工商銀行滁州市明光市2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題干：請從選項中選出最合適的單詞填入空格，使句子意思完整、通順。1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustrytoadaptorfacedecline.A.forcedB.encouragedC.ignoredD.delayed2.Toenhancecustomersatisfaction,thebankmust______theimportanceofpersonalizedservicesinthecompetitivemarket.A.ignoreB.overlookC.recognizeD.deny3.Thenewmobilebankingappaimsto______theuserexperiencebysimplifyingtransactionsandimprovingsecurity.A.enhanceB.weakenC.delayD.disrupt4.Despiteeconomicdownturns,thedemandforonlinebankingserviceshas______duetotheirconvenience.A.declinedB.remainedsteadyC.decreasedsharplyD.disappeared5.Thebank’sstrategytoexpandintoruralmarketsrequiresa______approachtolocalneedsandregulations.A.flexibleB.rigidC.conservativeD.careless二、閱讀理解（共4題，每題3分，共12分）題干：閱讀以下短文，回答問題。Passage:Theriseoffintechcompanieshassignificantlytransformedthebankingindustry.Unliketraditionalbanks,fintechsoftenleveragecutting-edgetechnologytoofferfaster,moreuser-friendlyservices.Forinstance,companieslikeAntGroupandPayPalhaverevolutionizeddigitalpayments,forcingbankstoinnovateorrisklosingmarketshare.However,banksstillholdadvantagessuchasbroaderregulatoryaccessandcustomertrust.Tostaycompetitive,banksmustcollaboratewithfintechsratherthanviewthemascompetitors.Thispartnershipcanhelpbanksadoptnewtechnologieswhilefintechsgainaccesstotraditionalbankinginfrastructure.Questions:1.Whatisthemainchallengetraditionalbanksfaceduetofintechs?A.LossofcustomertrustB.InabilitytoinnovateC.RegulatoryrestrictionsD.Increasedcompetition2.Howdofintechsdifferfromtraditionalbanks?A.Theyhavestricterregulations.B.Theyfocusmoreonruralmarkets.C.Theyuseadvancedtechnology.D.Theyofferfewerservices.3.Whatdoesthepassagesuggestaboutbank-fintechcollaboration?A.Banksshouldmergewithfintechs.B.Fintechsshouldreplacebanks.C.Bothcanbenefitfrompartnership.D.Fintechsshouldavoidbanks.4.Whydobanksstillmaintainanedgeoverfintechs?A.Theyhavemoreinnovativeproducts.B.Theyarebetteratdigitalmarketing.C.Theyhavestrongerregulatoryties.D.Theyoperateexclusivelyinurbanareas.三、完形填空（共5題，每題2分，共10分）題干：閱讀以下短文，選擇最佳選項填空。ThebankingsectorinChinahasundergonesignificantchangesinrecentyears.Withthegrowthofmobilepayments,theroleofphysicalbrancheshas______(1)______.Manybankshaveshiftedfocustodigitalplatforms,offeringonlineandmobilebankingservicesto______(2)______customerneeds.However,thisshifthasalsobroughtchallenges,suchascybersecurityrisksandtheneedto______(3)______traditionalbankingvalues.ThePeople’sBankofChinahasintroducedstricterregulationstoensurefinancialstabilitywhile______(4)______innovation.Forbankstosucceed,theymustbalanceefficiencywithtrust,______(5)______thedigitalage.1.A.decreasedB.increasedC.remainedD.disappeared2.A.fulfillB.ignoreC.neglectD.reduce3.A.preserveB.forgetC.ignoreD.change4.A.encouragingB.discouragingC.supportingD.opposing5.A.inspiteofB.inadditiontoC.despiteD.becauseof四、句子改錯（共5題，每題2分，共10分）題干：以下句子存在語法錯誤，請找出并改正。1.Thebank’snewpolicywillaffectnotonlycustomersbutalsoemployees.→(錯誤：______；改正：______)2.Ifwedonotimproveourservicequality,wewilllosecompetitiveadvantage.→(錯誤：______；改正：______)3.Despitetheeconomicchallenges,thedemandforonlinebankinghasbeenincreasing.→(錯誤：______；改正：______)4.Allemployeesshouldfollowthecompany’srulesandregulationsstrictly.→(錯誤：______；改正：______)5.Thedigitaltransformationofthebankingsectorhasbeenslowerthanexpected.→(錯誤：______；改正：______)五、翻譯填空（共5題，每題2分，共10分）題干：將以下中文句子翻譯成英文，填入空格。1.銀行應加強風險控制，以保護客戶資金安全?！鶷hebankshould______toprotectcustomerfunds.2.數(shù)字化轉(zhuǎn)型是銀行業(yè)發(fā)展的必然趨勢?！鷂_____isaninevitabletrendinthebankingindustry.3.為了提升客戶體驗，銀行需要優(yōu)化服務流程?！鶷oimprovecustomerexperience,thebankneedsto______theserviceprocess.4.支付寶和微信支付在中國普及率極高?！鶤lipayandWeChatPayhavea______inChina.5.銀行需要與監(jiān)管機構(gòu)保持密切溝通。→Thebankmust______withregulatoryauthorities.答案與解析一、選詞填空1.A.forced-解析：句意為“數(shù)字銀行的快速發(fā)展迫使傳統(tǒng)金融業(yè)適應或面臨衰落”，force符合語境。2.C.recognize-解析：句意為“為了提升客戶滿意度，銀行必須認識到個性化服務的重要性”，recognize（認識到）最合適。3.A.enhance-解析：句意為“新移動銀行應用旨在通過簡化交易和提升安全性來增強用戶體驗”，enhance（增強）符合文意。4.B.remainedsteady-解析：句意為“盡管經(jīng)濟衰退，但在線銀行服務的需求保持穩(wěn)定”，remainedsteady（保持穩(wěn)定）最準確。5.A.flexible-解析：句意為“銀行拓展農(nóng)村市場的策略需要采取靈活的方法以適應當?shù)匦枨蟆?，flexible（靈活的）最符合語境。二、閱讀理解1.D.Increasedcompetition-解析：文中提到“fintechcompanieshavesignificantlytransformedthebankingindustry”和“forcingbankstoinnovateorrisklosingmarketshare”，表明競爭加劇。2.C.Theyuseadvancedtechnology-解析：文中對比傳統(tǒng)銀行和fintechs時指出，“fintechsoftenleveragecutting-edgetechnology”，說明技術(shù)優(yōu)勢。3.C.Bothcanbenefitfrompartnership-解析：文中建議“banksmustcollaboratewithfintechsratherthanviewthemascompetitors”，強調(diào)合作共贏。4.C.Theyhavestrongerregulatoryties-解析：文中提到“banksstillholdadvantagessuchasbroaderregulatoryaccess”，即監(jiān)管優(yōu)勢。三、完形填空1.D.disappeared-解析：句意為“物理網(wǎng)點的角色已經(jīng)消失”，disappeared（消失）最符合文意。2.A.fulfill-解析：句意為“滿足客戶需求”，fulfill（滿足）最合適。3.A.preserve-解析：句意為“需要保留傳統(tǒng)銀行價值觀”，preserve（保留）符合語境。4.C.supporting-解析：句意為“監(jiān)管機構(gòu)鼓勵創(chuàng)新”，supporting（支持）最準確。5.B.inadditionto-解析：句意為“在數(shù)字化時代，銀行必須平衡效率與信任”，inadditionto（除了……之外）符合文意。四、句子改錯1.