中國銀行吉安市吉州區(qū)2025秋招筆試英語完形填空題專練30題及答案一、單選題（每題1分，共10題）（注：每題從四個(gè)選項(xiàng)中選擇最佳答案，考察語法、詞匯及語境理解）1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustry,forcingmanyinstitutionstoadaptorfaceobsolescence.A)revolutionizedB)complicatedC)supportedD)ignored2.IntheJiangxiProvincialBank,employeesareencouragedtoparticipatein______trainingtoenhancetheircross-culturalcommunicationskills.A)linguisticB)technologicalC)managerialD)financial3.Despitetheeconomicdownturn,thelocalbranchinJiujiangCitymanagedto______itsprofitsbyoptimizingcoststructures.A)maintainB)reduceC)expandD)ignore4.TheChineseBankingAssociationemphasizestheimportanceof______inensuringdatasecurityandregulatorycompliance.A)corruptionB)transparencyC)inefficiencyD)secrecy5.AsuccessfulloanofficerintheBankofJiujiangmustpossessstrong______skillstoevaluatecreditrisksaccurately.A)analyticalB)creativeC)socialD)physical6.TheintroductionofAI-drivenchatbotshas______customerserviceefficiencywhilereducingoperationalcosts.A)improvedB)degradedC)standardizedD)complicated7.InthecontextofChina’sgreenfinancepolicy,banksareincentivizedtosupport______projectstopromotesustainabledevelopment.A)high-riskB)high-costC)environmentallyfriendlyD)traditional8.TheannualfinancialauditinNanchangCityrequiresemployeesto______alltransactionsforatleastfiveyears.A)verifyB)deleteC)summarizeD)postpone9.TheJiangxiProvincialRuralCreditUnionprioritizes______bankingservicestoaddressthefinancialneedsofruralcommunities.A)urban-focusedB)digital-firstC)agriculturalD)luxury10.AkeychallengeforChinesebanksintheglobalmarketisthelackof______incross-borderregulatoryframeworks.A)coordinationB)transparencyC)uniformityD)innovation二、選詞填空（每題1分，共10題）（注：從每題的選項(xiàng)中選擇最合適的詞填入空格，考察詞匯搭配與語境理解）11.ThePeople’sBankofChinarecently______anewsetofguidelinestostrengthenanti-moneylaunderingmeasures.A)releasedB)ignoredC)postponedD)criticized12.ThebranchmanagerinGanzhouCity______theimportanceofteamworkinachievingannualtargets.A)emphasizedB)dismissedC)minimizedD)acknowledged13.Duetothe______interestrates,manyborrowersinFuzhouareseekingrefinancingopportunities.A)fluctuatingB)stableC)fixedD)declining14.Thebank’smobileapphasundergoneseveral______toenhanceuserexperienceandsecurity.A)modificationsB)reductionsC)eliminationsD)expansions15.IntheJiangxiFinancialMuseum,visitorscanlearnaboutthe______historyofmodernbankinginChina.A)ancientB)contemporaryC)colonialD)speculative16.TheCommercialBankofJiujiangis______tolaunchanewgreencreditproducttosupportrenewableenergyprojects.A)planningB)hesitatingC)refusingD)ignoring17.A______approachisessentialforriskmanagementinthevolatilestockmarket.A)conservativeB)aggressiveC)passiveD)reckless18.TheChinesegovernmenthas______policiestoencouragesmallandmedium-sizedenterprisestoaccessfunding.A)implementedB)neglectedC)reversedD)criticized19.The______ofblockchaintechnologyhasopenednewpossibilitiesforsmartcontractsinbanking.A)adoptionB)rejectionC)limitationD)failure20.EmployeesintheBankofNanchangarerequiredtoattend______trainingtocomplywithinternationalfinancialstandards.A)mandatoryB)voluntaryC)optionalD)experimental三、完形填空（每題2分，共10題）（注：根據(jù)上下文選擇最佳選項(xiàng)，考察邏輯推理與綜合理解能力）Passage1Theriseoffintechhas______(21)thetraditionalbankinglandscapeinChina.Unlikeconventionalbanks,fintechcompaniesleveragedigitalplatformstodeliverefficientandpersonalizedfinancialservices.Forinstance,AntGroup’sYu’EBaohasrevolutionizedmobilepayments,makingit______(22)forordinarycitizenstotransfermoneyseamlessly.However,thisshifthasalsoraisedconcernsaboutdataprivacyandregulatoryoversight.ThePeople’sBankofChinahasthereforesteppedinto______(23)abalancedenvironmentwhereinnovationcanthrivewithoutcompromisingfinancialstability.21.A)transformedB)preservedC)ignoredD)simplified22.A)convenientB)complicatedC)expensiveD)unnecessary23.A)protectB)neglectC)encourageD)limitPassage2InruralChina,accesstobankingserviceshaslongbeena______(24).TheChinesegovernmenthasrecognizedthisissueandhaslaunchedinitiativestobridgethegapbetweenurbanandruralfinancialinfrastructure.Forexample,theAgriculturalBankofChinahassetupmobilebankingunitsinremotevillages,enablingfarmerstodepositandwithdrawmoneywithouttravelinglongdistances.Thisefforthasnotonlyimprovedfinancialinclusionbutalso______(25)localeconomiesbyfacilitatingagriculturaltrade.24.A)challengeB)opportunityC)benefitD)certainty25.A)stimulatedB)weakenedC)ignoredD)disruptedPassage3Theglobalfinancialcrisisof2008______(26)Chinesebankstoreassesstheirriskmanagementstrategies.Manyinstitutionshadpreviouslyreliedheavilyonrealestateloans,whichbecametoxicduringthedownturn.Sincethen,bankshavediversifiedtheirloanportfoliosandimplementedstricterunderwritingstandards.Today,theChinaBankingRegulatoryCommission(CBRC)______(27)bankstomaintainaminimumcapitaladequacyratiotoensureresilience.Additionally,theintroductionofBaselIIIregulationshasfurther______(28)thebankingsector’soperationalframework.26.A)forcedB)encouragedC)delayedD)supported27.A)requiresB)discouragesC)ignoresD)recommends28.A)strengthenedB)weakenedC)simplifiedD)complicatedPassage4Sustainablefinancehasbecomea______(29)priorityforChinesepolicymakers.Thecentralbankhasintroducedgreenbondstofundenvironmentallyfriendlyprojects,suchaswindfarmsandelectricvehiclemanufacturing.TheIndustrialandCommercialBankofChinahasalsoallocatedsignificantresourcestosupportrenewableenergyinitiatives.Thesemeasuresreflectthecountry’scommitmenttotheParisAgreementanditsgoalofachievingcarbonneutralityby2060.However,challengesremainin______(30)themarket’sgrowthandensuringcompliancewithinternationalstandards.29.A)pressingB)secondaryC)optionalD)irrelevant30.A)promotingB)stiflingC)neglectingD)questioning答案及解析一、單選題1.A)revolutionized（數(shù)字銀行的快速發(fā)展徹底改變了傳統(tǒng)金融行業(yè)）2.A)linguistic（江西省銀行鼓勵(lì)員工參加語言培訓(xùn)以提升跨文化溝通能力）3.A)maintain（盡管經(jīng)濟(jì)下行，九江市的本地分行通過優(yōu)化成本結(jié)構(gòu)維持了利潤）4.B)transparency（中國銀行業(yè)協(xié)會強(qiáng)調(diào)透明度以確保數(shù)據(jù)安全和監(jiān)管合規(guī)）5.A)analytical（在九江銀行，成功的貸款員必須具備強(qiáng)大的分析能力以準(zhǔn)確評估信用風(fēng)險(xiǎn)）6.A)improved（AI驅(qū)動的聊天機(jī)器人的引入提高了客戶服務(wù)效率并降低了運(yùn)營成本）7.C)environmentallyfriendly（在中國綠色金融政策的背景下，銀行被激勵(lì)支持環(huán)保項(xiàng)目以促進(jìn)可持續(xù)發(fā)展）8.A)verify（南昌市年度財(cái)務(wù)審計(jì)要求員工保存至少五年的所有交易記錄）9.C)agricultural（江西省農(nóng)村信用社優(yōu)先發(fā)展農(nóng)業(yè)金融服務(wù)以滿足農(nóng)村地區(qū)的金融需求）10.C)uniformity（中國銀行在全球市場面臨的一大挑戰(zhàn)是跨境監(jiān)管框架缺乏統(tǒng)一性）二、選詞填空11.A)released（中國人民銀行最近發(fā)布了一套新的指導(dǎo)方針以加強(qiáng)反洗錢措施）12.A)emphasized（贛州分行經(jīng)理強(qiáng)調(diào)了團(tuán)隊(duì)合作在實(shí)現(xiàn)年度目標(biāo)的重要性）13.A)fluctuating（由于利率波動，許多福州借款人正在尋求再融資機(jī)會）14.A)modifications（贛州市商業(yè)銀行的移動應(yīng)用程序經(jīng)過多次修改以提升用戶體驗(yàn)和安全性）15.B)contemporary（在江西金融博物館，游客可以了解現(xiàn)代銀行業(yè)務(wù)的當(dāng)代歷史）16.A)planning（