平安銀行上海市寶山區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分）directions:choosethebestwordtofillineachblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.forcedB.motivatedC.restrictedD.supported2.AsaleadingfinancialinstitutioninShanghai,PingAnBankemphasizestheimportanceof______initscorporateculture.A.competitionB.collaborationC.isolationD.independence3.Thebank’snewmobileappaimsto______customerexperiencebyintegratingAI-drivenpersonalizedservices.A.enhanceB.degradeC.delayD.disrupt4.Duetotheincreasingcomplexityoffinancialregulations,banksmustensurestrict______tocomplywithlegalrequirements.A.complianceB.conflictC.flexibilityD.resistance5.TheShanghaibranch’ssuccessislargelyattributedtoits______approachinservingsmallandmedium-sizedenterprises.A.conservativeB.inclusiveC.aggressiveD.passive6.Thebank’ssustainabilitystrategyfocusesonreducingitscarbonfootprintthrough______initiatives.A.environmentallyharmfulB.economicallyunsustainableC.sociallyirresponsibleD.environmentallyfriendly7.Inthecurrenteconomicclimate,______iscriticalformaintainingfinancialstability.A.excessiverisk-takingB.prudentriskmanagementC.recklessgamblingD.uncontrolledspeculation8.Thebank’sdigitaltransformationeffortsaredesignedto______operationalefficiencyandreducecosts.A.deteriorateB.optimizeC.diminishD.neglect9.TheShanghaiofficehasadiverseworkforce,whichfosters______andinnovationinproblem-solving.A.monotonyB.conformityC.diversityD.uniformity10.Thebank’scustomerserviceteamistrainedtoprovide______supportinmultiplelanguages.A.limitedB.comprehensiveC.inadequateD.selective二、閱讀理解（共5題，每題2分）directions:readthepassagebelowandanswerthequestionsthatfollow.Passage:ThebankingsectorinShanghaihaswitnessedsignificantchangesinrecentyears,drivenbytechnologicaladvancementsandregulatoryreforms.PingAnBank,asamajorplayerinthecity,hasbeenattheforefrontofdigitaltransformation.Byleveragingbigdata,AI,andcloudcomputing,thebankhasimproveditsserviceefficiencyandcustomersatisfaction.However,challengesremain,suchasensuringdatasecurityandaddressingthedigitaldivideamongruralareas.TheShanghaibranchhasalsostrengtheneditsriskmanagementframeworktocomplywithinternationalstandards.Meanwhile,thebank’scommitmenttogreenfinancehasgainedattention,withinitiativestosupportrenewableenergyprojects.ThefutureofShanghai’sbankingindustrywilllikelydependonhowwellfinancialinstitutionscanbalanceinnovationwithstability.1.Whatisthemainfocusofthepassage?A.Thechallengesoffintechinruralareas.B.ThedigitaltransformationofShanghai’sbankingsector.C.Thebank’ssustainabilityeffortsinShanghai.D.TheregulatoryreformsinChina’sfinancialindustry.2.Accordingtothepassage,whatisoneofthekeychallengesforPingAnBank?A.Highoperationalcosts.B.Datasecurityrisks.C.Limitedcustomersupport.D.Lowemployeediversity.3.HowhasPingAnBankimproveditsserviceefficiency?A.Byreducingitsworkforce.B.Byimplementingadvancedtechnologies.C.Byincreasingfeesforcustomers.D.Byfocusingontraditionalbankingmethods.4.WhatdoesthepassagesuggestaboutthefutureofShanghai’sbankingindustry?A.Itwilldeclineduetotechnologicaldisruptions.B.Itwillgrowwithbalancedinnovationandstability.C.Itwillfacestrictregulationsandfewopportunities.D.Itwillfocusonlyonruralmarkets.5.Theword"diversity"inparagraph4mostlikelyrefersto:A.differenttypesofbankingproducts.B.avarietyofcustomerdemographics.C.multiplebranchesinShanghai.D.diversebankingregulations.三、完形填空（共10題，每題1分）directions:completethepassagewiththewordsgiveninthebox.|Words||-||enhance|1.improvesomethingbyaddingsomethingelse.||mitigate|2.makesomethinglesssevereorpainful.||leverage|3.usesomethingforaparticularpurpose.||streamline|4.makeasystemorprocessmoreefficient.||collaborate|5.worktogetherwithsomeone.||innovate|6.introducesomethingnew.||comply|7.followrulesororders.||fluctuate|8.changefrequently.||prioritize|9.givesomeoneorsomethingahigherimportance.||integrate|10.combinedifferentthingsintoawhole.|ThebankingindustryinShanghaiisconstantlyevolving,andfinancialinstitutionsmust______(3)emergingtechnologiestostaycompetitive.By______(1)digitaltools,bankscan______(4)theiroperationsandreducemanualprocesses.However,therapidpaceofchangemeansthatregulationsmustalso______(7)tonewchallenges.Forinstance,theShanghaibranchofPingAnBankhas______(5)withlocaltechfirmstodevelopAI-drivensolutionsforcustomerservice.Meanwhile,thebank’ssustainabilitygoalsrequireitto______(10)greenpracticesacrossalldepartments.Inaddition,theeconomicsituationinShanghaiisknownforits______(8),makingriskmanagementatoppriority.Therefore,banksmust______(9)theireffortsoncorecompetencieswhilealsoexploringnewopportunities.四、翻譯（共5題，每題2分）directions:translatethefollowingsentencesintoEnglish.1.平安銀行上海市寶山區(qū)的數(shù)字銀行轉(zhuǎn)型戰(zhàn)略旨在提升客戶體驗(yàn)和降低運(yùn)營(yíng)成本。2.隨著金融科技的快速發(fā)展，上海銀行業(yè)面臨著前所未有的機(jī)遇和挑戰(zhàn)。3.為了確保合規(guī)性，銀行需要建立嚴(yán)格的風(fēng)險(xiǎn)管理體系。4.上海作為國(guó)際金融中心，對(duì)金融創(chuàng)新和人才培養(yǎng)提出了更高的要求。5.該分行致力于通過(guò)綠色金融支持可持續(xù)發(fā)展，助力區(qū)域經(jīng)濟(jì)綠色發(fā)展。五、寫作（共1題，10分）directions:writeashortessay(about150words)onthetopic:"TheRoleofFintechinModernBanking."答案及解析一、選詞填空1.A(forced)解析：fintech的發(fā)展迫使銀行業(yè)必須創(chuàng)新以適應(yīng)市場(chǎng)需求。2.B(collaboration)解析：平安銀行強(qiáng)調(diào)合作精神，符合金融行業(yè)的趨勢(shì)。3.A(enhance)解析：AI驅(qū)動(dòng)的個(gè)性化服務(wù)旨在提升客戶體驗(yàn)。4.A(compliance)解析：嚴(yán)格的合規(guī)性是銀行業(yè)合規(guī)的要求。5.B(inclusive)解析：上海分行采用包容性方法服務(wù)中小企業(yè)。6.D(environmentallyfriendly)解析：銀行通過(guò)環(huán)保倡議減少碳足跡。7.B(prudentriskmanagement)解析：在經(jīng)濟(jì)環(huán)境下，謹(jǐn)慎的風(fēng)險(xiǎn)管理至關(guān)重要。8.B(optimize)解析：數(shù)字化轉(zhuǎn)型旨在優(yōu)化運(yùn)營(yíng)效率。9.C(diversity)解析：多元化團(tuán)隊(duì)促進(jìn)創(chuàng)新。10.B(comprehensive)解析：客服團(tuán)隊(duì)提供多語(yǔ)言全面支持。二、閱讀理解1.B解析：全文圍繞上海銀行業(yè)的數(shù)字化轉(zhuǎn)型展開。2.B解析：文中提到數(shù)據(jù)安全是銀行面臨的挑戰(zhàn)之一。3.B解析：通過(guò)先進(jìn)技術(shù)提升服務(wù)效率。4.B解析：未來(lái)銀行業(yè)需平衡創(chuàng)新與穩(wěn)定。5.C解析：diversity指員工背景的多樣性。三、完形填空1.leverage2.mitigate3.enhance4.streamline5.collaborate6.innovate7.comply8.fluctuate9.prioritize10.integrate解析：第一句強(qiáng)調(diào)利用技術(shù)提升競(jìng)爭(zhēng)力；第二句說(shuō)明數(shù)字化優(yōu)化流程；第三句指出法規(guī)需適應(yīng)變化；第四句描述銀行與科技公司合作；第五句提到綠色實(shí)踐需整合；第六句說(shuō)明經(jīng)濟(jì)波動(dòng)需重視風(fēng)險(xiǎn)；第七句強(qiáng)調(diào)優(yōu)先發(fā)展核心業(yè)務(wù)。四、翻譯1.ThedigitaltransformationstrategyofPingAnBankinBaoshan,Shanghaiaimstoenhancecustomerexperienceandreduceoperationalcosts.2.Withtherapiddevelopmentoffintech,thebankingindustryinShanghaifacesunprecedentedopportunitiesandchallenges.3.Toensurecompliance,banksneedtoestablishastrictriskmanagementsystem.4.Asaninternationalfinancialcenter,Shanghaiplaceshigherdemandsonfinancialinnovationandtalentcultivation.5.Thebranchiscommittedtosupportingsustainabledevelopmentthroughgreenfinance,contributingtothegreengrowthoftheregionaleconomy.五、寫作范文TheRoleofFintechinModernBankingFintechhasrevolutionizedthebankingindustrybyintroducinginnovativesolutionsthatenhanceefficiencyandcustomerexperience.OneofthemostsignificantcontributionsoffintechistheautomationofroutinebankingprocessesthroughAIandmachinelearning.Thisnotonlyreduceshumanerrorsbutalsoallowsbankstoallocate