1、保卓高端醫(yī)療保Benefits Schedule 幣種 福利 Core )，)Worldwide China ernational 年度總賠償限額 - 保卓高端醫(yī)療保Benefits Schedule 幣種 福利 Core )，)Worldwide China ernational 年度總賠償限額 - 保障1-4部Part1：Hospitalization自付比率 Co-無 Daily Room & Board Limit Per Day Standard Private Room重癥監(jiān)護ensive Care Full Hospital Miscellaneous Expenses (Pre

2、scription drugs, inpatient diagnostic住院物理治療InpatientSurgeonsFee,AnesthetistsFee,Inpatientns 家庭看護* （每一病癥最高賠償期為90天） rsing* (Max 90 days per disability)近親屬陪宿費用* （每一病癥最高賠償期為90天Immediate modation*(Max90daysper入院前或日間手術(shù)前醫(yī)生求診費用（住院前90天內(nèi)Pre-hospitalization or Pre-day Surgery listConsul ion(Upto90入院前或日間手術(shù)前檢查檢驗

3、費用（住院前90天內(nèi)Pre-hospitalizationorPre-day Surgery Diagnostic (Upto90days 離院后或日間手術(shù)后治療(離院后90天內(nèi)t-hospitalization t-day Surgery Treatment: Within 90 days immedia Inpatient Psychiatric Treatment: Up to 30 days policyyearafter12months continuous cover under the plan; Lifetime limit of 100 days第二部分：非住院腎透析治Par

4、t2：OutpatientKidneyDialysisandCancer年度最高賠償限額 BenefitLimitPer第三部分移植 Part3：an TransplantInpatient Psychiatric Treatment: Up to 30 days policyyearafter12months continuous cover under the plan; Lifetime limit of 100 days第二部分：非住院腎透析治Part2：OutpatientKidneyDialysisandCancer年度最高賠償限額 BenefitLimitPer第三部分移植 Pa

5、rt3：an Transplant Full CoveragePart 4： Outpatient 自付比率 Co-免賠額/次 無 普通門診費用、專科門診費用、處方藥物ClinicalConsul ion,listConsul ion,PrescriptionDrugs& Full Coverage物理治療及脊骨治療* （每年最多10次Physiotherapy & Chiropractic Treatment* (Max 10 visits per X-Ray and Laboratory Fees*中醫(yī),跌打及針灸治療tter,and Outpatient Emergency Dental

6、 Treatment (Due to accidents Full CoverageOutpatient Emergency Treatment (Due to accidents 第五部分：24小時緊急支援服Part5： Emergencyerviceand 可選福利 Optional 可選項1：可否使用列表中的昂貴醫(yī)療機構(gòu)Optional1：UsageofHighCost Full Coverage可選項2（在選擇住院以及門診的基礎(chǔ)上附加自付比率 Co-牙齒治療,Naturedentaltreatment，Preventive&Oral* Dentures * Max limit per

7、可選項3 Routine physical examinations,health screening & health check-可選項保障（在選擇住院以及門診的基礎(chǔ)上附加Optional 4：Maternity Cover (Optional based on IP+OP 2020人（含）以上團單已保障，20WaitingPeriod12個12自付比Routine physical examinations,health screening & health check-可選項保障（在選擇住院以及門診的基礎(chǔ)上附加Optional 4：Maternity Cover (Optional b

8、ased on IP+OP 2020人（含）以上團單已保障，20WaitingPeriod12個12自付比率 Co-無 順產(chǎn)產(chǎn)*,墮胎*,產(chǎn)前并發(fā)癥和分娩時并發(fā)癥*,15 Full CoverageNormal arean*,Abortion*,Miscarriage*,Complicationsduring the antenatal period and childbirth*, Medically nesarycostsfornew born baby for 15 days upon birth可選項5：受保區(qū)域以外的緊急治療(每次旅程最多四十五天-賠付 ￥600,000;其它國家 O

9、ptional5：EmergencyMedical(Max45daysforsingletrip- Coverage for the other 注釋所有費用必須合理且必需。Allexpensesmustbereasonable,sary and 和住院醫(yī)療費用擔(dān)保服務(wù)需簽妥同意書方可生效,且對于計算錯誤或不被理賠的金額,您有義務(wù)配合進行相關(guān)理賠金額的調(diào)整。Cashless Payment and inpatient guarantee letter can be provided subject to indemnification.全額賠付及各項保險金均受限于各險種的年度總賠償限額。 Fu

10、ll coverage and all benefits payable shall be bject to Annual * 需由主治醫(yī)或配mended or referred by the attending #包括所有手術(shù)室費用、麻醉師費用、手術(shù)費用及醫(yī)院雜項費用等進行腎臟、心臟、肝臟、肺或骨髓移植手術(shù)的全部合理且必需的醫(yī)療費用。Includeallexpensesofoperatingtheatre&materials, anesthetists, surgeon and hospital service relating to the transplan ion of heartkidneyliverg or bone marrow.昂貴醫(yī)療機List of high cost (1). 和睦家所有醫(yī)院或診所All the United Family Hospitals and clinics; (2). 國際(SOS)救援中心診所SOSernational Clinics; (3).東方國際醫(yī)療中心Shanghai Easternational Medical Center; (4).天壇普華醫(yī)院St. Michael Hospital and Beijing TIANTAN PUHUA hospital;