郵儲銀行日喀則市昂仁縣2025秋招筆試英語閱讀理解題專練30題及答案一、單選題（共10題，每題2分）1.題干：ThePostandSavingsBankofChina(PSBC)isexpandingitsruralbankingservicesintheNgariPrefecture,includingAngrenCounty.Whichofthefollowingstatementsbestdescribestheprimarygoalofthisexpansion?-A.Toincreaseprofitmarginsbyfocusingonhigh-interesturbanloans.-B.ToimprovefinancialinclusionforremoteregionslikeAngrenCounty.-C.Tocompetewithprivatebanksbyofferinglowerinterestrates.-D.Toreduceoperationalcostsbymerginglocalbranches.答案：B2.題干：InthecontextofthebankingsectorinTibet,whatisamajorchallengeforPSBC'sAngrenCountybranch?-A.Highcompetitionfrominternationalbanks.-B.Limitedinternetconnectivityaffectingonlinebankingservices.-C.Excessiveregulationfromthecentralgovernment.-D.Lowcustomerdemandduetoeconomicstagnation.答案：B3.題干：TheAngrenCountybranchofPSBChasintroducedanewmobilebankingapptailoredforruralcustomers.Whatisakeyfeatureofthisapp?-A.AdvancedAI-drivenfinancialadvice.-B.Offlinetransactioncapabilitiesforareaswithpoornetworkcoverage.-C.High-frequencytradingoptionsforinvestors.-D.Multi-languagesupport,includingTibetan.答案：B4.題干：WhatisthesignificanceofPSBC'spresenceinAngrenCountyduringtheagriculturalseason?-A.Toprovideloansforurbanrealestateprojects.-B.Tosupportfarmerswithagriculturalloansandinsurance.-C.Topromotesavingsamongurbancommuters.-D.Tofacilitateforeigncurrencytransactionsfortourists.答案：B5.題干：ThelocalgovernmentofAngrenCountyhaspartneredwithPSBCtolaunchamicrofinanceprogram.Whatistheprimaryobjectiveofthisprogram?-A.Toattractforeigninvestorstotheregion.-B.Toprovidesmallloanstoentrepreneursandsmallbusinesses.-C.Toincreasethebank'smarketshareinurbanareas.-D.Tosupportlarge-scaleindustrialprojects.答案：B6.題干：PSBC'sAngrenCountybranchrecentlyimplementedanewcustomerservicepolicy.Whatdoesthispolicyemphasize?-A.Online-onlytransactionstoreducecosts.-B.Personalizedfinancialplanningforhigh-net-worthindividuals.-C.Enhancedsupportforruralcustomers,includinglanguagetrainingforstaff.-D.Strictcompliancewithinternationalbankingstandards.答案：C7.題干：WhatisacommonconcernamongruralcustomersinAngrenCountyregardingbankingservices?-A.Highfeesforpremiumbankingservices.-B.Lackofaccesstomodernbankingtechnology.-C.Excessivebureaucracyinloanapprovals.-D.Limitedbranchhours.答案：B8.題干：PSBChaslaunchedafinancialliteracyprograminAngrenCounty.Whatisthemainfocusofthisprogram?-A.Teachingadvancedinvestmentstrategiestowealthyindividuals.-B.Educatingruralresidentsonbasicbankingandsavings.-C.Trainingentrepreneursincorporatefinancialmanagement.-D.Promotingcryptocurrencyasanewinvestmentoption.答案：B9.題干：TheAngrenCountybranchofPSBChasadoptedgreenbankingpractices.Whatdoesthisinvolve?-A.Offeringloansexclusivelytorenewableenergyprojects.-B.Reducingpaperusageandpromotingdigitaltransactions.-C.Investingonlyinenvironmentallyfriendlyindustries.-D.Implementingcarbonoffsetprogramsforclients.答案：B10.題干：WhatisapotentialbenefitofPSBC'sruralbankingservicesinAngrenCounty?-A.Increasedrevenuefromhigh-interesturbanmortgages.-B.Greaterfinancialinclusionforunderservedcommunities.-C.Highermarketshareincommercialbankingsectors.-D.Enhancedprofitsfromforeignexchangetrading.答案：B二、多選題（共10題，每題3分）11.題干：WhatarethekeychallengesfacedbyPSBC'sAngrenCountybranchinexpandingitsservices?-A.Limitedinfrastructureinruralareas.-B.Highcompetitionfromlocalfinancialinstitutions.-C.Lackofskilledbankingprofessionals.-D.Excessiveregulatoryscrutinyfromthecentralbank.答案：A,B,C12.題干：WhatarethemainobjectivesofPSBC'smicrofinanceprograminAngrenCounty?-A.Topromoteentrepreneurshipamongruralresidents.-B.Tosupportsmall-scaleagriculturalbusinesses.-C.Toincreasethebank'sloanportfolio.-D.Toattractforeigninvestorstotheregion.答案：A,B13.題干：WhatarethebenefitsofPSBC'smobilebankingappforruralcustomersinAngrenCounty?-A.Easyaccesstofinancialserviceswithoutvisitingabranch.-B.Real-timetransactionnotifications.-C.High-frequencytradingoptions.-D.Multi-languagesupportforbettercommunication.答案：A,B,D14.題干：WhatarethekeyfeaturesofPSBC'sfinancialliteracyprograminAngrenCounty?-A.Basicbankingandsavingseducation.-B.Advancedinvestmentstrategies.-C.Trainingondigitalbankingtools.-D.Entrepreneurshipworkshops.答案：A,C,D15.題干：WhatarethechallengesofimplementinggreenbankingpracticesinAngrenCounty?-A.Highcostsofeco-friendlytechnologies.-B.Limitedawarenessamongcustomers.-C.Regulatorycomplianceissues.-D.Lackofskilledpersonnelforsustainableinitiatives.答案：A,B,D16.題干：WhatarethepotentialbenefitsofPSBC'sruralbankingservices?-A.Increasedfinancialinclusion.-B.Highercustomerloyalty.-C.Enhancedbankreputation.-D.Greaterprofitsfromurbaninvestments.答案：A,B,C17.題干：WhatarethekeyobjectivesofPSBC'scustomerservicepolicy?-A.Improvedcustomersatisfaction.-B.Enhancedcommunicationwithruralclients.-C.Reductioninoperationalcosts.-D.Increasedmarketshareinurbanareas.答案：A,B18.題干：Whatarethecommonconcernsofruralcustomersregardingbankingservices?-A.Limitedaccesstomodernbankingtechnology.-B.Highfeesforbasicservices.-C.Excessivebureaucracyinloanapprovals.-D.Lackofpersonalizedfinancialadvice.答案：A,B,C19.題干：WhatarethemainfocusareasofPSBC'sgreenbankingpractices?-A.Reducingpaperusage.-B.Promotingdigitaltransactions.-C.Investinginrenewableenergyprojects.-D.Implementingcarbonoffsetprograms.答案：A,B,C20.題干：WhatarethepotentialbenefitsofPSBC'sfinancialliteracyprogram?-A.Increasedsavingsamongruralresidents.-B.Betterfinancialplanningforsmallbusinesses.-C.Reducedrelianceoninformallenders.-D.Enhancedbankprofitability.答案：A,B,C三、判斷題（共10題，每題2分）21.題干：PSBC'sAngrenCountybranchhasnoplanstoexpanditsservicesbeyondbasicbankingoperations.-答案：False22.題干：TheAngrenCountybranchofPSBCprimarilyfocusesonhigh-interesturbanloans.-答案：False23.題干：PSBC'smobilebankingappisonlyavailableinTibetan.-答案：False24.題干：ThemicrofinanceprograminAngrenCountyisaimedatattractingforeigninvestors.-答案：False25.題干：PSBC'scustomerservicepolicyemphasizesonline-onlytransactions.-答案：False26.題干：RuralcustomersinAngrenCountyhavelimitedaccesstomodernbankingtechnology.-答案：True27.題干：PSBC'sfinancialliteracyprogramisdesignedforhigh-net-worthindividuals.-答案：False28.題干：GreenbankingpracticesinAngrenCountyinvolveinvestingonlyinrenewableenergyprojects.-答案：False29.題干：PSBC'sruralbankingserviceshavenoimpactonfinancialinclusion.-答案：False30.題干：TheAngrenCountybranchofPSBChasnochallengesinexpandingitsservices.-答案：False答案及解析一、單選題1.答案：B解析：PSBC在昂仁縣擴展農村銀行業(yè)務的主要目標是提高金融包容性，幫助偏遠地區(qū)，如昂仁縣。2.答案：B解析：西藏銀行業(yè)的一個主要挑戰(zhàn)是網絡連接有限，影響在線銀行業(yè)務。3.答案：B解析：PSBC昂仁縣分行推出的一款針對農村客戶的移動銀行應用程序的關鍵功能是離線交易能力，適用于網絡覆蓋較差的地區(qū)。4.答案：B解析：PSBC昂仁縣分行在農業(yè)季節(jié)提供服務的主要目的是支持農民，提供農業(yè)貸款和保險。5.答案：B解析：昂仁縣政府與PSBC合作推出的微型金融計劃的主要目標是向企業(yè)家和小型企業(yè)提供小額貸款。6.答案：C解析：PSBC昂仁縣分行最近實施的新客戶服務政策強調為農村客戶提供更好的支持，包括員工語言培訓。7.答案：B解析：昂仁縣農村客戶在銀行業(yè)務方面的常見擔憂是缺乏現代銀行業(yè)務技術。8.答案：B解析：PSBC在昂仁縣推出的金融知識計劃的主要重點是教育農村居民基本的銀行和儲蓄知識。9.答案：B解析：PSBC昂仁縣分行采用綠色銀行業(yè)務實踐，涉及減少紙張使用和推廣數字交易。10.答案：B解析：PSBC在昂仁縣農村銀行業(yè)務的一個潛在好處是提高金融包容性，服務未充分服務的社區(qū)。二、多選題11.答案：A,B,C解析：PSBC昂仁縣分行在擴展服務時面臨的主要挑戰(zhàn)包括農村地區(qū)基礎設施有限、當地金融機構的高競爭以及缺乏銀行業(yè)務專業(yè)人員。12.答案：A,B解析：PSBC昂仁縣的微型金融計劃的主要目標是為農村居民促進創(chuàng)業(yè)和支持小規(guī)模農業(yè)企業(yè)。13.答案：A,B,D解析：PSBC的移動銀行應用程序對昂仁縣農村客戶的好處包括方便地訪問金融服務而無需訪問分行、實時交易通知以及多語言支持以更好地溝通。14.答案：A,C,D解析：PSBC昂仁縣的金融知識計劃的主要重點是基本銀行和儲蓄教育、數字銀行工具培訓和創(chuàng)業(yè)研討會。15.答案：A,B,D解析：在昂仁縣實施綠色銀行業(yè)務實