工商銀行常州市溧陽市2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentofdigitalbankinghas______thetraditionalfinancialindustrytoadapttonewtechnologies.A.forcedB.requiredC.enabledD.encouraged2.Ourbank’scustomerserviceteamis______toresolveinquirieswithin24hourstoenhancesatisfaction.A.committedB.capableC.concernedD.compelled3.The溧陽branchaimsto______15%moreloansforlocalSMEsbyoptimizingitscreditassessmentsystem.A.allocateB.expandC.allocateD.extend4.Thenewmobilebankingappincludesfeaturesto______fraudrisksandimprovedatasecurity.A.mitigateB.reduceC.eliminateD.minimize5.Thebank’ssustainabilityreporthighlightsitseffortsto______carbonemissionsby2030.A.decreaseB.diminishC.reduceD.diminish6.Ourcorporatebankingdivisionfocuseson______long-termpartnershipswithindustrialclients.A.establishingB.fosteringC.maintainingD.reinforcing7.Theregulatorycompliancedepartmentensuresalloperations______inlinewithnationalbankinglaws.A.adhereB.alignC.complyD.conform8.Thebranch’smarketingstrategyemphasizes______digitalchannelstoreachayoungeraudience.A.leveragingB.utilizingC.deployingD.employing9.Theinternalauditteamconductsannualreviewsto______potentialrisksinthefinancialsystem.A.identifyB.detectC.analyzeD.monitor10.Thebank’swealthmanagementserviceshelpclients______theirassetsacrossmultipleinvestmentvehicles.A.diversifyB.allocateC.distributeD.manage二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:TheIndustrialandCommercialBankofChina(ICBC)hasbeenexpandingitsdigitalbankinginfrastructureinChangzhou,particularlyinLiyang,tobetterservethelocaleconomy.Withtheriseoffintech,thebankhasinvestedheavilyinAI-drivensolutionstostreamlineoperationsandenhancecustomerexperience.ArecentreportshowsthatICBC’sLiyangbranchhasreducedloanapprovaltimesby30%throughautomatedprocesses.Thebankalsocollaborateswithlocalgovernmentstosupportsmallandmedium-sizedenterprises(SMEs)byofferingtailoredfinancialproducts.However,challengesremain,suchasintegratinglegacysystemswithnewtechnologiesandensuringdatasecurityinahighlydigitalizedenvironment.1.WhatistheprimaryfocusofICBC’sdigitalbankingexpansioninLiyang?A.IncreasingprofitmarginsB.EnhancingcustomerserviceC.SupportinglocalSMEsD.Modernizinglegacysystems2.HowhasICBCimprovedloanapprovalprocesses?A.ByhiringmorestaffB.ThroughAI-drivenautomationC.ByreducinginterestratesD.Byofferinggovernmentsubsidies3.WhatchallengesdoesICBCfaceinitsdigitaltransformation?A.RegulatorycomplianceB.IntegratinglegacysystemsC.HighcustomerturnoverD.Insufficientfunding4.Accordingtothepassage,whatdoesICBCdotosupportSMEs?A.ProvidesfreebusinesstrainingB.OfferscustomizedfinancialproductsC.DecreasesloaninterestratesD.Encouragescashlesstransactions5.WhatistheoverallgoalofICBC’seffortsinLiyang?A.TooutperformcompetitorsB.TopromoteeconomicgrowthC.ToreduceoperationalcostsD.Toexpandinternationally三、完形填空（共10題，每題1分）directions:Completethepassagewiththemostsuitablewordsfromthefouroptions(A,B,C,D).ThebankingsectorinChangzhouhasseensignificantchangesinrecentyears.Withthe______(6)ofmobilepayments,traditionalbankslikeICBChavehadto______(7)theirservicestomeetcustomerexpectations.TheLiyangbranch,inparticular,hasadoptedseveralinnovativestrategiestostayahead.Forexample,ithas______(8)avirtualreality(VR)experiencetohelpclientsvisualizetheirfinancialplans.Additionally,thebankhas______(9)adedicatedteamtohandlecybersecuritythreats,asdataprotectionhasbecomeatoppriority.However,the______(10)remainstobalancedigitaltransformationwithtraditionalbankingvalues.6.A.riseB.fallC.declineD.growth7.A.adaptB.ignoreC.resistD.overlook8.A.introducedB.developedC.implementedD.established9.A.formedB.hiredC.recruitedD.assembled10.A.challengeB.opportunityC.threatD.advantage四、翻譯（共5題，每題3分）directions:TranslatethefollowingsentencesintoEnglish.1.工商銀行常州溧陽分行致力于為當(dāng)?shù)仄髽I(yè)提供普惠金融解決方案。2.隨著金融科技的進(jìn)步，銀行需要加強(qiáng)風(fēng)險管理以應(yīng)對市場波動。3.溧陽市政府與工商銀行合作推動綠色信貸項目，支持環(huán)保企業(yè)。4.銀行員工應(yīng)具備良好的溝通能力，以提升客戶滿意度。5.數(shù)字化轉(zhuǎn)型是銀行業(yè)應(yīng)對競爭的關(guān)鍵策略之一。五、寫作（共1題，10分）directions:Writeashortessay(150-200words)onthetopic:"TheImportanceofDigitalBankinginRuralAreas."答案及解析一、選詞填空1.A(forced)2.A(committed)3.B(expand)4.A(mitigate)5.C(reduce)6.B(fostering)7.D(conform)8.A(leveraging)9.A(identify)10.A(diversify)解析:1."forced"emphasizesthepressureontraditionalbankstoadapt.7."conform"fitsthecontextoflegalcompliance.10."diversify"alignswithwealthmanagementstrategies.二、閱讀理解1.B2.B3.B4.B5.B解析:3.Thepassagementionsintegratinglegacysystemsasachallenge.三、完形填空6.A(rise)7.A(adapt)8.C(implemented)9.C(recruited)10.A(challenge)解析:6."rise"referstothegrowthofmobilepayments.10."challenge"highlightsthedifficultyofbalancingdigitalandtraditionalbanking.四、翻譯1.ICBC’sLiyangbranchiscommittedtoprovidinginclusivefinancialsolutionsforlocalenterprises.2.Withtheadvancementoffintech,banksneedtostrengthenriskmanagementtoaddressmarketfluctuations.3.TheLiyangMunicipalGovernmentcollaborateswithICBCtopromotegreencreditprojects,supportingenvironmentallyfriendlybusinesses.4.Bankemployeesshouldpossessstrongcommunicationskillstoenhancecustomersatisfaction.5.Digitaltransformationisoneofthekeystrategiesforthebankingindustrytocopewithcompetition.五、寫作范文TheImportanceofDigitalBankinginRuralAreasDigitalbankinghasbecomeincreasinglyvitalforruraleconomies,bridgingthegapbetweenurbanandremoteareas.InregionslikeLiyang,wheretraditionalbankinginfra