中信銀行泰州市姜堰區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共10題，每題1分）題目：閱讀以下句子，從選項中選擇最合適的單詞填入空白處，使句子意思完整、通順。1.Therapiddevelopmentofdigitalbankinghassignificantly______thetraditionalfinancialindustry.A.transformedB.influencedC.replacedD.declined2.Toenhancecustomersatisfaction,thebankshouldfocuson______servicequalityandoperationalefficiency.A.improvingB.reducingC.maintainingD.eliminating3.Thenewmobilebankingappaimsto______aseamlessuserexperienceacrossmultipledevices.A.provideB.createC.designD.ensure4.Duetostrictregulatoryrequirements,banksmust______strictcompliancemeasurestomitigaterisks.A.implementB.ignoreC.weakenD.overlook5.Thebranchmanageremphasizedtheimportanceof______inbuildinglong-termclientrelationships.A.communicationB.competitionC.cost-cuttingD.automation6.Artificialintelligenceisincreasingly______inautomatingroutinebankingtasks.A.appliedB.utilizedC.ignoredD.minimized7.Thebank’smarketingstrategyshould______alignwithitsbrandvaluesandtargetaudience.A.remainB.conflictC.divergeD.integrate8.Toimproveprofitability,thebankneedsto______itsoperationalcostswithoutcompromisingservicequality.A.reduceB.increaseC.optimizeD.eliminate9.Thecustomerserviceteammust______ahighlevelofprofessionalismtohandleinquirieseffectively.A.demonstrateB.neglectC.diminishD.delay10.Thefinancialsectorfacesnumerouschallenges,including______competitionandregulatorychanges.A.increasingB.decreasingC.eliminatingD.balancing第二部分：閱讀理解（共5題，每題2分）題目：閱讀以下文章，然后回答問題。Passage:Theriseofdigitalbankinghasrevolutionizedthewayfinancialservicesaredelivered.Traditionalbanksarenowcompetingwithfintechcompaniesthatoffermoreflexibleanduser-friendlysolutions.Tostayrelevant,banksmustinvestintechnologyandadapttochangingcustomerexpectations.Keytrendsincludemobile-firstbanking,personalizedfinancialadvice,andblockchain-basedtransactions.However,challengessuchasdatasecurityandregulatorycomplianceremainsignificant.Banksthatsuccessfullynavigatetheseissueswillbebetterpositionedtothriveinthedigitalera.1.Whatisthemainideaofthepassage?A.Digitalbankingisreplacingtraditionalbankingentirely.B.Fintechcompaniesaremoreinnovativethantraditionalbanks.C.Banksneedtoadapttodigitaltrendstoremaincompetitive.D.Blockchaintechnologywilldominatethefinancialsector.2.Accordingtothepassage,whatisamajorchallengeforbanks?A.Lackofcustomertrust.B.Datasecurityandregulatorycompliance.C.Highoperationalcosts.D.Limitedmarketreach.3.Whichofthefollowingisatrendmentionedinthepassage?A.Increasedrelianceonphysicalbranches.B.Mobile-firstbanking.C.Greaterfocusontraditionalloanproducts.D.Reducedcustomerengagement.4.Whydofintechcompaniesposeathreattotraditionalbanks?A.Theyhavemorecapital.B.Theyoffermoreinnovativesolutions.C.Theyaregovernment-owned.D.Theyhavesmallercustomerbases.5.Whatdoesthepassagesuggestaboutthefutureofbanking?A.Traditionalbankswillcompletelydisappear.B.Onlytech-savvycustomerswillbenefitfrombankingservices.C.Banksmustevolvetomeetdigitaldemands.D.Fintechcompanieswilltakeoverallbankingfunctions.第三部分：語法填空（共5題，每題2分）題目：根據(jù)句意和所給提示詞，完成句子，每空填一詞。1.Thebank’snewpolicyrequirescustomersto______(verify)theiridentitybeforeaccessingonlineservices.2.Toimproveefficiency,thebranchplansto______(automate)severalroutineprocesses.3.Thefinancialanalystbelievesthatinterestrateswill______(rise)inthecomingmonths.4.Thecustomer______(complain)abouttheslowservicewaseventuallysatisfiedafterthemanagerintervened.5.Banksmust______(prioritize)riskmanagementtoensurelong-termstability.第四部分：完形填空（共10題，每題1分）題目：閱讀以下短文，選擇最佳選項填入空白處。Thebankingindustryhasundergonesignificantchangesinrecentyears.Withthe______(1)ofdigitaltechnology,traditionalbankshavehadto______(2)theirbusinessmodelstostaycompetitive.Manyhaveinvestedheavilyinmobilebankingappsandonlineplatformsto______(3)customerconvenience.However,thisshifthasalsobroughtchallenges,suchasdatasecurityconcernsandtheneedforcontinuousinnovation.Banksthatcansuccessfully______(4)thesechallengeswillbebetterpositionedto______(5)inthemarket.Additionally,theriseofartificialintelligencehas______(6)thewayfinancialservicesaredelivered,offeringmorepersonalizedandefficientsolutions.Astheindustrycontinuestoevolve,banksmustremain______(7)toemergingtrendsandcustomerdemands.1.A.developmentB.declineC.revolutionD.transformation2.A.adaptB.ignoreC.maintainD.expand3.A.enhanceB.reduceC.eliminateD.control4.A.addressB.ignoreC.minimizeD.overlook5.A.surviveB.dominateC.fadeD.retreat6.A.transformedB.revolutionizedC.ignoredD.simplified7.A.openB.flexibleC.resistantD.static第五部分：翻譯（共5題，每題2分）題目：將以下中文句子翻譯成英文。1.銀行應(yīng)加強風(fēng)險管理，以防范潛在的金融風(fēng)險。2.數(shù)字化轉(zhuǎn)型是銀行業(yè)持續(xù)發(fā)展的關(guān)鍵。3.客戶滿意度是衡量銀行服務(wù)質(zhì)量的重要指標(biāo)。4.人工智能正在改變銀行業(yè)務(wù)的運作方式。5.銀行需要平衡創(chuàng)新與合規(guī)之間的關(guān)系。答案與解析第一部分：選詞填空1.A.transformed-解析：digitalbankinghassignificantlytransformedthetraditionalfinancialindustry.-譯文：數(shù)字銀行的快速發(fā)展極大地改變了傳統(tǒng)金融行業(yè)。2.A.improving-解析：Toenhancecustomersatisfaction,thebankshouldfocusonimprovingservicequalityandoperationalefficiency.-譯文：為了提高客戶滿意度，銀行應(yīng)專注于提升服務(wù)質(zhì)量和工作效率。3.B.create-解析：Thenewmobilebankingappaimstocreateaseamlessuserexperienceacrossmultipledevices.-譯文：新的移動銀行應(yīng)用程序旨在為多個設(shè)備創(chuàng)建無縫的用戶體驗。4.A.implement-解析：Duetostrictregulatoryrequirements,banksmustimplementstrictcompliancemeasurestomitigaterisks.-譯文：由于嚴(yán)格的監(jiān)管要求，銀行必須實施嚴(yán)格的合規(guī)措施以降低風(fēng)險。5.A.communication-解析：Thebranchmanageremphasizedtheimportanceofcommunicationinbuildinglong-termclientrelationships.-譯文：分行經(jīng)理強調(diào)了溝通在建立長期客戶關(guān)系中的重要性。6.B.utilized-解析：Artificialintelligenceisincreasinglyutilizedinautomatingroutinebankingtasks.-譯文：人工智能越來越多地用于自動化日常銀行任務(wù)。7.D.integrate-解析：Thebank’smarketingstrategyshouldintegratealignwithitsbrandvaluesandtargetaudience.-譯文：銀行的營銷策略應(yīng)與其品牌價值和目標(biāo)受眾保持一致。8.C.optimize-解析：Toimproveprofitability,thebankneedstooptimizeitsoperationalcostswithoutcompromisingservicequality.-譯文：為了提高盈利能力，銀行需要在不犧牲服務(wù)質(zhì)量的情況下優(yōu)化運營成本。9.A.demonstrate-解析：Thecustomerserviceteammustdemonstrateahighlevelofprofessionalismtohandleinquirieseffectively.-譯文：客服團隊必須展現(xiàn)出高水平的職業(yè)素養(yǎng)，才能有效處理客戶咨詢。10.A.increasing-解析：Thefinancialsectorfacesnumerouschallenges,includingincreasingcompetitionandregulatorychanges.-譯文：金融行業(yè)面臨諸多挑戰(zhàn)，包括競爭加劇和監(jiān)管變化。第二部分：閱讀理解1.C.Banksneedtoadapttodigitaltrendstoremaincompetitive.-解析：文章主要討論了傳統(tǒng)銀行如何應(yīng)對數(shù)字化轉(zhuǎn)型以保持競爭力。2.B.Datasecurityandregulatorycompliance.-解析：文章提到銀行面臨的重大挑戰(zhàn)包括數(shù)據(jù)安全和監(jiān)管合規(guī)。3.B.Mobile-firstbanking.-解析：文章明確指出移動優(yōu)先銀行是當(dāng)前的重要趨勢。4.B.Theyoffermoreinnovativesolutions.-解析：文章暗示fintech公司的解決方案比傳統(tǒng)銀行更創(chuàng)新。5.C.Banksmustevolvetomeetdigitaldemands.-解析：文章強調(diào)銀行需要適應(yīng)數(shù)字化需求以持續(xù)發(fā)展。第三部分：語法填空1.verify-解析：requirescustomerstoverifytheiridentity（要求客戶驗證身份）。2.automate-解析：planstoautomateseveralrou