商業(yè)銀行信息科技風險管理制度英文_第1頁
商業(yè)銀行信息科技風險管理制度英文_第2頁
商業(yè)銀行信息科技風險管理制度英文_第3頁
商業(yè)銀行信息科技風險管理制度英文_第4頁
商業(yè)銀行信息科技風險管理制度英文_第5頁
已閱讀5頁,還剩10頁未讀, 繼續(xù)免費閱讀

下載本文檔

版權(quán)說明:本文檔由用戶提供并上傳,收益歸屬內(nèi)容提供方,若內(nèi)容存在侵權(quán),請進行舉報或認領(lǐng)

文檔簡介

GuidelinesontheRiskManagementofCommercialBanks’InformationTechnologyChapterIGeneralProvisionsPursuanttotheLawofthePeople’sRepublicofChinaonBankingRegulationandSupervision,theLawofthePeople'sRepublicofChinaonCommercialBanks,theRegulationsofthePeople’sRepublicofChinaonAdministrationofForeign-fundedBanks,andotherapplicablelawsandregulations,theGuidelinesontheRiskManagementofCommercialBanks’InformationTechnology(hereinafterreferredtoastheGuidelines)isformulated.TheGuidelinesapplytoallthecommercialbankslegallyincorporatedwithintheterritoryofthePeople’sRepublicofChina.顯The嘴Guide右line霸s革ma浪yapp財lyto著othe犬r大bank飼ingi備nstit能ution雀sinc海ludin敢gpol衣icyb恐anks,滑rura躁lcoo闖pera俊tive掠banks羊,urb發(fā)ancr仇edit損coope汽rativ鞭es,r濫ural贊credi奪tcoo泄perat嚷ives,翠vill薄ageb篩anks,機憤loan香compa晚nies,腹爆finan夕cial揮asset峽mana己gemen末tcom侵panie忙s,tr鹿usta冰ndin潔vestm雷entc當ompan宜ies,趟finan舅cefi樸rms,汽fina嗎ncial稻leas荷i專ngco己mpani窗es,a路utomo菌bile塔finan喬cial騾compa蔑nies密andm圖oney感brok坡ers.戶Thet甩erm擊炕“愿infor拜matio拍ntec板hnolo良g積y鞭”俱stat歷edin錯the貸Guide罷lines矮shal搶lref色erto懇the磚syste稱mbui丟ltwi告th所compu埋ter閉,痰comm躺unica蒼tion消and挪softw腔are杏tech潤nolog弓ies,風ande守mploy嚷edby竊糕comme染rcial繼機banks夫toh雀andle壞型busin繞esst奔ransa依ction垮s,op派erati見onma友nagem崇ent,司andi圣ntern套alc遭ommun瓦icati忌on,c睡ollab薄orati獸vewo義rkan頂dcon堅trols擔.The尺term聰also作incl悟udeI患Tgov躍ernan適ce,I攔Torg佛aniza和tion醒struc看ture壩andI異Tpol渡icies好and店proce研dures曲.畢Ther托isko及finf身ormat嚴iont病echno塊logy詞ref服erst艙othe尊oper扭a庸tiona練lris仗k,le柳galr袖iska怠ndre孔putat宅ionr籃iskt酒hata菊reca捉used拿by竭natu長ralf棟actor級,級huma斯nfac度tor,墊techn妖ologi蔥call垂oopho駁leso厲rman未ageme蹄ntde趨f(xié)icie頂ncies效利when袍using舍info因rmati廚onte另chnol拒ogy喇.選Theo沉bject癥iveo鐘finf鍛ormat甘ions級ystem且risk之mana槍gemen示tis輪toes詞tabli蟲shan原effe危c些tive偷mecha領(lǐng)nism單that敘cani繳denti繼fy,m根easur霉e,怪monit禾or蔬,and慣con倉trol讀ther集isks券of范comme克rcial駐bank乞s?!穒nfo鐮rmati濁onsy兔stem,盆ensu歐reda府tain市tegri聯(lián)ty,a協(xié)vaila遙bilit郊y,co首nfide悲ntial謠itya優(yōu)ndco攤nsist得ency,銜prov拳idet醉here鄭levan雙tear竟lywa覽rning帝,and推ther樹ebye巷nable龍凍comme咱rcial載bank嗓s獄’趕busi絡(luò)ness羅innov野ation鄭s,up村lift障their箏capa歲bilit探y(tǒng)in坊utili趕zin斬ginf況ormat肆iont河echno食logy,蔑impr挨ovet奇heir螺core絞compe叢titiv密eness批and婆capac脂ityf乞orsu原stain序able恐devel俱opmen犯t.漏Chapt拳erII螞芒支ITgo隨verna美nce缸Thel叉egal淘repre陵senta止tive坡ofco密mmerc文ialb岡anks央hou窩ldbe游resp皮onsib逮l余eto過ensur籌ecom閣plian祥ceof毯this吃guid岸eline仍.猶Theb眼oard拜ofdi油recto按rsof喂comm版ercia企lban喉kssh平ould尋have怎thef誼ollow告ingr媽espon旗sibil蘭ities涉with類resp睡ectt逐othe襲mana閱gemen糕tof選infor周matio鞋nsys殘tems:除Imple鎖menti聞ng秋and灘compl塵ying擱with塌the魚natio陜nall何aws,適regu西latio小nsan更dtec栗h憂nical柱stan備dards京pert疤ainin玉gto且them柳anage娃ment陜ofin賞forma妹tion演syst牲ems,只aswe蜜llas吃the瓜regul抽atory折requ懇ireme蟻ntss突etby燙the侮China瑞B(yǎng)ank鳥ingR燃egula宇tory納Commi呈ssion仿(her頑einaf罰terr譽eferr比edto畝ast蓬he域睬“專CBR尋C融”掙)遺;座Perio甩dical仍lyre跟viewi獨ngth戶eali捷gnmen豪tof獨ITs猶trate精gywi辦thth閥e浙over涂allb叫usine主ssst悟rateg掉iesa潤ndsi稼gnifi玩cant澡polic號ieso宇fth只eban佛k,as寧sessi茂ngth水eove粱rall獵effec謎tiven箏essa稈ndef劃ficie祖ncyo治fthe撞ITo析rgani圈zatio速n.班Appro坑ving炒ITri般skma妖nagem猶ents揮trate竿gies謊andp晨olici摟es,u霜nders絕tandi婆ngth頁emaj先orIT釀risk粉sinv桑olved毀,s升ettin紙gacc捉eptab戒l居elev盲elsf叛orth胳eser晴isks,檢and窮ensur悠ingt賤heim要pleme紙ntati懷ono浩fthe認meas途ures否neces魯sary城toid附entif奧y,me跟asure誰,mon聞itor尚andc閥ontro煉lthe章seri責sks.蛾Setti躬nghi隱ghet言hical柄and漁integ齒rity鏈stand遇ards,斥and財estab閉lishi靈nga察cultu栗rewi慧thin俗theb煤ankt耗hate竹mphas侮izes死andd辯emons給t漫rates券toa警llle噸vels冤ofpe圍rsonn擴elth童eimp醬ortan康ceof片ITr無isk遭manag氧ement框.杠Estab磁lishi忌ng厭anIT非stee報ring昌commi年ttee臘which蒼cons潮ists纏ofr絮epres嗎entat急ives駱from堅senio牢rman淚ageme廁nt,t爛heIT壁orga葡nizat守ion,棕andm舟ajor煮busin淹essu灶nits,滾too納verse趁ethe宮sere弱spons級i次bilit西iesa竄ndre嬸p柿ortt羞heef摔fecti葉venes但sof暢strat喉egic賓ITpl慧annin困g,th意eIT榆budg挪etan牙dact逝uale嶄xpend幫iture務(wù),and紹the融overa永llIT授perf士orman正ceto慎t鋼h攔eboa嶄rdof脈dire叢ctors續(xù)and相senio頭rman粘ageme封ntpe釀riodi盯cally話.腳Estab婆lishi喝ngIT觸gove腎rnanc鏡estr億uctur櫻e,pr庫oper朱segre光gatio紛nof選duty,慣clea藍rrol舅e海and牌respo祝nsibi脹lity,壓main帥taini申ngch踐ecka留ndba猾lance計sand袍cle振arre鴨porti鴉ngre鳳latio遲nship受.Str匆ength咽ening會ITp子rofes重siona旬lsta待ffby犧deve稼lopin軌ginc身entiv瓦epro毛gram.眨Ensur夜ingt印hatt繡here撇isan況effe挽ctive圓inte先rnal扣audit辣oft例heIT蘋risk岸mana些gemen莖tcar嚼ried粗outb是yope旦ratio燙n倚ally拍indep環(huán)enden縫t,we糠ll-tr腹ained奮and臭quali序fied羅staff繡.Th途ein糾terna蟻laud鋸itre引port耍shoul育dbe批submi色tted財direc毫tlyt澆othe錦ITa負udit訂commi揭ttee;嚇Submi舞tting孝ana克nnual旦repo秧rtto提t(yī)he子CBRC亞andi盯tslo淹calo財ffice棕son矛infor灑matio斜nsys背temr悅iskm斷anage樂ment斃that孕hasb撫eenr撈eview近e打dand蛾appr命oved揚byth疤eboa炸rdof娛dire到ctors腿;洲Ensur品ingt個heap毛p墻ropri圖ating禮fund役ingn咬ecess慰aryf戒orIT貴risk壇mana喊gemen獵twor款ks;暢Ensur包ingt央hata蠅llem碑ploye餓esof悔the殖bank勸fully隔unde鄉(xiāng)rstan痛dand北adhe沒reto巾the丘ITri茂skma欣nagem蟲entp疫olici餓esan絡(luò)dpro彎cedur翼esap挪pr騾oved圖byth糞eboa慰r燦dof到direc岡tors霜andt近hese積nior議manag飾ement溝,and饅are樂provi討ded昆with樓perti侍nent運train吧ing.尺Ensur托ingc尤ustom互erin魔forma落tion,顏fina奉ncial堆info厲rmati扒on,p婚roduc臂tinf喂ormat藝iona哪ndco負reba痛nking鄉(xiāng)syst懸emof呢the石legal連enti寶tyar級ehel學dind障epend美ently舊with減inth肌e產(chǎn)terr志itory侵,and尸comp休l宇ying垃with市ther陳egula踏tory險on-si橫teex樣amina得tion張requi搞remen孝tso帽fCBR套Cand邊guar齊ding去again般stcr子oss-b厲order應risk扮.懂Repor悲ting懲ina厭timel阿yman絮nert己othe母CBRC肢and危itsl宜ocal共offic怠esan斑yser氏ious冬incid召ento砍finf獄ormat批ions有ystem瞇sor豈unexp條ected悶even嗚t,an軍dqu路ickly妻r(nóng)esp努ondt犯o撓iti紋nacc床ordan餃cewi斧thth山econ傻tinge卷ncyp饒lan;箱Coope盒ratin腫gwi庸thth忠eCBR榮Cand則its播local碼offi獻cesi嚴nthe需supe舞rviso云ryin州spect售iono悼fthe直risk纏mana握gemen漂tof工infor謠matio辮nsys抱tems,錫and鴿ensur便etha籠tsup托ervis銷oryo欲pinio績nsar賓efol既lowed缸up;液and朵Perfo樸rming雙o宋ther萄relat臟edIT遍競risk助manag版ement賢task喉s.溪Theh憲eado晴fthe惡ITo修r(nóng)gani勒zatio包n,co藍mmonl戀ykno英wnas姻the蜂Chief禮Info代rmati染onOf建ficer夸(CIO仁)sho動uldr哨eport栗dire帝ctly龜toth奔epre提siden董t.Ro縮lesa倆ndre寒spons章ibili姜ties陳ofth五eCIO拋shou柳ldin摧clude易the圖follo強wing:奶Playi物nga貨direc歉trol克ein銷keyd鳳ecisi類o眨nsfo堤rthe詳busi沙ness布devel樓opmen君tinv跪olvin急gthe打use玻ofIT該in詠theb將ank;歡TheC虎IOsh燦ould放ensur因etha萄tinf鹿ormat舅ions桐ystem斤smee品tthe澆need僵sof里theb懇ank,扯andI炕Tstr濁ategi后es,i蒜npar齒ticul菜arin癥forma損tion肺syste賴mdev嘉elopm含ents鋪trate助gies,悲comp悄lywi疊thth節(jié)eove哭r(nóng)聾allb盯usine石ssst倍r夠ategi晝esan江dIT這risk告manag府ement糕poli蘭cies諷ofth惜eban同k;按TheC貼I閃Osho顧ulda僚lsob尸eres交ponsi沾blef意orth印eest掃ablis撥hment約ofa濫neff里ectiv某eand拉effi亞cient纏ITo沖rgani死zatio羞nto箱carry屯out私theI漲Tfun代ction拜sof碰theb諸ank.拖Thes疫einc項lude舍t(yī)heI府Tbud慌geta遷ndex匠pendi厭t邊ure,榆ITri畜skma務(wù)n蘋ageme洗nt,I鈴Tpol姿icies雙,sta撐ndard屆sand違proc闊edure恨s,IT消inte火rnal謠cont拘rols,每prof豬essio辦nald權(quán)evelo僅pment烏,IT顫proje限ctin悟itiat熄ives,彩ITp箭rojec軍tman睡ageme派nt,i影nform挪ation善syst軍emma卸inten弟ance沈andu瞧pgrad符e,IT均oper洞ation酷s,IT害infr梁astru慶cture貨,寫Infor固matio歷nsec太urit談y禾,dis絕aster菊reco渡very逗plan借(DRP)釋,IT頓outso辰urcin辛g,an雖dinf棗ormat零ions熱ystem做ret歷ireme件nt;烈Ensur啦ingt鵝heef與fecti紀venes探sof食ITri胡skma刮nagem鬼entt些hroug榆hout薄theo相rgani架zatio語ninc膽ludin馬gall批bran弱ches.篇Organ面izing陽prof昨essio膊nalt宰raini豬ngst滅oimp縱rove樹techn博ical報profi夜cienc民yof色s段taff.領(lǐng)Perfo臭rming贊othe事rrel魄ated惑ITri觸skma朝nagem俱entt躲asks.洲Comme全rcial也bank扎s月shoul鳳dens槐uret平hata夕clea紛rdef氣initi毯onof坡the貍ITor擇ganiz濟ation拼stru椒cture緣and毅docum容entat乳iono另fall惡job謊descr渾iptio秒nsof趨impo勤rtant羊posi港tions勿are溝alway弄sin牙place效and喇updat與edin松ati佛mely蒙m糊anner圍.Sta桂ff洗in蜂鍋each徹posit焦ions繞hould擇meet促rele摟vant頁requi渴remen匪tson鋤prof篩essi友onal膚skill規(guī)sand盒know仇ledge每.The痰foll捉owing職risk而miti塑gatio同nmea印sures期shou忘ldbe徐inco閃rpora貸tedi橡nthe觸mana夜gemen棵tpro蜻gram智ofre適lated濾staf城f:糾Verif共icati扛onof中pers隔onal酷infor耗matio貓ninc鉤ludin撓gc謹onfir椅matio雜nof音p久erson虹alid罪entif刻icati紙onis伶sued柔bygo院vernm怕ent,痰acade妙micc獻rede貸ntial飄s,pr擴iorw肝orke擱xperi丹ence,雀prof吐essio袖nalq盒ualif隔icati愛ons;甜Ensur乖ingt婆hatI列Tsta搬ffca逮nmee殘tthe復requ癥ired懂profe堤ssion帆alet篩hics叨bych掠eckin心gcha藍racte況rref渣erenc張e;異Signi促ngof匠agre束ement票s究with飯emplo迷yees壓a聚bout抬under顛stand怖ingo慘fIT沃polic患iesa玉ndgu銳ideli身nes,翻non-d帽iscl端osure義ofc夫onfid啄entia蜘linf紫ormat禽ion,宣autho止rized姐use禿ofin春forma泛tion摟syste肚ms,a之ndad恥heren肥ceto飼ITp棒olici苗esan曲dpro酸cedur融es;a吐nd仰Evalu鈔ation籍oft裳heri川skof征losi染ngke射yIT名perso帖nnel,邊espe堅cia咽llyd火uring辣majo茫r率ITd彎evelo鼠pment嘗stag報eor俗ina誘perio之dof溜unsta蝕bleI管Tope厚rati歇ons,夫andt壁here阻levan彎tris蓮kmit權(quán)igati確onme煉asure撫ssuc福has橫staff毒back雄upar熱range鍬ment斃ands番taff披succe扶ssion孔plan叔.派Comme岸rcial假bank容ssho謙ulde織stabl篩isho保rdes戰(zhàn)ignat紛eap腸artic穗ular漲depar算tment寸fo逐rIT兔risk膛manag黃e哲ment.厲It鄰shoul謙drep壟ortd祥irect燦lyto礎(chǔ)the縫CIOa佳ndth卸eChi傻efR削iskO瀉ffice錄r(or皇risk紗mana牙gemen熱t(yī)com伸mitte壁e),s牲erve速asa棒membe糾rof禽theI穿Tinc蘆ident勁resp味onse鴨team,典and諒bere毅spons彼ible固forc內(nèi)oordi懇natin寄gthe殲esta漢blish宗ment妖ofpo嘆licie吹sreg姐ardin叢gIT潔risk簡m李anage典ment,設(shè)espe慚c漿ially燙the瞞areas細ofi附nform彎ation冬secu辟rity,昏BCP,巾and址compl柏ianc著ewit表hthe珠CBRC寨regu驅(qū)latio康ns,a祥dvisi塊ngth拌ebus韻iness唐depa掙rtmen馬tsan嘆dIT留depar嗽tment革ini倘mplem武entin振gthe丑sepo外licie藏s,pr濁ovidi抽ngre祥levan插tcom杰plian籃cein珠forma露tion,戶cond慘uctin寫gon-槍going允asse子s辯sment須ofI誦Tris魄k吼s,an隙dens俯uring字the島follo冬w-up東ofre塌media東tion是advic周e,mo刊nito膛ring艷ande北scala的ting惡mana需gemen筑tof間ITt斃hreat畏sand負non-彎compl尊iance您even式ts.遼Comme鏟rcial扶bank賀ssho嶺ulde姿stabl關(guān)ish尋a唉spec夸ialI康Taud哈itro艦lean與dres挎ponsi優(yōu)bilit令ywit鄙hini鄉(xiāng)ntern恐alau婦ditf錄uncti替on哲,whi妖chsh型ould汗p啟utin災plac榜eIT將audit狠poli猶cies胃andp跨roced騾ures,籠deve拼lopa嚴nde雹xecut葵eIT便audit慰plan熔.攀Comme過rcial媽bank禿ssho房uldp才utin羅plac狡epol雨icies秧and渾proce遷dures牽top棕rotec扇tint愈ellec還tual扛prope較rtyr勁ights運稍accor挎ding仁tola桃wsre哨gardi劉ngin串telle蜜ctual旱prop遠ertie海s,en纖su千repu懇rchas辯eof煤l戶egiti僵mate揉softw降area臥ndha總rdwar遙e,pr馬event陣iono遙fthe示use恢ofp泄irate綱dsof勾tware敗,and惜the龍prote扇ction司oft鳥hepr紡oprie所tary葬right裂sof攝ITpr齡oduct盾sdev盈elope虜dby國theb編ank,纖ande社nsure誦that雜thes靠eare戶full悶yund趴ersto晝odan邪dcom慈plied懶bya踢llem毛ploye晴es.艱Comme漠rcial斃bank臺ssho氏u宮ld,i籌nacc武ordan乞cewi集thre裙levan次tlaw刑sand協(xié)regu敏latio薦ns,d辨iscl秤oset溝heri籌skpr憂othe面irIT去norm褲ative崖lyan扁dtim正ely.維Chapt劣erII牌I駁愉抬ITRi燈skMa色nagem簡ent匹Comme憂rcial返bank倒ssho距uldf重ormul瓶atea腰nIT造strat虜eg剖y欠that島alig駛nswi絨thth敘eove幟rall擦busin滴essp檔l兼anof素the補bank,暢螺ITri滔skas邁sessm此entp閑lana蘭ndan唱ITo炕perat日ional企plan郵that顧can段ensu美read訊equat筋efin設(shè)ancia掛lres損ource禽sand縣huma所nres艦ource伙sto勇maint竊aina亦stab滔lean佩dsec孟ureI爺Tenv凍ironm稠ent.暢Comme騎rcial擦bank韻ssho答uldp岡utin燥plac傷eac擴ompre跳hensi特vese雅tof千ITri逆skma舅nagem飾entp斜olici專esth定a作tinc東lude講thef薪ollow兔inga干reas:掌Infor顏matio諷n料s洋ecuri萬ty們c刮lassi諷f羞icati竿on飾p牲olicy傾Syste貝m鳥d恩evelo魯pment禍,tes漲ting晝andm沿ainte尖nance曠poli溝cy株ITop溫erati扶onan法d它m走ainte告nance飲相p檔olicy施Acces晶s元c潔ontro征l弊p碗olicy腿Physi漁cal愚s若ecuri靜ty房p早olicy嘗災Perso像nnel濁s小ecuri披ty奔p泄olicy餓Busin馬essC匹ontin抖uity質(zhì)P匙lanni靠ngan屠dCri逼sisa覺ndEm者ergen驚cyMa答nagem摧ent缺p廳roced欄ure梯Comm棵ercia泰lban日kssh俱ould麗maint演aina可nong傳oing受risk玻ident織ifica萄tion華anda怕ssess錦ment賀proce穗ssth肯atal燃lows潔theb衡ankt帝opin外point繡the緒areas帽ofc千oncer悄nin險itsi累nform葡ation怨syst服ems,灶asses披sthe昌pote攏n窩tial構(gòu)impac屠tof克t乏heri械skso垃nits貨busi誼ness,牧rank爺the委risks網(wǎng),and臟prio啊ritiz歲emi搜tigat糕iona遼ction裳sand虎the咸neces哲sary檢resou局rces纖(incl舊uding騎outs銳ourci巖ngve剃ndors桐,pro帳duct累vendo傾rsan暴dser西vice忌vendo墨rs).四Comme壇rcial扶bank痕ssho椅uldi監(jiān)mplem吼enta爺comp踏rehen扒sive叛seto奔fris因kmit序igati族onme測asure旁s此comp素lying去with索the廟ITri攔skma棗nagem甲entp梳olici托esan聚dcom冒mens緒urate填with蹈the斯risk爽asses古sment危oft芽heba票nk.靜These艷miti華gatio圈nmea曉sures弊shou猴ldin脊clude采:和Aset憑ofc抹learl謹ydoc抄ument紗edIT發(fā)risk西poli壟cies,境tech養(yǎng)nical窄stan陳dards黑,and惠oper威ation練alpr費ocedu確res,經(jīng)whic菠hsho斗uldb趨e籍comm乎unica地tedt紅othe頓staf咬ffre盈quent接lyan都dkep輸tup仙toda條tei塔nat員imely偽mann使er;臂Areas黃ofp恐otent據(jù)ialc漲onfli害ctso浸fint滔erest享shou煉ldbe朵iden飼tifie久d,mi杰nimiz秘ed,a被ndsu塑bject鍛toc盾arefu體l,in鳳depen武dent誕monit旁oring付.Al叮soit頑requ吹ires教that飾anap域propr宇iate碧co韻ntrol咽stru虎cture扶攪isse欠tup形tofa惑cilit點atec辯hecks硬and麻balan艇ces,君with聯(lián)contr亭ola理ctivi己ties眠defin伍edat父ever寄ybus嘗iness仇leve廈l,wh威ichs晚hould碗incl擋ude:遭Topl懂evel夸revie勤ws;地Contr晨olso首verp誠hysic襪alan乖dlog代ical湊acces赤sto違data返ands顫ystem躬;轉(zhuǎn)Acces屑sgra卵nted巾on派執(zhí)“訪need拘tokn豬o巧w券”承嫌and顧棵“嚷minim肉umau也t獎horiz稠atio塵n族”竊basi跪s;澆Asys影temo機fapp咬roval猜sand件auth電oriza賓tions賞;機and撫Asys艙temo堪fver飄ifica俱tion醒andr嫂econc飄iliat止ion稍.解Comme櫻rcial耐bank尾ssho含uldp鞭utin旗plac擺eas們etof門ongo昏ingr鑒iskm哭easur幼ement眾and爐monit扭oring棗mech疲anism專s,wh若ichs紫hould張incl屑ude通Prea威ndpo燒st-im旱pleme真ntati盾o墳nrev星iewo惹fIT互proje夏cts;進Bench怕marks惠for盒perio伸dicr脹eview親of引syste蘋mper干forma裝nce;肯Repor弄tsof墻inci國dents攪and衛(wèi)compl替aints錦abou滑tIT絕servi華ces;跟Repor閣tsof仗inte江rnal梨audit泳,ext霉ernal跪audi索t,an溪diss寸uesi碑denti禁fied翼byCB著RC;a源nd正Arran破gemen立twit昨hven背dors費and窮busi輕ness珠units望構(gòu)forp唐eriod走icre輸view采ofse蟻rvice向leve粒lagr片eemen錘ts(S省LAs).詳The汗poss殘ible霧impac冒tof陸newd邪evelo盯pment輝oft烘echno嫂logy慣andn告ewth渾reats陰tos臘oftwa禿rede姿ploye悅d.程Timel稍yrev裹iewo穗fope崖ratio呀nalr墓iska宵ndma瀉nagem夫entc華ontro襪lsin劫oper兼ation扣area昌.偽Asses降sthe貸risk扁蹦proI釣Tou幼tsour樸cing蜜proje顏ctsp榨eriod棉icall呢y.雄Chine禿seco尋mmerc撲ialb蛙anks感opera梯ting忍offsh建orea里ndth慶efor裕eign圍comme頓rcial扇bank吉s李inC序hina才shoul蒼dcom思plyw均itht退here兄levan加t選regu撥lator綱yreq鑄uirem熔ents蚊onin解forma烈tion亞syste沖msin宴and唇outsi啟deth夕ePeo撕pl更e描’憂sRep士ublic掩ofC焦hina.劇Chapt外er池IV粘訂斑Infor報matio洽nSec篩urity均Infor瓦matio行n什techn息ology惱depa蠅rtmen備t似ofc蠶ommer百cial秧banks雞史shoul跡d仗overs錦eeth址eest自ablis奉hment渾ofa剖ninf延ormat野ionc悔lassi凝ficat衰iona損ndpr吳otect惱ions河cheme獅.Al棵lemp豪loyee違sof伸theb盒anks上hould甘bem蠅adea勒ware寧ofth叔eimp輩ortan晉ceof死en損surin順ginf虹ormat所i亦onco哀nfide葛ntial菠itya讀ndpr始ovide災dwit腰hthe兇nece萄ssary磚trai秧ning順tof將ully易under移stand惕the錘infor獲matio壤npro覽tecti允onpr猛ocedu譜resw口ithin戲thei術(shù)rres茫ponsi柴bilit眼ies.調(diào)Comme坡rcial優(yōu)bank遞ssho帶uldp帆utin伶plac轉(zhuǎn)ean圖infor煮matio虛nsec階urity興mana伙gemen嫂tfun牛ction飛tod遭evelo哲pand辦main朵tain練a蠟nong卵oing畏i南nform鳴ation諸磨secur濕ity小mana袖gemen梅tpro其gram,渡prom乞ote輔i哥nform責ation匯支secur榴ity塞awar絲eness水,adv墻iseo福ther芝ITfu堆nctio置nson惕secu禁rity薄issue琴s,se弟rvea律sthe杯lead蓄erof勵I(lǐng)Ti搭ncide財ntre沃spons佛etea肚m,an腰drep旋ortt議heev瓜aluat宋iono洪fthe榜提i朝nform祝ation脾相secur旗ity估oft頁heba甜nkto坑稱theI橡Tste縣ering頭comm塑ittee爐peri賠odica居lly.芒The恨Infor傾matio國nse樂curit濤y騙mana偵gemen割tpro的gram創(chuàng)shoul徐dinc耳lude剪Infor漿matio鞏nsec擺urity婚stan依dards撈,str躍ategy腦,an暗imple蟻menta顧tion禁plan,譽and死anon疾going永m(xù)ain坐tenan靜cepl毫an.請Infor載matio郊n煉摩s混ecuri哄ty導p繩olicy經(jīng)巷shoul越dinc刃l(wèi)ud滔ethe榜foll搖owing妖甘areas踢:楊I(lǐng)Tse僻curit順ypol至icym屑anage延ment壩Organ維izati斃on孕i然nform大ati壇on炕s膠ecuri鴉ty達Asset主書m含anage臂ment慢Perso綠nnel旋s府ecuri普ty壤Physi全cala竿nd葉e六nviro俯nment啟恩s解ecuri挽ty鉛Commu掙nicat怒iona透nd岔o甚perat倦ion棗s鹽ecuri筋ty苦Acces迷s戰(zhàn)c枝ontro作l贈and炸a崖uthen曉ticat料ion富Acqui抄remen碰t澇,撓管d詢evelo閘pment搭姓and倡漁m槽ainte唇nance訊太of哲i悟nform云ation痕炒s系ystem潛Infor敵matio做n鳴s擔ecuri龍ty妄e贊vent災m舌anage牢ment敘Bu呈sines歇s僵c拔ontin憤uity澤m您anage溉ment復Compl膝iance買Comme焦rcial浙bank都ssho彩uldh葡avea該neff潑ectiv副epro混cess墳toma輛nage燒user故authe夾ntica唱tion少anda昏ccess攝cont洞rol.掘這Acces攔sto淺data老ands劈ystem螺shou鴿ldbe現(xiàn)str島ictly密limi淚tedt阿o裂auth鑄orize構(gòu)dind報ividu遙alsw絡(luò)hose洽ident邁ityi攀scle析arly補estab異lish夫ed,a勢ndth接eira緒ctivi雹ties雨inth喪einf注ormat羽ions不ystem千ssho偉uldb跳elim面ited泛toth玩emin繞imum法requi日redf什orth定eirl斜egiti醒mate至busin漠essu蓮se.貨Appro豬priat低euse庸raut笨henti沈catio嘩nmec棄hanis根mcom估m(xù)ensu局ra燦tewi假thth紗ecla晴s脾sific太ation綢ofi撕nform醫(yī)ation鋪tob返eacc宏essed遇shou照ldbe累sele艙cted惹.Tim界elyr缺eview框and穗remov從alof礎(chǔ)user浙iden存tity杏from勞thes暫ystem震shou飽ldbe掩impl猛ement恭edwh尼enus奏ertr孕ansfe害rsto堡ane廉wjob直orl怒eave樸the慧comme肌rcial不bank槐.雕Comme磚rcial見bank些ssho議ulde矩nsure館all燭phys牲ical熱secur筋i社tyzo句nes,摸such倒asco夸mpute做rcen姥ters句orda筑tace它nters剖,net斯work參clos喂ets,初areas謊cont閃ainin喬gcon熟fiden黑tial騙infor槳matio帶nor業(yè)criti盆calI謀Tequ說ipmen園t,an戒dres阻pecti塞veac挽count億abili江ties哨arec至learl肯ydef如ined,彎and搞appro朵priat排epre錢venti妨ve,d計etect額ive,雅andr濾ecupe賢r爽ative內(nèi)cont姥rols功a校repu工tin滿place醫(yī).營Comme當rcial殊bank鍬ssho晴uldd蜻ivide波thei乏rnet牽w弄orks慚into碧logic率alse器curit鼻ydom堤ains簽(here過inaft流erre榨ferre籌dto鏡asth裙e蘭遵“知domai褲n土”待)wit登hdif煙feren說tlev肚elso裳f凱secur齒ity悟.Th苗efol脖lowin填gsec宗urity劃fact景orsh餓avet信obe密asses損sedi襯nord音erto襯defi征n堅eand瑞impl勇ement賣丑effec復tive吼secur秀ityc親ontro欺ls,s就ucha江sphy身sical竄orl吹ogica請lse驢grega飾tion革ofne池twork皂,net季work逃filte冒ring,芬logi中cala述ccess旺cont聲rol,像traff倒icen普crypt萌ion,奶netwo怎rkmo跌nitor瘦ing,李activ彈ityl喝og,e屬tc.,斃fore冊achd咐omain腰and垂thew港hole顛netwo攜rk.促criti告calit舒yof暫th凈eapp惠licat壽ions逝a瘡ndus聚ergr爛oups唇withi際nthe汽doma肅in;愿Acces夏spoi棟ntst爸othe挺doma踐inth詠rough問vari周ousc屆ommun躲icati掙onch桌annel階s;鴿Netwo境rkpr輝otoco畜lsan宜dpor齒tsus鞏edby澆the育appli泡catio擺nsan昆dnet惱work虜equip臟ment厚deplo忘yedw聾ithin胖the僅domai捉n;律Perfo穩(wěn)rmanc殲ereq阻uirem售ento瞇rben蟻chmar陽k;仙Natur引eof強the碌doma雅in,i恰.e.p們roduc微tion添orte餓sting浮,int鼻ernal相ore吊xtern吃al;朗Conne望ctivi支tybe挖tween辰vari遞ousd糟omain義s;an日d雕Trust賠worth艷iness佩oft導hedo驗main.剝Comme肥rcial劃bank嗓ssho介ulds士ecure寧the拌opera歪t(yī)ing所syste滿mand混syst罵emso郊ftwar戒eof狗allc絮omput瞇ersy聲stems衡by餓Devel盛opi鞠ngba塘selin慣esec呆u洞rity準requi錘remen袖tfor嚷each伙oper素ating給syst遼eman叫dens劉uring兵all柱syst聽emsm敞eett沿heba扣selin尺esec掘urity逗requ青ireme晚nt;橡Clear工lyde開finin塵gas笑etof再acce斯sspr建ivile左gesf曾ordi溉ffere術(shù)ntgr負oups少ofus逃ers,顯namel錫y,en錫d-use奏rs,s客ystem扯deve依lopme羽ntst唐aff,沙compu杜tero唉pe蛙rator肚s,an暫dsys子t席emad宰minis狂trato百rsan壯duse兩radm規(guī)inist餓rator容s;袋Setti燈ngup跑asy原s處temo務(wù)fapp談roval綿,ver奏ifica寇tion,花and代monit貼oring鉛proc浮edure出sfor蝶usin局gthe比high電estp夜rivil弄eged吊syste鮮macc滿ounts割;掏Requi端ring厚techn冰ical悉staff奴tor睬eview士avai弦lable舊secu陷rity痕patch很es,a瓶ndre側(cè)port承the如patch倒stat當u笑sper啞iodic扎ally;緞and撕Requi屢ring充techn堅ical禽staff療toi假nclud材eim君porta湯ntit拴emss知ucha洪suns燈ucces煮sful侄login述s,ac留cess捉tocr碰itica咐lsys玻temf寇iles,趕chan喪gesm聚adet我ouse千racc龍ounts思,etc卻.in犯syste曠mlog教s,mo續(xù)nitor飛s得the挑syste遼msfo并rany南abno秒rmal篩event掏manu柔ally尺orau神tomat卸icall箭y協(xié),and努repo斷rtth攝emon范itori何ngpe晚riodi榆cally慎.蟻Comme乘rcial索bank有s的shou遮lden螺sure做thes逢ecuri楊tyof瞞all心thea蠻pplic彎ation謀syst生emsb損y獄Clear糾lyde焦finin落gthe惠role選sand嫌resp服onsib冬iliti們esof贈end-汪users窗and決ITst毛affr海egard蛾ingt先heap挽plica噸tion斬secur它ity;倘Imple室ment體inga誰robu壩stau拳t貴henti主catio違nmet該hodc刮ommen曬surat渣ewit匠hthe廁crit誰icali頁tyan鳥dse裳nsibi釘lity枯ofth燒eapp漠licat槽ions集ystem表;剛Enfor獸cing但segre棵gatio收nof嚴dutie告sand艙dual姓cont比rolo殊verc呢ritic賞alor銹sens轟itive籌func支tions曬;蒼Requi攤ring車verif易icati萄onof帆inpu主tor感recon離cilia敏tion趕ofou購tp執(zhí)utat雞crit怒ical躺j淡unctu忍res;怒Requi臥ring防thei煎nput遮ando庫utput疑ofc脫onfid偏entia卡lin醫(yī)forma燃tion繩areh袋andle僅din流asec暑urem橡anner哀top哄reven腫tthe萍ft,t灘amper辯ing,后inten淹tiona傘llea喝kage,宣ori懶nadve歇rtent招l(wèi)eak寇age;水稍Ensur騰ings督y(tǒng)stem筑can伶handl跌eexc仗eptio揪nsin卵apr狹edefi策nedw憑ayan統(tǒng)dpr粗ovide留mean頌ingfu思l播mess篩aget辱ouse如rswh爬enth列esys謀temi隸sfor琴cedt駛oter魯minat糠e;a志nd采Maint獲ainin沈gaud杏ittr車aili瘋neit菜herp咬aper仿orel列ectro絕nicf棒ormat鄰.撈Requi圍ring辭user缺admin追istra餓tort庸omon均itor鞋andr從eview迷unsu腔ccess茄full農(nóng)ogins拳and際chang吵esto攪user低sacc益ounts棒.室Comme泡rcial狼ba閣nkss類hould喚have夾卡aset殊ofp寺olici跡esan上dpro杯cedur戴esco錯ntrol閃ling悠thel貢oggin瑞gof蹲acti蔬vitie霸sin規(guī)allp介roduc己tion匆syste窮msto勞supp丑orte臺ffect士ivea排uditi蛛ng,s燕ecuri瞇tyfo伍rensi豪cana躺lysis久,and愉frau瑞dpre筒venti杯on.爐Loggi息ngca前nbe簽imple踏mente身din扯diffe白rent貝layer蹤sof精softw傾area呀n盞don艷diffe鐘rent渾c趙omput贏eran腥dnet膜worki姜ngeq貞uipme洞nt,w坑hich察falls早into表two剩broa吼dcat銳egori疑es:協(xié)Trans喘actio庫njou減rnals笑.Th冶eyar壞egen每erate切dby漏appli科catio神nsof拐tware粥and趟datab淹asem妄anage換ment藍syste際m,an柏dcon疊tain治authe選ntica趕tion著attem儀pts,澡modif聞icati錫onto偽data晴,err高orme您ss畝ages,糞etc.園Tran晴s螺actio搞njou概rnals析shou生ldbe耽kept狡acco雁rding請tot日hena喬tiona器lac少count飯ingp奪olicy益.品Syste肚mlog堅s.Th炊eyar嬌egen鎖erate金dby溜opera而ting炕syste池ms,d阻ataba舅sema仆nagem嗽ents建ystem聾,fir遭ewall葬s,in扛trusi紅onde灶tecti煙onsy彼stems填,and摟rout映ers,坡etc.,態(tài)and灘conta裁inau宏thent尤icat面iona亭ttemp宏ts,s座y散stem造event找s,ne慌twork石even短ts,e喜rror近messa嫂ges,聲etc.尿Syste仗mlo刻gssh組ould矮beke皇ptfo秤rap潑eriod嚷scal絡(luò)e遣d次tot后heri馬skcl孝assif蹄icati熊on,b負utno茶less年than民刺oney夕ear循.鴨Banks漲shou張lden拴sure花that漸suffi菜cient壯item詳sbe籃inclu俊dedi咳nthe話logs遙tof竊acili姻tate綠effec歡tiv孔eint廁ernal彈cont潑r未ols,厘syste驗mtro鼠ubles蛙hooti蟻ng,a召ndau鞏ditin昆gwhi詞leta冶king治appr優(yōu)opria叼teme帽asure學sto塵ensur伸etim遠esyn登chron群izati簽onon碰all衣logs.積Suff偷icien粘tdis淡kspa襖cesh村ould乒beal傲locat氧edto婚prev獸entl寧ogsf藍romb刮eing大overw溪ritte藝n.Sy拌stem楚logs委shoul請dbe比revie特wedf悶oran改y納exce春ption貢.Th延e知revi肌ewfr鍋equen撈cyan濃dret秀entio黑nper彼iodf軌ortr革ansac搶tion調(diào)logs趣ord拾ataba堤selo乖gssh漢ould盒bede挨termi畏nedj刮ointl貢yby占ITor菊ganiz奏ation敏and霧perti養(yǎng)nent扛busin簽essl瓣ines,帶and猴appro繩vedb為ythe總ITs民teeri違ngco桂mmitt播ee.償Comme保rcial未bank康ssho紅uldh蘋avet孕heca火pacit輝y泛toe竊mploy裝encr兄y管ption偉tech冬nolog澡iest菠omit慰igate棄the顆risk棗oflo攔sing如confi剩dent繞iali稀nform泊ation傷int求hein家forma訂tion逼syste漆msor堂duri征ngit暑stra跌nsmis翻sion.含App宮ropri吵atem浙anage演ment她proce酬sses白ofth種eenc御rypti炎onfa泉cilit欲iess愿hould傭bep留utin錄plac路eto墓ensur洗etha陽t梅Encry牌ptio尿nfac靈iliti伸esin幸納uses秩hould虧meet斗nati洪onal捷secur治itys助tanda余rdso未rreq概uirem冒ents梅;射Staff蠻inc匠harge軋ofe國ncryp雖tion窮facil禮ities趙are版well狠train稻edan摸dscr欺eened護;遭Encry譽ption互stre攜ngth脖isad咬equat陷eto憲prote煮ctth院econ園fiden淹tiali搖tyof移the脆infor穴matio鍋n;an劫d囑Effec聾tive額ande宇ffici即entk潔eyma蝦nagem割e立ntpr懇ocedu訪res,荒espec饑ially控key惑lifec礙ycle凝manag爭ement戲and動cert夸ifica魯teli菌fecyc虜lema蝕nagem褲ent,熊arei系npla刮ce.鍛Comme翠rcial泳bank唉ssho促uldp郊utin縣plac靜ean雁effec酒tive換ande劈ffici流ents懷ystem蜜ofs艘ecuri云ngal撕lend和-user糊comp割uting余equi宿pment麗whic事hinc拋lude缺deskt中o密pper華sonal稅comp良u廟ters弊(PCs)鐘,por擺table刑PCs,壞tell痕erte撓rmina伐ls,a敏utoma山tict束elle包rmac舒hines盤(ATM密s),p捷assbo禍okpr礙inter覆s,de采bito攔rcre竊ditc治ardr景eader炸s,po傲into村fsal愧e(PO炒S)te途rmina喇ls,p鼠erson能aldi輝gital欣assi僅stant徒(PDA您s),e遙tcan熔dcon寄duct災perio采dics球ecuri費tych搭ecks乓onal荒l揮equi型pment所s.款Co序mmerc手ialb赤anks刺shoul剩dput裝inp竟lace售aset技ofp輩olici屬esan版dpr件ocedu做rest孤ogov役ernt階heco摘llect舌ion,忙proce雁ssing可,sto論rage,遣tran粒smiss咱ion,榆disse咽minat俊ion,吐andd益ispos虧alof匙cust次omer付infor膊matio射n.碧Alle洗mploy蓬ees,透inclu辜ding鹽contr拐acts及taff,籌shou蓋ldbe篩prov拉ided燥with萬then精e皮cessa方rytr倒ainin講gsto碰full專yund雄ersta先ndth宵esep放olici展espr午oced淹ures植andt遮heco搖nsequ偉ences若oft馬heir佳viola待tion.暢腳Comme匹rcial亂bank宜ssho唱ulda幸dopt鳳azer牙otol倉eranc爺epol銅icya拜gains則tsec吐urity啟viol躺ation拐.末Chapt退erV培洋煤Appli和catio煩nSys保temD通evelo淘pment刮,Tes技ting封and鍋Maint糠enanc淘e狹Comme齒rcial網(wǎng)bank版ssho騎uldh落avet疏heca擔pabil息ityt膚oide夫ntify另,吩plan,談acqu豈ire,面devel月op,t素est,浸deplo齊y,ma勝intai哥n,up式grade尼,and軌reti然rein冬forma榴tion菠syste耗ms.暗Polic稀iesa愁ndpr寺ocedu碗ress同hould驗bei蒜npla釀ceto腿gove絡(luò)rnth板eini涂tiati并on,p裕riori親tizat鎮(zhèn)ion,涉appro拼v爽al,a卵ndco滿ntrol擇濃ofIT貝proj欣ects.保Pro道gress桿repo描rtso屑fmaj泊orIT潤proj畝ects捕shou概ldbe鉗subm違itted拆toa監(jiān)ndre伙viewe拆dby面theI鞠Tste笛ering客comm膛ittee借peri蜜odica稈lly.逃Deci揪sions垃invo輪lving遍sign拴ifica難ntch適ange苦ofsc字hedul漸e,ch遍ange衣ofke乳yper路sonne況l,ch錯ange倡ofve喝ndors棍,and腥majo牽r刷expe搜nditu倉ress對h雨ould與bein友clude圖din撈thep吳rogre陵ssre沸port.堪Comme潑rcial習bank她s流shoul斯drec賊ogniz愁ethe受risk兆sass侮ociat用edwi謀thIT叮proj憑ects,謊whic豎hinc剩lude句thep搖ossib束iliti繁esof診incu攪rring值vari古ousk楊inds樹ofop膠erati堤onal活risk,脖fina塌ncial反loss紡es,a昆ndop滴portu艷nity泡costs客stem砍m看ingf勇romi拐neffe快c匙tive臺proje臺ctpl倍annin柱gor述inade憲quate劃proj迷ectm逐anage舊ment趁cont蝶rols款ofth示eban坦k.T節(jié)heref憑ore,賽appro缸priat裂epro跌ject督manag階ement爆meth扯odolo短gies腎shoul豆dbe爸adopt闊edan正dimp未lemen館tedt爸ocon存trol院ther爛isks萬assoc唱iated專with哀ITp涉rojec暮ts.幻Comme皆rcial千bank坑ssh述ould東adopt欺and障i謠mplem笛enta優(yōu)syst儉emde鄰velop始ment據(jù)metho南dolog愿yto綱contr易olth壓eli搞fecy圣cleo捎fInf均ormat曠ions悼ystem桂s.T比hety趁pical每phas尋esof噴syst綠emli孟fecy盞clei壟nclud死esys騎tema談nalys狼is,d屆esign努,dev號elopm關(guān)ento部racq米uisit聚ion,兵testi洽ng,t線rial滑run,寫deplo心yment坡,mai嚷ntena胳nce,筒a蟲ndre懶tirem川ent.距防Thes批ystem籮deve濫lopme喉ntme掀thodo闖logy控tobe護used簽shou謊ldbe定com怪mensu柿rate鼓with淘thes肺ize,販natur芬e,an隱dcom快plexi蘇tyof糕the關(guān)ITpr令oject緊,and按,gen鐵erall告yspe捕aking元,sho哀uldf叨acili兇tate錦them傷anage童ment載ofth乞efol澤lowin弱gris誦ks.米Comme悲rcial賣bank劑ssho句ulde撈nsure悶六syste汁mrel壇iabil專i沸ty,i盆ntegr禿ity,蓄andm性ainta虹inabi準lity皂byco偉ntrol夾ling悄syste掉mch窗anges呼with島ase宋tof巷polic摩iesa積ndpr刷ocedu漏res,偽which娘shou俊ldin案clude恐the誓follo伶wing統(tǒng)eleme捉nts.幅Ensur偽etha經(jīng)t徐即produ宜ction賺syst智ems拉are爬separ雕ate喂d炭from柄deve跟lopme汁ntor鹿test結(jié)ings寧ystem密s;炎Separ濟atin側(cè)gthe溪duti睜esof勻念manag啞ingp腥roduc促tion篇syste慶msan盤dman行aging摔deve脈lopme擾ntor蔑tes寄ting殺syste郵ms;召Prohi捎bitin朝gapp質(zhì)licat以iond戚evelo跌pment洲and滾maint抽enanc三esta眼fffr榮omac靈cessi棉ngpr抄oduct幸ions龜ystem拐unde研rnor昨malc盲ircum頌stanc辦es盤unle轎ss購mana恨gemen杯tapp紹roval罩isg已rante息dto騎perfo快rm僻emerg殊ency閥repai畜r虎,and校all漆emerg辮ency齊repai篇ract盼iviti鄰essh碰ould樸bere證corde簡dan閱drev織iewed野prom搜ptly;娛Promo平ting紋chang堤esof冊prog踢ramo蔥rsys遇temc異onfig秀urati暗onfr盆om

溫馨提示

  • 1. 本站所有資源如無特殊說明,都需要本地電腦安裝OFFICE2007和PDF閱讀器。圖紙軟件為CAD,CAXA,PROE,UG,SolidWorks等.壓縮文件請下載最新的WinRAR軟件解壓。
  • 2. 本站的文檔不包含任何第三方提供的附件圖紙等,如果需要附件,請聯(lián)系上傳者。文件的所有權(quán)益歸上傳用戶所有。
  • 3. 本站RAR壓縮包中若帶圖紙,網(wǎng)頁內(nèi)容里面會有圖紙預覽,若沒有圖紙預覽就沒有圖紙。
  • 4. 未經(jīng)權(quán)益所有人同意不得將文件中的內(nèi)容挪作商業(yè)或盈利用途。
  • 5. 人人文庫網(wǎng)僅提供信息存儲空間,僅對用戶上傳內(nèi)容的表現(xiàn)方式做保護處理,對用戶上傳分享的文檔內(nèi)容本身不做任何修改或編輯,并不能對任何下載內(nèi)容負責。
  • 6. 下載文件中如有侵權(quán)或不適當內(nèi)容,請與我們聯(lián)系,我們立即糾正。
  • 7. 本站不保證下載資源的準確性、安全性和完整性, 同時也不承擔用戶因使用這些下載資源對自己和他人造成任何形式的傷害或損失。

評論

0/150

提交評論