郵儲銀行黑河市孫吳縣2025秋招筆試英語選詞填空題專練50題及答案第一部分：基礎(chǔ)選詞填空（20題，每題1分）說明：每題空白處需要填入一個最合適的單詞，選項中有三個干擾項。1.ThedevelopmentofruralbankinginSunwuCountyreliesheavilyonthe______oflocalfinancialresources.A.stabilityB.flexibilityC.scarcityD.diversity2.Farmersinthisregionoftenfacechallengesduetothe______climateconditions.A.stableB.unpredictableC.favorableD.artificial3.PostalSavingsBankemphasizes______servicequalitytomeettheneedsofruralcustomers.A.efficientB.inefficientC.costlyD.inadequate4.Thebank’smobileappallowscustomersto______transactionsanytime,anywhere.A.postponeB.delayC.completeD.ignore5.SunwuCounty’seconomybenefitsfromthe______growthofagriculturaltourism.A.stagnantB.steadyC.decliningD.fluctuating6.Employeesareencouragedtoparticipatein______trainingtoenhanceprofessionalskills.A.optionalB.mandatoryC.unnecessaryD.informal7.Thebank’sruralbranchesfocuson______financialservicesforsmallbusinesses.A.innovativeB.traditionalC.limitedD.complex8.Duringthewinter,thetransportationinSunwuCountycanbe______duetoheavysnowfall.A.convenientB.efficientC.challengingD.smooth9.Thebank’spolicyrequiresstrict______toensurecompliancewithregulations.A.flexibilityB.transparencyC.secrecyD.inconsistency10.Localcustomersoftenappreciatethebank’s______approachtoproblem-solving.A.rigidB.patientC.carelessD.dismissive11.Theruralcreditprogramaimsto______small-scalefarmerswithloans.A.excludeB.supportC.discourageD.oppose12.Thebank’swebsiteprovides______forcustomerstochecktheiraccountbalances.A.limitedB.frequentC.real-timeD.delayed13.ThebranchinSunwuCountyservesasa______forfinancialeducationinthearea.A.centerB.pointC.facilityD.hub14.Thebank’s______strategyhelpsitadapttochangingmarketdemands.A.conservativeB.aggressiveC.passiveD.static15.FarmersinSunwuCountyrelyonthebankfor______duringharvestseasons.A.loansB.investmentsC.savingsD.donations16.Thebank’s______ensuresthatruralcustomersreceivefairtreatment.A.biasB.equalityC.discriminationD.prejudice17.Themobilebankingappisdesignedtobe______forallagegroups.A.complexB.user-friendlyC.confusingD.outdated18.Thebank’sruralinitiativesfocuson______economicdevelopmentinSunwuCounty.A.hinderingB.promotingC.neglectingD.damaging19.Thebank’s______approachhelpsbuildtrustwithlocalcommunities.A.distantB.inclusiveC.冷漠D.dismissive20.Theruralcreditprogramis______tomeettheneedsoffarmers.A.flexibleB.rigidC.inadequateD.irrelevant第二部分：情景選詞填空（15題，每題2分）說明：每題提供一段簡短文本，空白處需填入最合適的單詞，選項中有三個干擾項。21.Scenario:RuralFinancialInclusionThePostalSavingsBankhaslaunchedanewprogramtoimprovefinancialinclusioninSunwuCounty.Theprogramfocuseson______accesstobankingservicesforremotevillages.A.expandingB.limitingC.reducingD.eliminating22.Scenario:AgriculturalLoansFarmersinSunwuCountyoftenneed______loanstopurchaseseedsandequipment.Thebank’sruralcreditdepartmentensures______approvalforeligibleapplicants.A.short-term;quickB.long-term;slowC.short-term;slowD.long-term;quick23.Scenario:MobileBankingAppThebank’smobileappisequippedwithafeaturethatallowscustomersto______theiraccounts.Thisfeaturehassignificantlyincreasedcustomersatisfactioninruralareas.A.transferfundsB.closeaccountsC.depositchecksD.withdrawcash24.Scenario:WinterChallengesDuringthewinter,theroadsinSunwuCountybecome______,makingitdifficultforbankemployeestoreachremotebranches.Thebankhasimplementedmeasuresto______thesechallenges.A.slippery;overcomeB.smooth;ignoreC.icy;delayD.flat;avoid25.Scenario:FinancialEducationThebankconductsregularfinancialliteracyworkshopsinSunwuCountytoeducatefarmersaboutsavingandinvesting.Theseworkshopshelpcustomers______theirfinancialknowledge.A.improveB.forgetC.ignoreD.waste26.Scenario:RuralDevelopmentThebank’sruraldevelopmentinitiativesaimto______localeconomiesbysupportingsmallbusinesses.Theseprogramshavebeen______inSunwuCounty.A.boost;successfulB.weaken;failedC.boost;unsuccessfulD.weaken;successful27.Scenario:CustomerServiceThebank’scustomerserviceteaminSunwuCountyisknownforits______approach.Theytakethetimetounderstandcustomers’needsandprovide______solutions.A.impatient;complicatedB.patient;effectiveC.careless;irrelevantD.dismissive;vague28.Scenario:BranchOperationsTheruralbranchinSunwuCountyoperateswithlimitedresourcesbutstillmanagestoprovide______servicestolocalcustomers.Thebankiscurrentlyworkingon______itsoperations.A.poor;improvingB.efficient;expandingC.poor;reducingD.efficient;shrinking29.Scenario:AgriculturalInsuranceThebankoffersagriculturalinsurancetoprotectfarmersinSunwuCountyfromcroplosses.Thisinsuranceis______forfarmerswhorelyonagriculturefortheirlivelihood.A.unnecessaryB.irrelevantC.essentialD.optional30.Scenario:DigitalTransformationThebankhasbeeninvestingindigitaltechnologytoimproveservicedeliveryinruralareas.Thenewsystemallowscustomersto______transactionswithoutvisitingabranch.A.postponeB.completeC.cancelD.ignore31.Scenario:RegulatoryComplianceThebank’scomplianceteaminSunwuCountyensuresthatalloperationsadhereto______.Thishelpsthebankavoidlegalissuesandmaintainitsreputation.A.strictrulesB.flexibleguidelinesC.unclearpoliciesD.outdatedregulations32.Scenario:CommunityEngagementThebankactivelyparticipatesincommunityeventsinSunwuCountytobuildrelationshipswithlocalresidents.Theseeffortshavestrengthenedthebank’s______inthecommunity.A.presenceB.absenceC.indifferenceD.neglect33.Scenario:LoanApprovalProcessThebank’sloanapprovalprocessinSunwuCountyisdesignedtobe______toensuretimelysupportforfarmers.Thenewsystemreducesthetimerequiredforapproval.A.complexB.straightforwardC.lengthyD.ambiguous34.Scenario:FinancialAssistanceThebankprovidesfinancialassistancetofarmersinSunwuCountywhoarestrugglingduringdroughts.Thissupporthelpsthem______theirlosses.A.minimizeB.maximizeC.ignoreD.delay35.Scenario:BankPoliciesThebank’spoliciesinSunwuCountyaredesignedtobe______toaccommodatetheneedsofruralcustomers.Thisapproachhashelpedthebankgainacompetitiveedge.A.rigidB.flexibleC.unfairD.biased第三部分：行業(yè)與地域相關(guān)選詞填空（15題，每題3分）說明：每題提供一段與郵儲銀行農(nóng)村金融或黑河市孫吳縣相關(guān)的文本，空白處需填入最合適的單詞，選項中有三個干擾項。36.Scenario:RuralCreditProgramThePostalSavingsBank’sruralcreditprograminSunwuCountyhasbeen______bylocalfarmersduetoitsfavorableinterestratesandeasyrepaymentterms.A.criticizedB.supportedC.ignoredD.rejected37.Scenario:FinancialLiteracyCampaignThebank’sfinancialliteracycampaigninSunwuCountyaimstoeducatefarmersabouttheimportanceof______.Thisknowledgehelpsthemmakeinformedfinancialdecisions.A.debtB.savingsC.spendingD.borrowing38.Scenario:WinterBankingServicesDuringthewinter,thebank’sruralbranchesinSunwuCountyadjusttheiroperatinghourstoaccommodatethe______weatherconditions.Thisensuresthatcustomerscanaccessbankingservicesdespitethechallenges.A.favorableB.harshC.mildD.unpredictable39.Scenario:MobileBankingAdoptionThebankhasobservedasignificantincreaseinmobilebankingadoptioninSunwuCounty,especiallyamongfarmerswhopreferto______theirfinancesfromhome.A.manageB.ignoreC.hideD.neglect40.Scenario:EconomicDevelopmentThebank’sinitiativesinSunwuCountyhavecontributedtothe______ofsmallbusinesses,whichhashadapositiveimpactonthelocaleconomy.A.declineB.stagnationC.growthD.collapse41.Scenario:RiskManagementThebank’sriskmanagementteaminSunwuCountyfocusesonidentifyingandmitigatingfinancialrisksforruralcustomers.Thishelpsensurethe______ofthebank’soperations.A.stabilityB.failureC.collapseD.inefficiency42.Scenario:CustomerFeedbackThebankregularlycollectscustomerfeedbackinSunwuCountytoimproveitsservices.Mostcustomersappreciatethebank’s______approachtoproblem-solving.A.dismissiveB.patientC.rigidD.careless43.Scenario:AgriculturalInsuranceThebank’sagriculturalinsuranceprograminSunwuCountyprovidescoverageforcropfailuresduetonaturaldisasters.Thisinsuranceis______forfarmerswhorelyonagriculturefortheirincome.A.optionalB.unnecessaryC.essentialD.irrelevant44.Scenario:DigitalBankingExpansionThebankisexpandingitsdigitalbankingservicesinSunwuCountytoreachmoreruralcustomers.Thisinitiativeaimstoimprovethebank’s______intheregion.A.accessibilityB.unavailabilityC.inefficiencyD.redundancy45.Scenario:BranchOperationsTheruralbranchinSunwuCountyoperateswithlimitedstaffbutstillmanagestoprovide______servicestolocalcustomers.Thebankiscurrentlyworkingon______itsoperationstoimproveefficiency.A.poor;expandingB.efficient;expandingC.poor;reducingD.efficient;reducing46.Scenario:CommunityProjectsThebankhasfundedseveralcommunityprojectsinSunwuCountytosupportlocaldevelopment.Theseprojectshavehelpedimprovethe______ofruralresidents.A.livingstandardsB.livingconditionsC.economicstatusD.financialstability47.Scenario:FinancialInclusionThebank’sfinancialinclusioninitiativesinSunwuCountyfocusonprovidingbankingservicestounderservedcommunities.Theseeffortshavehelpedreducethe______offinancialexclusion.A.levelB.gapC.distanceD.inequality48.Scenario:RegulatoryComplianceThebank’scomplianceteaminSunwuCountyensuresthatalloperationsadhereto______.Thishelpsthebankavoidlegalissuesandmaintainitsreputation.A.strictrulesB.flexibleguidelinesC.unclearpoliciesD.outdatedregulations49.Scenario:CustomerServiceExcellenceThebank’scustomerserviceteaminSunwuCountyisknownforits______approach.Theytakethetimetounderstandcustomers’needsandprovide______solutions.A.impatient;complicatedB.patient;effectiveC.careless;irrelevantD.dismissive;vague50.Scenario:RuralCreditPoliciesThebank’sruralcreditpoliciesinSunwuCountyaredesignedtobe______toaccommodatetheneedsoffarmers.Thisapproachhashelpedthebankgainacompetitiveedge.A.rigidB.flexibleC.unfairD.biased答案與解析第一部分：基礎(chǔ)選詞填空（20題，每題1分）1.D.diversity解析：農(nóng)村銀行業(yè)的發(fā)展依賴于當(dāng)?shù)亟鹑谫Y源的多樣性。2.B.unpredictable解析：該地區(qū)的氣候條件不穩(wěn)定，農(nóng)民經(jīng)常面臨挑戰(zhàn)。3.A.efficient解析：郵儲銀行強調(diào)高效的服務(wù)質(zhì)量以滿足農(nóng)村客戶的需求。4.C.complete解析：銀行的手機應(yīng)用允許客戶隨時隨地完成交易。5.B.steady解析：孫吳縣的經(jīng)濟受益于農(nóng)業(yè)旅游的穩(wěn)步增長。6.A.optional解析：員工被鼓勵參加可選培訓(xùn)以提升專業(yè)技能。7.B.traditional解析：銀行的農(nóng)村分行專注于為中小企業(yè)提供傳統(tǒng)金融服務(wù)。8.C.challenging解析：冬季，孫吳縣的交通可能因大雪而變得困難。9.B.transparency解析：銀行的政策要求嚴格透明以確保合規(guī)。10.B.patient解析：當(dāng)?shù)乜蛻敉ǔＹ澷p銀行耐心解決問題的方式。11.B.support解析：農(nóng)村信貸計劃旨在為小規(guī)模農(nóng)民提供貸款支持。12.C.real-time解析：銀行的網(wǎng)站提供實時查詢賬戶余額的功能。13.D.hub解析：孫吳縣的分行為該地區(qū)的金融教育提供中心。14.B.aggressive解析：銀行的積極策略幫助其適應(yīng)不斷變化的市場需求。15.A.loans解析：農(nóng)民在孫吳縣收獲季節(jié)依賴銀行提供貸款。16.B.equality解析：銀行的平等政策確保農(nóng)村客戶獲得公平待遇。17.B.user-friendly解析：手機銀行應(yīng)用專為所有年齡段用戶設(shè)計，易于使用。18.B.promoting解析：銀行的農(nóng)村計劃專注于促進孫吳縣經(jīng)濟發(fā)展。19.B.inclusive解析：銀行包容性的方法幫助建立與當(dāng)?shù)厣鐓^(qū)的信任。20.A.flexible解析：農(nóng)村信貸計劃靈活，能滿足農(nóng)民的需求。第二部分：情景選詞填空（15題，每題2分）21.A.expanding解析：郵儲銀行的農(nóng)村金融包容性計劃專注于擴大農(nóng)村地區(qū)銀行服務(wù)的覆蓋范圍。22.A.short-term;quick解析：孫吳縣的農(nóng)民通常需要短期貸款購買種子和設(shè)備，銀行的農(nóng)村信貸部門確?？焖倥鷾?zhǔn)符合條件的申請人。23.A.transferfunds解析：銀行的手機應(yīng)用配備了轉(zhuǎn)賬功能，允許客戶轉(zhuǎn)賬，這顯著提高了農(nóng)村地區(qū)客戶滿意度。24.A.slippery;overcome解析：冬季，孫吳縣的道路變得濕滑，銀行員工難以到達偏遠分行，銀行已采取措施克服這些挑戰(zhàn)。25.A.improve解析：銀行在孫吳縣定期舉辦金融知識講座，教育農(nóng)民關(guān)于儲蓄和投資，這些講座幫助客戶提升金融知識。26.A.boost;successful解析：郵儲銀行的農(nóng)村發(fā)展計劃旨在通過支持中小企業(yè)提振當(dāng)?shù)亟?jīng)濟，這些計劃在孫吳縣取得了成功。27.B.patient;effective解析：孫吳縣郵儲銀行的客戶服務(wù)團隊以其耐心著稱，他們花時間了解客戶需求并提供有效解決方案。28.B.efficient;expanding解析：孫吳縣的農(nóng)村分行雖然資源有限，但仍能提供高效服務(wù)，銀行正在擴大其運營規(guī)模以提高效率。29.C.essential解析：郵儲銀行向?qū)O吳縣農(nóng)民提供農(nóng)業(yè)保險以保護農(nóng)作物損失，這對依賴農(nóng)業(yè)為生的農(nóng)民至關(guān)重要。