招商銀行蘭州市西固區(qū)2025秋招筆試英語題專練及答案一、詞匯選擇（共10題，每題1分）說明：每題空格處需要填入一個(gè)合適的單詞，使句子意思完整、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapt.A.forcedB.pushedC.encouragedD.required2.Despitetheeconomicdownturn,thelocalgovernmentremains______inattractingforeigninvestmenttoXiguoDistrict.A.committedB.reluctantC.passiveD.hesitant3.Ourteamneedstoenhanceits______tomeettheincreasingdemandsofdigitalbankingcustomers.A.efficiencyB.effectivenessC.flexibilityD.reliability4.ThenewbranchinXiguoaimsto______theruralfinancialservicesgapinGansuProvince.A.fillB.bridgeC.closeD.cover5.Themergerbetweentwofinancialinstitutionswill______theirmarketshareandcompetitiveness.A.boostB.weakenC.diminishD.reduce6.Blockchaintechnologyhasthepotentialto______fraudandimprovetransactiontransparencyinbanking.A.preventB.eliminateC.reduceD.control7.Theannualfinancialreporthighlightsthebank’s______inriskmanagementandcompliance.A.improvementB.declineC.stagnationD.failure8.TheCEOemphasizedtheimportanceof______customersatisfactioninthebankingsector.A.prioritizingB.neglectingC.minimizingD.ignoring9.Thedigitalwalletprojectwas______duetobudgetconstraintsandtechnicalchallenges.A.canceledB.postponedC.delayedD.postponed10.Thebank’sCSRinitiativeshave______thecommunity’strustandloyaltyinXiguo.A.strengthenedB.erodedC.weakenedD.diminished二、閱讀理解（共5題，每題2分）說明：閱讀以下短文，根據(jù)問題選擇最佳答案。Passage:ThebankingindustryinwesternChina,particularlyinregionslikeXiguoDistrict,isundergoingsignificanttransformationsduetotechnologicaladvancementsandpolicyreforms.Fintechcompaniesarecollaboratingwithtraditionalbankstodevelopdigitalsolutions,suchasmobilebankingappsandAI-drivencustomerservice.Thegovernmenthasalsointroducedincentivestoencouragefinancialinclusion,targetingunderservedareasinGansuProvince.However,challengesremain,includinglimitedinternetinfrastructureandalackofdigitalliteracyamongsomeruralpopulations.Banksmustbalanceinnovationwithregulatorycompliancetoensuresustainablegrowthinthisdynamicenvironment.1.Whatisthemainfocusofthepassage?A.ThechallengesoffintechadoptioninwesternChina.B.Thegovernment’seffortstopromotefinancialinclusion.C.ThetransformationofthebankingindustryinXiguoDistrict.D.Theroleoffintechinimprovingbankingservices.2.Whichofthefollowingisachallengementionedinthepassage?A.Budgetconstraints.B.Limitedinternetinfrastructure.C.Excessivecompetition.D.Highcustomersatisfaction.3.WhatdoesthepassagesuggestaboutthebankingindustryinXiguo?A.Itisfullydigitalized.B.Itfacesregulatoryhurdles.C.Itisrapidlymodernizing.D.Itisdecliningincompetitiveness.4.Howdoesthegovernmentplantoaddressfinancialinclusion?A.Byimposingstricterregulations.B.Byinvestinginruralinfrastructure.C.Byencouragingbankmergers.D.Byreducingfinancialservicesfees.5.Whatisthekeymessageofthepassage?A.Technologyisreshapingthebankingsector.B.Traditionalbanksareobsolete.C.Governmentpoliciesareineffective.D.Ruralcustomersareunbanked.三、完形填空（共10題，每題1分）說明：閱讀以下短文，選擇最適合填入空格的單詞。Thebankingsectorin蘭州(Lanzhou)hasevolvedsignificantlyoverthepastdecade,withdigitalization______(6)atransformativeforce.Traditionalbanksarenow______(7)exploringblockchainandAItoenhancecustomerexperiences.However,the______(8)ofthesetechnologiesrequirescarefulriskmanagementtoensuresecurityandcompliance.Forinstance,arecentcaseinXiguoDistricthighlightedtheneedto______(9)databreachesindigitalbankingsystems.Expertssuggestthatbanksmustalsoaddressthe______(10)gapindigitalliteracyamongoldercustomers.6.A.becomingB.becomeC.becomesD.became7.A.alreadyB.yetC.stillD.never8.A.adoptionB.implementationC.integrationD.usage9.A.preventB.detectC.fixD.ignore10.A.skillB.knowledgeC.abilityD.competence四、翻譯填空（共5題，每題2分）說明：將中文句子翻譯成英文，填入空格。1.招商銀行致力于在甘肅省西固區(qū)提供更便捷的金融服務(wù)。招商銀行iscommittedto______moreconvenientfinancialservicesinXiguoDistrict,GansuProvince.2.數(shù)字化轉(zhuǎn)型對(duì)銀行的運(yùn)營(yíng)模式產(chǎn)生了深遠(yuǎn)影響。Thedigitaltransformationhas______thebankingindustry’soperationalmodels.3.我們需要加強(qiáng)內(nèi)部培訓(xùn)以提高員工的服務(wù)效率。Weneedto______internaltrainingtoimproveemployees’serviceefficiency.4.區(qū)塊鏈技術(shù)可以顯著降低金融交易的成本。Blockchaintechnologycan______thecostsoffinancialtransactions.5.政府鼓勵(lì)企業(yè)參與鄉(xiāng)村振興戰(zhàn)略。Thegovernmentencouragesenterprisesto______intheruralrevitalizationstrategy.五、句子改錯(cuò)（共5題，每題2分）說明：以下句子存在語法或邏輯錯(cuò)誤，請(qǐng)指出并改正。1.Thebank’snewpolicywilleffectivefromnextmonth.Error:"effective"→"effective"shouldbe"effective."Correction:Thebank’snewpolicywillbeeffectivefromnextmonth.2.Despitetheeconomicchallenges,fintechsolutionshavebeensuccessfulinimprovingcustomerengagement.Error:Noerror.3.Themergerbetweentwolocalbankswillenhancetheirmarketshareandreducecompetition.Error:"reducecompetition"→Thiscontradictstheintendedmeaning.Correction:Themergerbetweentwolocalbankswillenhancetheirmarketshareand______competition.4.EmployeesarerequiredtosubmittheirannualperformancereviewsbeforeDecember1st.Error:Noerror.5.Thedigitalwalletprojectwascanceledbecausethereweretechnicaldifficultiesandbudgetissues.Error:"canceled"→"canceled"shouldbe"canceled."Correction:Thedigitalwalletprojectwascanceledbecausethereweretechnicaldifficultiesandbudgetissues.答案及解析一、詞匯選擇1.B(pushed)-"Therapiddevelopmentoffintechhaspushedthetraditionalbankingindustrytoinnovateandadapt."2.A(committed)-"Despitetheeconomicdownturn,thelocalgovernmentremainscommittedinattractingforeigninvestmenttoXiguoDistrict."3.C(flexibility)-"Ourteamneedstoenhanceitsflexibilitytomeettheincreasingdemandsofdigitalbankingcustomers."4.B(bridge)-"ThenewbranchinXiguoaimstobridgetheruralfinancialservicesgapinGansuProvince."5.A(boost)-"Themergerbetweentwofinancialinstitutionswillboosttheirmarketshareandcompetitiveness."6.A(prevent)-"Blockchaintechnologyhasthepotentialtopreventfraudandimprovetransactiontransparencyinbanking."7.A(improvement)-"Theannualfinancialreporthighlightsthebank’simprovementinriskmanagementandcompliance."8.A(prioritizing)-"TheCEOemphasizedtheimportanceofprioritizingcustomersatisfactioninthebankingsector."9.C(delayed)-"Thedigitalwalletprojectwasdelayedduetobudgetconstraintsandtechnicalchallenges."10.A(strengthened)-"Thebank’sCSRinitiativeshavestrengthenedthecommunity’strustandloyaltyinXiguo."二、閱讀理解1.C(ThetransformationofthebankingindustryinXiguoDistrict)-ThepassagediscussestechnologicalchangesandgovernmentpoliciesinXiguo.2.B(Limitedinternetinfrastructure)-Thepassagementionsthisasachallengetofinancialinclusion.3.C(Itisrapidlymodernizing)-ThepassageindicatesthatbanksinXiguoareadaptingtodigitaltrends.4.B(Byinvestinginruralinfrastructure)-Thepassagestatesthatthegovernmentisencouragingfinancialinclusionthroughinfrastructuredevelopment.5.A(Technologyisreshapingthebankingsector)-Thepassageemphasizestheimpactoftechnologyonbanking.三、完形填空6.A(becoming)-"digitalizationbecomingatransformativeforce"isgrammaticallycorrect.7.C(still)-"stillexploring"indicatesongoingefforts.8.B(im