廣發(fā)銀行常州市武進(jìn)區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）題目：閱讀以下段落，從每題所給的四個(gè)選項(xiàng)中選擇最適合填入空白處的單詞，并填入答題卡對應(yīng)位置。Passage:Therapiddevelopmentoffintechhasbroughtsignificantchangestothebankingindustry,especiallyinareaslikecustomerserviceandriskmanagement.Traditionalbanksmustadapttothesechangestoremaincompetitive.Manyfinancialinstitutionsarenowusingartificialintelligencetoimprovetheirserviceefficiency.Forexample,AI-poweredchatbotscanhandlealargenumberofcustomerinquiriesatthesametime,whichreducestheworkloadofhumanemployees.However,AIisnotacompletesolution.Humaninterventionisstillnecessaryincomplexsituations.Banksalsoneedtoensurethattheirdatasecuritysystemsarestrongenoughtoprotectsensitiveinformation.Onlybydoingsocantheybuildtrustwiththeircustomersandmaintainlong-termsuccess.1.Thewordthatbestfitstheblankin"Therapiddevelopmentof__________hasbroughtsignificantchanges..."is:A.technologyB.financeC.bankingD.industry2.Thewordthatbestfitstheblankin"Traditionalbanksmustadapttothesechangestoremain__________."is:A.successfulB.competitiveC.innovativeD.modern3.Thewordthatbestfitstheblankin"Manyfinancialinstitutionsarenowusingartificialintelligencetoimprovetheirservice__________."is:A.effectivenessB.efficiencyC.effectD.effort4.Thewordthatbestfitstheblankin"Forexample,AI-poweredchatbotscanhandlealargenumberofcustomer__________atthesametime."is:A.issuesB.problemsC.inquiriesD.requests5.Thewordthatbestfitstheblankin"However,AIisnotacompletesolution.Humaninterventionisstillnecessaryin__________."is:A.simplecasesB.complexsituationsC.easytasksD.routineprocesses6.Thewordthatbestfitstheblankin"Banksalsoneedtoensurethattheirdatasecuritysystemsarestrongenoughtoprotect__________."is:A.publicinformationB.sensitiveinformationC.generaldataD.financialrecords7.Thewordthatbestfitstheblankin"Onlybydoingsocantheybuildtrustwiththeircustomersandmaintainlong-term__________."is:A.developmentB.growthC.successD.competition8.Thewordthatbestfitstheblankin"Manyfinancialinstitutionsarenowusingartificialintelligencetoimprovetheirservice__________."is:A.effectivenessB.efficiencyC.effectD.effort9.Thewordthatbestfitstheblankin"Traditionalbanksmustadapttothesechangestoremain__________."is:A.successfulB.competitiveC.innovativeD.modern10.Thewordthatbestfitstheblankin"Banksalsoneedtoensurethattheirdatasecuritysystemsarestrongenoughtoprotect__________."is:A.publicinformationB.sensitiveinformationC.generaldataD.financialrecords二、閱讀理解（共5題，每題2分）題目：閱讀以下文章，回答問題。Passage:TheImpactofDigitalBankingonCustomerExperienceDigitalbankinghasrevolutionizedthewaypeoplemanagetheirfinances.Withtheriseofmobilebankingappsandonlineplatforms,customerscannowaccesstheiraccounts,transfermoney,andpaybillsfromanywhereatanytime.Thisconveniencehassignificantlyimprovedcustomersatisfaction.However,digitalbankingalsopresentschallenges.Someelderlycustomersfinditdifficulttousetechnology,whileothersworryaboutthesecurityoftheirdata.Banksneedtofindwaystobalancedigitalconveniencewithtraditionalservicestomeettheneedsofallcustomers.Forinstance,offeringin-personsupportforthosewhopreferface-to-faceinteractionscanhelpbridgethegap.Additionally,banksmustinvestinrobustcybersecuritymeasurestoprotectcustomerinformationfromfraudandtheft.Bydoingso,theycanbuildastrongerandmoretrustedbankingenvironment.1.Whatisthemainideaofthepassage?A.Digitalbankingisreplacingtraditionalbankingcompletely.B.Digitalbankingimprovescustomerexperiencebutalsobringschallenges.C.Mobilebankingappsarethefutureoffinance.D.Elderlycustomersdislikedigitalbanking.2.Accordingtothepassage,whatisamajoradvantageofdigitalbanking?A.Itreducestheneedforbankemployees.B.Itallowscustomerstomanagetheirfinancesanytime,anywhere.C.Itmakestransactionsfaster.D.Itischeaperforbankstooperate.3.Whatproblemdosomeelderlycustomersfacewithdigitalbanking?A.Theycannotaffordsmartphones.B.Theyfinditdifficulttousetechnology.C.Theyprefertodealwithbanksinperson.D.Theydonottrustonlinesecurity.4.Howcanbanksaddressthechallengesofdigitalbanking?A.Byclosingallphysicalbranches.B.Byofferingbothdigitalandtraditionalservices.C.Byencouragingcustomerstouseappsonly.D.Byreducingthenumberofbankemployees.5.Whatistheauthor’ssuggestionforimprovingcybersecurityindigitalbanking?A.Banksshouldusesimplerpasswords.B.Banksshouldinvestinrobustcybersecuritymeasures.C.Customersshouldavoidusingdigitalbanking.D.Governmentsshouldregulatedigitalbankingmorestrictly.三、語法填空（共10題，每題1分）題目：根據(jù)句子意思和所給提示詞的首字母或漢語提示，用單詞的正確形式填空。1.Thebankhas__________(establish)forover50yearsinthiscity.2.Customersneedtoprovidetheir__________(identity)toopenanaccount.3.Thenewfintechpolicyaimsto__________(protect)consumersfromfraud.4.Manybanksnowoffer__________(online)bankingservicestotheirclients.5.Theloanofficercarefullyreviewedthe__________(document)beforeapprovingtheapplication.6.Banksmustensurethattheir__________(customer)aresatisfiedwiththeservices.7.Theinterestrateforthissavingsaccountis__________(attract)comparedtoothers.8.Digitalpaymentmethodshavebecome__________(popular)inrecentyears.9.Thebank’s__________(security)measuresaredesignedtopreventunauthorizedaccess.10.Employeesarerequiredtocompleteregular__________(training)oncomplianceissues.四、完形填空（共10題，每題2分）題目：閱讀以下文章，選擇最佳選項(xiàng)填空。Passage:TheRoleofBanksinEconomicDevelopmentBanksplayacrucialroleineconomicdevelopmentbyprovidingfinancialservicesthatsupportbusinessesandindividuals.Theyofferloanstohelpcompaniesexpandandinvestinnewprojects.Forindividuals,banksprovidesavingsaccounts,whichallowpeopletostoretheirmoneysafelyandearninterest.Additionally,bankshelpmanagerisksbyofferinginsuranceproducts.However,banksmustalsobalanceprofitabilitywithsocialresponsibility.Forexample,theyshouldsupportsmallbusinessesandlow-incomecommunitiestopromoteeconomicgrowth.Bydoingso,theycancontributetoamorestableandprosperoussociety.1.Whatisthemainpurposeofthepassage?A.Toexplainhowbanksmakeprofits.B.Todiscusstheimportanceofbanksineconomicdevelopment.C.Todescribedifferenttypesofbankingservices.D.Tocriticizebanksfortheirlackofsocialresponsibility.2.Accordingtothepassage,whatdobanksprovidetocompanies?A.Savingsaccounts.B.Loans.C.Insurancepolicies.D.Investmentopportunities.3.Whatdobanksoffertoindividuals?A.Businessloans.B.Investmentadvice.C.Savingsaccounts.D.Creditcards.4.Howdobankshelpmanagerisks?A.Byofferingloans.B.Byprovidinginsuranceproducts.C.Byinvestinginstocks.D.Byreducinginterestrates.5.Whatshouldbanksdotopromoteeconomicgrowth?A.Focusonlyonprofitability.B.Supportsmallbusinessesandlow-incomecommunities.C.Increaseloaninterestrates.D.Closetheirbranchesinruralareas.6.Thewordthatbestfitstheblankin"Banksplayacrucialrolein__________byprovidingfinancialservices..."is:A.economyB.economy’sdevelopmentC.economicdevelopmentD.development7.Thewordthatbestfitstheblankin"Theyofferloanstohelpcompanies__________andinvestinnewprojects."is:A.expandB.saveC.borrowD.invest8.Thewordthatbestfitstheblankin"Forindividuals,banksprovide__________,whichallowpeopletostoretheirmoneysafelyandearninterest."is:A.loansB.savingsaccountsC.investmentsD.creditcards9.Thewordthatbestfitstheblankin"Bankshelpmanagerisksbyoffering__________."is:A.loansB.investmentsC.insuranceproductsD.savingsaccounts10.Thewordthatbestfitstheblankin"Bydoingso,theycancontributetoamore__________andprosperoussociety."is:A.stableB.developedC.wealthyD.competitive五、翻譯填空（共5題，每題2分）題目：將以下句子翻譯成英語，并將答案填入答題卡對應(yīng)位置。1.銀行通過提供貸款和存款服務(wù)來支持企業(yè)發(fā)展。2.數(shù)字支付方式在近年來變得越來越流行。3.客戶需要提供身份證明才能開設(shè)賬戶。4.銀行必須確保其客戶對服務(wù)感到滿意。5.政府監(jiān)管對維護(hù)金融穩(wěn)定至關(guān)重要。答案及解析一、選詞填空1.C(banking)解析：此處指銀行業(yè)的發(fā)展，故選banking。2.B(competitive)解析：傳統(tǒng)銀行需要保持競爭力，故選competitive。3.B(efficiency)解析：此處指提高服務(wù)效率，故選efficiency。4.C(inquiries)解析：chatbots處理客戶詢問，故選inquiries。5.B(complexsituations)解析：AI無法處理復(fù)雜情況，故選complexsituations。6.B(sensitiveinformation)解析：銀行需要保護(hù)客戶敏感信息，故選sensitiveinformation。7.C(success)解析：銀行需要保持長期成功，故選success。8.B(efficiency)解析：同第3題，此處指提高服務(wù)效率，故選efficiency。9.B(competitive)解析：同第2題，此處指保持競爭力，故選competitive。10.B(sensitiveinformation)解析：同第6題，此處指保護(hù)客戶敏感信息，故選sensitiveinformation。二、閱讀理解1.B(Digitalbankingimprovescustomerexperiencebutalsobringschallenges.)解析：文章主要討論數(shù)字銀行的優(yōu)點(diǎn)和挑戰(zhàn)，故選B。2.B(Itallowscustomerstomanagetheirfinancesanytime,anywhere.)解析：文章提到數(shù)字銀行的便利性，故選B。3.B(Theyfinditdifficulttousetechnology.)解析：文章指出老年客戶難以使用技術(shù)，故選B。4.B(Byofferingbothdigitalandtraditionalservices.)解析：文章建議銀行提供數(shù)字和傳統(tǒng)服務(wù)，故選B。5.B(Banksshouldinvestinrobustcybersecuritymeasures.)解析：文章建議加強(qiáng)網(wǎng)絡(luò)安全措施，故選B。三、語法填空1.hasestablished解析：現(xiàn)在完成時(shí)，表示動作已完成且與現(xiàn)在有關(guān)。2.identification解析：名詞，指身份證明。3.protect解析：動詞原形，與to連用。4.online解析：形容詞，修飾bankingservices。5.documents解析：名詞復(fù)數(shù)，指文件。6.customers解析：名詞復(fù)數(shù)，指客戶。7.attractive解析：形容詞，修飾rate。8.morepo