Unit4Unit4EverydayEconomicsWritinganessayaboutnon-cashpaymentsToreadandtalkaboutnon-cashpayments.Toreadforwriting.Tounderstandthestructureofnon-cashpayments.Towriteanessayaboutnon-cashpayments.Readthepostsfromanonlineforum.Completethetablewiththecorrespondinginformation.Definitionofnon-cashpaymentsBenefitsNocashisinvolvedwhenpeoplearemakingtheirpayments.Peoplemaketheirpaymentswithcards,mobilephonesandotherelectronicdevices.Convenientandfast.Donotneedtocarrylotsofheavycoinsordirtynotes.Nomoreworriesaboutlosingwallets.ProblemsConclusionNotsafeenoughandmayleadtoover-consumption.SomeformsofelectronicpaymentsarerestrictedtotheInternet.Potentialinconvenienceexistsifthephonebatterydies.Someformsareunfriendlytothosewhodon’tknowhowtouseelectronicpayments,especiallytheelderly.Non-cashpayments,orelectronicpayments,bringusalotofadvantages.However,thedisadvantagescan’tbeignored.Maybewecouldtrytousemoneylessoften,ratherthanreplacingitwithnon-cashpaymentsforever.Meanwhile,weneedtothinkofwaystomakenon-cashpaymentsbetter,friendlierandmorescientific.Writeanessayaboutnon-cashpaymentsusingtheinformationinAroductionadvantagesdisadvantageconclusionbodybeginningending議論文通過擺事實、講道理的方式來辨明是非曲直，進而表達作者的觀點。議論文的三要素：論點、論據(jù)和論證。寫作時要求邏輯嚴(yán)密、結(jié)構(gòu)清晰、言而有據(jù)，同時注意論點和論據(jù)之間的邏輯性以及不同論據(jù)之間的層次性。正反對比類議論文一般分為四部分：第一部分：引出要議論的話題；第二部分：列舉正方觀點及其理由；第三部分：列舉反方觀點及其理由；第四部分：表明自己的觀點。人稱以第三人稱為主；時態(tài)以一般現(xiàn)在時為主。Differentstudentshad/helddifferentopinions.

...haddifferentattitudestowardsthistopic.Opinionsvaryonthistopic.Thereweredifferentopinionsamong...concerningthistopic.Someofthemthought...couldbevery

...Somestudentsagreedwiththeidea.Foronereason,...Foranotherreason,...Somestudentsinfavouroftheideathought...Besides/What'smore/Inaddition,theybelieved/heldabelief...However,otherstudentsdidn'tagree/heldadifferentview.Theythought...Besides,..Onthecontrary,otherswereagainstit.Theyarguedthat...What'sworse,...Iagreewith...Inmyopinion,...Personally/Asforme,I'mfor...AsfarasI'mconcerned,I'minfavourof...Nowadays,non-cashpaymentsarebecomingmoreandmorepopularacrosstheworld,especiallyinChina.Itreferstothemethodofmakingpaymentswithcards,mobilephonesandotherelectronicdevice.Newwaysofsupportingnon-cashpaymentsarequicklyturninguponeafteranother.BeginningObviously,therearemanybenefitsofnon-cashpayments.First,theyaresoconvenientandfastthatpeoplecouldmakealmostallthepaymentswithasingleclickontheirsmartphones.Insomeshoppingcentres,theycanpaybysimplystandinginfrontofacameraandletitrecognisetheirface.Second,non-cashpaymentsaresafeandhygienic.Theyfreepeoplefromcarryingheavycoinsanddirtynotes,orevenawallet.Therefore,theriskoflosingmoneyorthewalletisnotathreatanymore.Whatismore,non-cashpaymentseliminatetheriskofcounterfeitmoney.Body-advantagesHowever,astheoldsayinggoes,everycoinhastwosides,andsodoesthenon-cashpayments,eventhoughtheydon'trequireacoin.Theproblemsthataccompanynon-cashpaymentsshouldnotbeignored.Whenthinkingitfurther,non-cashpaymentsmightnotbequitesafeaspeoplehaveassumed,asitisnotthathardforhackerstoaccesspeople'sbankaccountandstealthemoney.It'salsoeasierforyourpersonalinformationtobestolen,whichmaybringgreattrouble.Meanwhile,tosomedegree,non-cashpaymentsencourageover-consumption.Body-disadvantageTheyalsodependtoomuchontheInternetaccessorbatterycapacity--justimaginebeingataplacewithnowi-fiandaflatbattery,howcanpeoplemakepaymentsviatheircomputersorsmartphonesthen?Lastbutnotleast,non-cashpaymentsaren'tquitefriendlywithpeoplenotknowinghow,especiallytheelderly.Itissuchapitytomakethemfeelexcludedandleftout.Body-disadvantageNonetheless,non-cashpaymentsareincreasinglypartofourfast-growingmodernsociety.Thecurrenttrendisformorenon-cashpayments,andthistrendwillprobablycontinueinthefuture.Butembracinganewtrenddoesn'tmeantoexcludethe“old-fashioned”ways.Perhapsitismoreconvenientforeveryone-youngandold,menandwomen-tohavevariousoptions,inbothcashandnon-cashforms,whenitcomestomakingpayments,forthebettergood.EndingMakeimprovementstoeachother’sessaysandsharethemwiththeclass.最近你班對“中學(xué)生是否有必要學(xué)習(xí)理財？”這一話題展開了討論，請你根據(jù)所給提示寫一篇英語短文介紹討論結(jié)果，并表明你的看法，然后發(fā)表在你校英文論壇上。正方1.

有助于學(xué)生理解父母賺錢的不易；2.

從小養(yǎng)成正確的消費觀。反方1.

零花錢很少，沒有必要理財；2.

學(xué)生應(yīng)該把精力用在學(xué)習(xí)上。你的看法……1.

詞數(shù)100左右；2.

可適當(dāng)增加細(xì)節(jié)，以使行文連貫。3.

參考詞匯：理財moneymanagement

消費觀viewofconsumptionRecently,ourclasshadaheateddiscussionaboutwhetheritisnecessaryforstudentstolearnmoneymanagement.Wehavedifferentopinions.Somethinkit'snecessary.First,ithelpsstudentsbetterunderstandhowdifficultitisforparentstoearnmoney.Besides,ithelpsthemtodevelopacorrectviewofconsumption,whichwillbenefittheirfuturelife.However,othersdisagree.Foron