1、Consumption Difference between the Chinese and the Americans,A story tells of the different consumption habits between the Chinese and the Americans.,The two ladies,A Chinese old lady and an American old lady meet each other in heaven. The American lady says: “Finally I paid off my home loans after

2、30 hard years.” The Chinese says: “Finally I saved up enough money to buy a house after 30 hard years.” The American lived 30 years in her house, paying off the loans in the half of her lifetime, while the Chinese spent the half of her lifetime saving money for a house. When the money is saved up, s

3、he dies, without living a single day in her newly bought house.,The story indicates that the Americans way of spending tomorrows money is more advanced and enables people to lead a comfortable life in advance. On the contrary, the Chinese are used to saving money and then spending it. They work hard

4、 in their whole life but are left with no time to enjoy the fruits of their diligence.,Maybe that is why the Americans pray before meals, saying “my Lord, thank you for the food and clothes”, while the Chinese worship their ancestors. For the Chinese the ancestors bless and look after the offspring,

5、 therefore they are worth much more respect than God.,In consideration of the latest subprime lending crisis in the States the Chinese may still wish to leave the children a house, rather than lead the second half of their lives in the shadow of paying off loans.,美國的社會保障體系比較好，所以他們也比較“敢花錢”，沒有太多的過濾。,美國人的此種消費觀念也引發(fā)了金融危機，由此開始想中國人借錢。 有人說：美國人不是愛花明天的錢買今天的東西嗎？認為中國人就愛攢錢，那就是說