中國銀行重慶市梁平區(qū)2025秋招筆試英語完形填空題專練30題及答案英語完形填空題專練（30題）中國銀行重慶市梁平區(qū)2025秋招筆試英語完形填空題專練（30題）說明：每題2分，共60分。1.(2分)Despitethe_A_advancesindigitalbanking,traditionalbankingservicesstillplayacrucialroleinmanycommunities.Manyelderlypeople,inparticular,findit_B_tousesmartphonesoronlineplatformsforfinancialtransactions.Therefore,banksthatcaneffectively_C_betweendigitalinnovationandtraditionalcustomerservicearemorelikelytosucceedindiversemarkets.A.technologicalB.convenientC.balance2.(2分)TherapiddevelopmentoffintechinChongqinghas_A_asignificantimpactonthelocalbankingindustry.CompanieslikeAntGroupandTencenthave_B_newservices,suchasmobilepaymentsandpeer-to-peerlending,whichhave_C_traditionalbankstoadaptorriskbecomingobsolete.A.createdB.introducedC.forced3.(2分)Inrecentyears,Chinahas_A_strictregulationsoncross-bordercapitalflowstopreventfinancialinstability.Thesemeasureshave_B_thegrowthofforeigninvestmentinsomesectorsbuthavealso_C_domesticfirmstoinnovateinalternativefinancingmethods.A.implementedB.slowedC.encouraged4.(2分)梁平區(qū)的農(nóng)業(yè)銀行在推廣普惠金融方面取得了顯著成效。通過設(shè)立村級金融服務(wù)點(diǎn)，他們成功_A_了農(nóng)村居民的金融知識普及率。此外，與當(dāng)?shù)睾献魃绾献鳎y行還_B_了小額信貸項(xiàng)目，幫助農(nóng)民解決資金短缺問題。然而，一些偏遠(yuǎn)地區(qū)的服務(wù)覆蓋仍_C_較大提升空間。A.increasedB.launchedC.remains5.(2分)TheCOVID-19pandemic_A_theimportanceofcontactlesspaymentsystemsinChina.Asaresult,majorbanks,includingBankofChina,_B_theirdigitalpaymentplatforms,leadingtoasurgeintheadoptionofmobilewalletsandQRcodetransactions.Thisshifthas_C_bothconvenienceandsecurityforconsumers.A.highlightedB.enhancedC.benefited6.(2分)China’sfinancialregulatoryauthorityhas_A_measurestocombatmoneylaundering,particularlyinonlinegamblingandcryptocurrencytrading.Theseeffortshave_B_theillegalflowoffundsbuthavealso_C_legitimatebusinessesthatrelyondigitaltransactions.A.strengthenedB.reducedC.complicated7.(2分)TheintroductionofAIinbankinghas_A_theefficiencyofcustomerservice.Chatbotscannowhandleroutineinquiries,_B_humanagentstofocusoncomplexcases.However,somecustomersstill_C_thelackofemotionalconnectioninautomatedinteractions.A.improvedB.allowingC.complain8.(2分)InChongqing,theriseofP2Plendingplatformshas_A_bothopportunitiesandrisks.Whiletheyprovideaccessiblecapitaltosmallbusinesses,theyalso_B_higherdefaultratescomparedtotraditionalbankloans.Regulatorshave_C_strictoversighttoensurestability.A.presentedB.comewithC.implemented9.(2分)TheChinesegovernment’sBeltandRoadInitiativehas_A_financialcooperationbetweendomesticandforeigninstitutions.BanksinChongqinghave_B_moreinternationalclients,necessitatingbettermultilingualservicesandcross-culturalcommunicationskills.Thistrendhas_C_theneedformoretrainedprofessionalsinthesector.A.facilitatedB.attractedC.increased10.(2分)ManyruralbanksinChinafacechallengesin_A_modernbankingtechnology.Whilelargerbanksinvestheavilyindigitalinfrastructure,smallerinstitutionsoften_B_limitedresources.Asaresult,they_C_tolagbehindininnovationbutremainvitalforlocaleconomies.A.adoptingB.haveC.struggle11.(2分)Theuseofbigdataincreditassessmenthas_A_moreaccurateandefficientloanapprovals.Byanalyzingconsumerbehavior,bankscan_B_risksbetter,thoughprivacyconcernsstill_C_thewidespreadadoptionofsuchpractices.A.enabledB.assessC.linger12.(2分)China’scentralbankhas_A_interestratereformstopromoteeconomicgrowth.Thesechangeshave_B_borrowingcostsforenterprisesbuthavealso_C_inflationarypressuresinsomeregions.A.adjustedB.reducedC.intensified13.(2分)The梁平區(qū)郵儲銀行近年來積極推動綠色金融，為環(huán)保項(xiàng)目提供_A_支持。例如，他們?yōu)轱L(fēng)力發(fā)電和光伏產(chǎn)業(yè)_B_了大量低息貸款。這一舉措不僅_C_了可持續(xù)發(fā)展，還提升了銀行的社會形象。A.financialB.financedC.contributed14.(2分)Theincreasingpopularityofmobilebankingappshas_A_traditionalbrick-and-mortarbranches.SomebanksinChongqinghave_B_smaller,moreaccessibleATMsinstead,whileothers_C_tointegrateofflineandonlineservicesseamlessly.A.reducedB.replacedC.attempt15.(2分)TheChinaBankingandInsuranceRegulatoryCommission(CBIRC)has_A_strictercapitaladequacyrequirementstoensurefinancialresilience.Thishas_B_bankstomaintainhigherreservesbuthasalso_C_theirabilitytolendfreely.A.introducedB.forcedC.limited16.(2分)The梁平區(qū)農(nóng)村信用社通過引入?yún)^(qū)塊鏈技術(shù)，成功_A_了信貸管理流程。智能合約的應(yīng)用不僅_B_了欺詐風(fēng)險(xiǎn)，還_C_了審批效率。這一創(chuàng)新為當(dāng)?shù)剞r(nóng)業(yè)發(fā)展提供了有力支持。A.digitalizedB.reducedC.improved17.(2分)Thedigitalyuan(e-CNY)pilotprograminChongqinghas_A_thepotentialtorevolutionizepayments.Byintegratingwithexistingsystems,itcan_B_bothgovernmentandprivatesectors.However,technicalchallengesremainin_C_widespreadadoption.A.demonstratedB.benefitC.achieving18.(2分)ManyChinesebanksare_A_remotebankingservicestocatertoclientsinremoteareas.Videocallsandonlineaccountmanagementhave_B_traditionalofficevisits,butsomecustomersstill_C_theneedforface-to-faceinteractionsforsensitivetransactions.A.expandingB.replacedC.require19.(2分)The梁平區(qū)工商銀行在風(fēng)險(xiǎn)控制方面采取了多項(xiàng)措施，包括加強(qiáng)反欺詐系統(tǒng)。通過大數(shù)據(jù)分析，銀行能夠_A_可疑交易，保護(hù)客戶資金安全。然而，隨著金融科技的發(fā)展，新的風(fēng)險(xiǎn)形式_B_不斷出現(xiàn)，要求銀行_C_持續(xù)創(chuàng)新應(yīng)對策略。A.identifyB.emergeC.adapt20.(2分)ThecollaborationbetweenChina’sbanksandfintechcompanieshas_A_innovativepaymentsolutions.Forexample,QRcodepaymentshave_B_cashlesstransactionsinurbanareas,butruraladoptionremains_C_duetoinfrastructurelimitations.A.fosteredB.facilitatedC.slow21.(2分)The梁平區(qū)農(nóng)業(yè)銀行推出了一項(xiàng)針對中小企業(yè)的供應(yīng)鏈金融項(xiàng)目。通過_A_企業(yè)間的交易數(shù)據(jù)，銀行能夠提供更精準(zhǔn)的融資服務(wù)。這一項(xiàng)目不僅_B_了資金流動效率，還_C_了產(chǎn)業(yè)鏈的整體穩(wěn)定性。A.analyzingB.enhancedC.strengthened22.(2分)Theriseofdigitalcurrencieshas_A_traditionalmonetarysystems.Whilecentralbanksexploredigitalyuan,privatecryptocurrencieslikeBitcoinhave_B_regulatoryscrutiny.Thishas_C_questionsaboutthefutureofmoney.A.challengedB.facedC.raised23.(2分)The梁平區(qū)建設(shè)銀行在推廣普惠金融方面做出了努力，特別是在小微企業(yè)貸款方面。通過簡化審批流程，銀行_A_了更多企業(yè)獲得資金的機(jī)會。然而，部分企業(yè)仍_B_貸款利率過高的問題。銀行正在_C_更靈活的還款方案以解決這一矛盾。A.facilitatedB.struggleC.explore24.(2分)TheintegrationofAIinbankingoperationshas_A_customerexperience.Automatedprocessescannow_B_personalizedrecommendationsbasedonspendinghabits,butsomecustomers_C_thelossofhumaninteraction.A.enhancedB.generateC.dislike25.(2分)The梁平區(qū)招商銀行通過設(shè)立“綠色金融服務(wù)中心”，專門為環(huán)保產(chǎn)業(yè)提供融資支持。該項(xiàng)目_A_了大量資金流向可再生能源領(lǐng)域，不僅_B_了環(huán)境效益，還_C_了銀行的社會責(zé)任感。A.directedB.achievedC.demonstrated26.(2分)The梁平區(qū)交通銀行在推廣移動支付方面取得了顯著進(jìn)展。通過與當(dāng)?shù)厣碳液献鳎麄僟A_了更多場景支持掃碼支付，從而_B_了現(xiàn)金使用率。然而，部分老年客戶仍_C_使用智能手機(jī)的習(xí)慣。A.expandedB.reducedC.fail27.(2分)The梁平區(qū)農(nóng)村信用社在數(shù)字化轉(zhuǎn)型的過程中，面臨諸多挑戰(zhàn)。技術(shù)人才短缺、系統(tǒng)兼容性問題_A_了轉(zhuǎn)型的難度。盡管如此，銀行仍在_B_引進(jìn)新技術(shù)，以_C_服務(wù)效率。A.includeB.attemptC.improve28.(2分)The梁平區(qū)工商銀行推出了一項(xiàng)針對小微企業(yè)的“信用貸款”計(jì)劃，無需抵押即可提供資金支持。通過大數(shù)據(jù)風(fēng)控，銀行能夠_A_企業(yè)的信用狀況，從而_B_貸款審批效率。這一政策_(dá)C_了創(chuàng)業(yè)環(huán)境。A.assessB.speedC.boost29.(2分)The梁平區(qū)中國銀行在跨境業(yè)務(wù)方面表現(xiàn)突出，特別是在“一帶一路”沿線國家的金融合作中。通過設(shè)立海外分支機(jī)構(gòu)，銀行_A_了更多國際客戶。然而，匯率波動和地緣政治風(fēng)險(xiǎn)_B_了業(yè)務(wù)拓展的難度。A.attractedB.poseC.remain30.(2分)The梁平區(qū)建設(shè)銀行在推廣金融知識普及方面做了大量工作。通過舉辦講座和線上課程，銀行_A_了公眾的金融素養(yǎng)。這一舉措不僅_B_了金融風(fēng)險(xiǎn)意識，還_C_了普惠金融的可持續(xù)發(fā)展。A.raisedB.increasedC.support答案及解析1.C,balance解析：文章討論了數(shù)字銀行與傳統(tǒng)服務(wù)的平衡問題。Balance（平衡）最符合語境。2.B,introduced解析：AntGroup和Tencent是兩家著名的金融科技公司，introduced（引入）最符合邏輯。3.A,implemented解析：中國實(shí)施嚴(yán)格監(jiān)管政策，implement（實(shí)施）最準(zhǔn)確。4.A,increased解析：普及率提高，increase（增加）符合文意。5.A,highlighted解析：疫情凸顯了無接觸支付的重要性，highlight（突出）最合適。6.A,strengthened解析：監(jiān)管機(jī)構(gòu)加強(qiáng)打擊洗錢措施，strengthen（加強(qiáng)）最符合語境。7.A,improved解析：AI提升了服務(wù)效率，improve（提升）最準(zhǔn)確。8.A,presented解析：P2P借貸帶來機(jī)遇與風(fēng)險(xiǎn)，present（呈現(xiàn)）最合適。9.A,facilitated解析：一帶一路促進(jìn)金融合作，facilitate（促進(jìn)）最符合文意。10.A,adopting解析：小型銀行面臨技術(shù)采納問題，adopt（采納）最準(zhǔn)確。11.A,enabled解析：大數(shù)據(jù)使信貸評估更精準(zhǔn)，enable（使能夠）最合適。12.A,adjusted解析：央行調(diào)整利率以刺激經(jīng)濟(jì)，adjust（調(diào)整）最符合語境。13.A,financial解析：銀行提供資金支持