities.Theprograminvolvedsettingupmobilebankingunitsin______(3)areasandtraininglocalresidentstousedigitaltools.Surveysshowedthat85%ofparticipantsreportedimprovedaccesstofinancialservices.However,challengessuchaslowinternetpenetrationanddigitalliteracyremained.Thebankplansto______(4)theprogramtoothercitiesinJiangsuProvince.1.A.expandB.limitC.restrictD.ignore2.A.enhanceB.reduceC.eliminateD.ignore3.A.urbanB.remoteC.developedD.populated4.A.expandB.scaleC.modifyD.abandon五、翻譯（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.隨著金融科技的快速發(fā)展，傳統(tǒng)銀行需要調(diào)整其業(yè)務模式以適應市場變化。2.中國信合銀行承諾為員工提供持續(xù)的職業(yè)發(fā)展機會，以吸引和留住人才。3.江蘇省經(jīng)濟復蘇緩慢，導致常州地區(qū)的商業(yè)貸款需求下降。4.該銀行的風險管理部門正在實施新的監(jiān)管措施，以防范潛在的市場風險。5.通過數(shù)字化轉(zhuǎn)型，中信銀行希望提高運營效率并降低成本。答案及解析一、選詞填空1.A(revolutionized:翻譯為“徹底改變”，符合金融科技對傳統(tǒng)銀行業(yè)務的顛覆性影響。)2.C(compliance:翻譯為“合規(guī)性”，符合銀行業(yè)對客戶信任和長期穩(wěn)定性的要求。)3.A(decreased:翻譯為“減少”，符合經(jīng)濟下行導致貸款需求下降的背景。)4.A(address:翻譯為“應對”，符合銀行通過數(shù)字化服務滿足需求的策略。)5.B(controls:翻譯為“控制”，符合風險管理部門防止金融欺詐的目標。)6.A(commitment:翻譯為“承諾”，符合銀行支持綠色金融的立場。)7.A(strengthened:翻譯為“增強”，符合合并后市場份額增長的預期。)8.A(reduce:翻譯為“降低”，符合HR部門控制離職率的政策目標。)9.A(efficiency:翻譯為“效率”，符合提升客戶服務的差異化策略。)10.A(minimize:翻譯為“最小化”，符合數(shù)字化轉(zhuǎn)型的成本控制目標。)二、閱讀理解1.B(fintechandAIsolutions:文中明確提到銀行投資了金融科技和AI。)2.B(datasecurityandregulatorycompliance:文中提到數(shù)據(jù)安全和監(jiān)管合規(guī)是挑戰(zhàn)。)3.B(talentdevelopment:文中強調(diào)員工培訓以適應新技術。)4.B(employeetrainingandtechnologicaladaptation:文中提到領導層重視員工培訓和技術適應。)5.B(enhancesefficiencyandcustomerexperience:文中說明金融科技提升了效率和客戶體驗。)三、語法填空1.importance(名詞形式，作介詞of的賓語。)2.regulation(名詞形式，作介詞from的賓語。)3.reduce(動詞原形，作aimsto的賓語。)4.development(名詞形式，作介詞in的賓語。)5.innovation(名詞形式，作介詞in的賓語。)6.benefited(過去式，作謂語。)7.compliance(名詞形式，作介詞of的賓語。)8.balance(名詞形式，作介詞between的賓語。)9.effectiveness(名詞形式，作介詞in的賓語。)10.simplify(動詞原形，作aimsto的賓語。)四、完形填空