工商銀行白銀市平川區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）每題從四個(gè)選項(xiàng)中選出一個(gè)最符合語(yǔ)境的單詞填空。1.Thenewpolicyaimsto______thedigitaldividebetweenurbanandruralareasbyimprovinginternetinfrastructureinremoteregions.A.narrowB.widenC.reduceD.expand2.Despitetheeconomic______,thecompanymanagedtoincreaseitsmarketsharebyinnovatingitsproducts.A.recessionB.boomC.stagnationD.expansion3.Thelocalgovernmentis______effortstoattractforeigninvestmentbyofferingtaxincentivesandstreamlinedregulations.A.intensifyingB.weakeningC.delayingD.reducing4.Thestudyfoundastrong______betweenregularexerciseandimprovedmentalhealthoutcomes.A.correlationB.contradictionC.connectionD.collision5.ThebankingsectorinChinaisundergoinga______shifttowarddigitalservicesandfintechsolutions.A.gradualB.suddenC.backwardD.static二、閱讀理解（共4題，每題3分，共12分）閱讀以下短文，完成題目。Passage:China'sbankingsectorisrapidlyadaptingtothedigitalage.ThePeople'sBankofChinahasintroducedstricterregulationstoensurefinancialstabilitywhilepromotinginnovation.Majorbanks,includingIndustrialandCommercialBankofChina(ICBC),areinvestingheavilyinAI,bigdata,andblockchaintechnologiestoenhancecustomerserviceandriskmanagement.白銀市平川區(qū)作為白銀市的重要經(jīng)濟(jì)區(qū)域，其銀行業(yè)也在積極轉(zhuǎn)型。多家銀行開(kāi)設(shè)了數(shù)字化網(wǎng)點(diǎn)，提供線上貸款和智能理財(cái)服務(wù)，以適應(yīng)年輕消費(fèi)者的需求。然而，數(shù)字化轉(zhuǎn)型也帶來(lái)了挑戰(zhàn)，如數(shù)據(jù)安全和個(gè)人隱私保護(hù)等問(wèn)題需要重點(diǎn)關(guān)注。6.WhatisthemainfocusofChina'sbankingsector?A.Increasingphysicalbranches.B.Strengtheningfinancialregulations.C.Developingdigitalbankingservices.D.Reducingforeigninvestment.7.WhyarebanksinvestinginAIandbigdata?A.Toreducestaffcosts.B.Toimproveserviceefficiency.C.Toattractmoreforeigncustomers.D.Tocompetewithfintechcompanies.8.Whatchallengesdoesthebankingsectorfaceduringdigitalization?A.Lackofgovernmentsupport.B.Highinfrastructurecosts.C.Datasecurityandprivacyconcerns.D.Fewercustomersusingdigitalservices.9.HowdoesthebankingsectorinPingchuanDistrictadapttoconsumerneeds?A.Byfocusingontraditionalbanking.B.Byofferingmorephysicalproducts.C.Byprovidingdigitalandsmartservices.D.Byreducingonlineoperations.三、完形填空（共5題，每題2分，共10分）閱讀以下短文，每空選擇一個(gè)最佳選項(xiàng)。Lastyear,theChinesegovernmentlaunchedapilotprogramto______(10)ruralcreditunionsinPingchuanDistrict.Theprogramaimedto______(11)financialaccessforfarmersbysimplifyingloanapplicationsandreducinginterestrates.Accordingtolocalreports,theinitiativehelpedover2,000householdsobtainloansforagricultureandsmallbusinesses.However,someexpertswarnedthatwithoutproperoversight,theprogrammightleadto______(12)risks.Tomitigatetheseconcerns,thedistrictgovernmentestablishedaspecialtaskforcetomonitorcreditpracticesandensurecompliancewithnationalregulations.ThesuccessofthisprogramcouldsetaprecedentforotherruralareasinChinatofollow.10.A.modernizeB.reformC.closeD.expand11.A.enhanceB.limitC.reduceD.delay12.A.manageableB.uncontrollableC.unnecessaryD.predictable四、句子改錯(cuò)（共4題，每題3分，共12分）以下句子各含一個(gè)錯(cuò)誤，指出并改正。13.Thelocalbankintroducedanewmobileapptofacilitatecustomerstotransfermoneymorequickly.→Correct:Thelocalbankintroducedanewmobileapptofacilitatecustomersintransferringmoneymorequickly.14.Despitetheeconomicdownturn,thedemandfordigitalbankingserviceshasbeenrisingsteadily.→Correct:Despitetheeconomicdownturn,thedemandfordigitalbankingserviceshasbeenrisingsteadily.(Noerror)15.Theregulatoryframeworkisdesignedtoensurethatfinancialinstitutionsmaintainhighstandardsoftransparencyandaccountability.→Correct:Theregulatoryframeworkisdesignedtoensurethatfinancialinstitutionsmaintainhighstandardsoftransparencyandaccountability.(Noerror)16.ManysmallbusinessesinPingchuanDistricthavebeenstrugglingtoaccessaffordablecreditduetostrictlendingrequirements.→Correct:ManysmallbusinessesinPingchuanDistricthavebeenstrugglingtoaccessaffordablecreditduetostrictlendingrequirements.(Noerror)五、翻譯填空（共5題，每題2分，共10分）將中文句子翻譯成英文，填入橫線處。17.為了促進(jìn)當(dāng)?shù)亟?jīng)濟(jì)發(fā)展，工商銀行在白銀市平川區(qū)推出了多項(xiàng)優(yōu)惠貸款政策?！鶷oboostthelocaleconomy,ICBChasintroducedseveralpreferentialloanpoliciesinPingchuanDistrict.18.近年來(lái)，中國(guó)銀行業(yè)在數(shù)字化轉(zhuǎn)型方面取得了顯著進(jìn)展?！鶬nrecentyears,China'sbankingsectorhasmadesignificantprogressindigitaltransformation.19.數(shù)據(jù)安全是金融機(jī)構(gòu)在數(shù)字化過(guò)程中必須優(yōu)先考慮的問(wèn)題?！鶧atasecurityisatoppriorityforfinancialinstitutionsduringdigitalization.20.政府鼓勵(lì)銀行加大對(duì)農(nóng)村地區(qū)的金融支持力度?！鶷hegovernmentencouragesbankstoincreasefinancialsupportforruralareas.21.通過(guò)智能風(fēng)控系統(tǒng)，銀行能夠更有效地識(shí)別和防范金融風(fēng)險(xiǎn)?！鶷hroughintelligentriskcontrolsystems,bankscanmoreeffectivelyidentifyandpreventfinancialrisks.答案與解析一、選詞填空1.A(narrowthedivide:縮小差距)2.A(recession:經(jīng)濟(jì)衰退)3.A(intensifyingefforts:加大努力)4.A(correlation:相關(guān)性)5.A(gradualshift:逐步轉(zhuǎn)變)二、閱讀理解6.C(digitalbankingservices:數(shù)字化服務(wù))7.B(improveserviceefficiency:提高效率)8.C(datasecurityandprivacyconcerns:數(shù)據(jù)安全和隱私問(wèn)題)9.C(digitalandsmartservices:數(shù)字和智能服務(wù))三、完形填空10.B(reform:改革)11.A(en