工商銀行崇左市龍州縣2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）題目：1.Therapiddevelopmentofdigitalbankinghassignificantly__________thetraditionalfinancialservicesindustry.A.revolutionizedB.standardizedC.centralizedD.diversified2.Toenhancecustomersatisfaction,thebankmust__________itsservicequalityandoperationalefficiency.A.elevateB.diminishC.neglectD.postpone3.ThenewbranchinLongzhouaimsto__________localbusinessesbyprovidingtailoredfinancialsolutions.A.attractB.excludeC.competeD.ignore4.Duetoregulatorychanges,thebankneedsto__________itsriskmanagementstrategies.A.reviseB.ignoreC.approveD.eliminate5.TheuseofAIinloanapprovalhas__________theprocessingtimeandreducedhumanerrors.A.prolongedB.acceleratedC.delayedD.complicated答案與解析：1.A.revolutionized解析：Digitalbanking（數(shù)字銀行業(yè)）與“revolutionized”（革命化）搭配最符合銀行業(yè)數(shù)字化轉(zhuǎn)型的大背景。2.A.elevate解析：提升服務(wù)質(zhì)量和效率是銀行業(yè)務(wù)的核心，故用“elevate”（提升）。3.A.attract解析：銀行新設(shè)網(wǎng)點的主要目的是吸引本地企業(yè)，故用“attract”（吸引）。4.A.revise解析：監(jiān)管政策變化要求銀行調(diào)整風險管理，故用“revise”（修訂）。5.B.accelerated解析：AI技術(shù)加速貸款審批，故用“accelerated”（加速）。二、閱讀理解（共4題，每題3分，共12分）題目：Passage:TheIndustrialandCommercialBankofChina(ICBC)hasbeenexpandingitsgreenfinanceinitiativesinsouthernChina,particularlyinLongzhou,acitywithsignificantagriculturalandbordertradeactivities.Thebankannouncedlastyearthatitwouldallocate50billionyuantosupportsustainableprojects,includingrenewableenergyandeco-friendlyagriculturalpractices.ThismovealignswithChina'scarbonneutralitygoalsandaimstoreducetheenvironmentalimpactoflocalindustries.ICBCalsopartneredwithlocaluniversitiestodeveloptrainingprogramsforruralfinanceprofessionals,emphasizingdigitalliteracyandgreenbankingpractices.Theinitiativesareexpectedtoboostthebank'sreputationasaresponsiblefinancialinstitutionwhilefosteringeconomicgrowthintheregion.1.WhatistheprimaryfocusofICBC'sgreenfinanceinitiativesinLongzhou?A.IncreasingprofitmarginsB.SupportingrenewableenergyandsustainableagricultureC.ExpandingitsbranchnetworkD.Reducingoperationalcosts2.WhydidICBCcollaboratewithlocaluniversities?A.ToreduceworkforceredundancyB.TopromotegreenbankingeducationC.ToimprovebranchmanagementefficiencyD.Toenhancecustomerservicetraining3.Howdotheseinitiativesbenefitthelocaleconomy?A.Theycreatemorejobopportunitiesinurbanareas.B.Theypromoteenvironmentalsustainabilityandeconomicgrowth.C.Theyincreasethebank'smarketshareinruralareas.D.Theyreducetherelianceontraditionalbankingservices.4.WhatdoesthepassagesuggestaboutICBC'sfuturestrategy?A.Thebankwillfocusmoreontraditionalbankingmodels.B.Thebankwillprioritizegreenfinanceanddigitaltransformation.C.ThebankwillreduceitsinvestmentsinsouthernChina.D.Thebankwillwithdrawfromsustainabledevelopmentprojects.答案與解析：1.B.Supportingrenewableenergyandsustainableagriculture解析：文中明確提到支持可再生能源和生態(tài)農(nóng)業(yè)，故選B。2.B.Topromotegreenbankingeducation解析：文中提到與大學合作培養(yǎng)綠色金融人才，故選B。3.B.Theypromoteenvironmentalsustainabilityandeconomicgrowth解析：綠色金融有助于環(huán)保和經(jīng)濟雙重發(fā)展，故選B。4.B.Thebankwillprioritizegreenfinanceanddigitaltransformation解析：文中強調(diào)綠色金融和數(shù)字化，故選B。三、完形填空（共5題，每題2分，共10分）題目：Theriseofdigitalpaymentplatformshas__________thewaypeoplehandletransactionsglobally.InChina,mobilepaymentslikeAlipayandWeChatPayhave__________traditionalbankingsystems,makingfinancialservicesmoreaccessible.However,thisshiftalsoposeschallengesforfinancialinstitutions,particularlyinremoteareaslikeLongzhou.Banksmust__________theirstrategiestoadapttothedigitallandscapewhileensuringinclusivefinanceforall.Thegovernmenthas__________policiestosupportruralfinancialinclusion,encouragingbankstoleveragetechnologytoreachunderservedcommunities.Bydoingso,thebankingsectorcan__________itssocialimpactandcontributetosustainabledevelopment.1.A.transformedB.simplifiedC.complicatedD.standardized2.A.strengthenedB.replacedC.complementedD.undermined3.A.reviseB.ignoreC.innovateD.postpone4.A.introducedB.criticizedC.relaxedD.eliminated5.A.minimizeB.maximizeC.ignoreD.reduce答案與解析：1.A.transformed解析：Digitalpayments（數(shù)字支付）改變了交易方式，故用“transformed”（改變）。2.C.complemented解析：移動支付與傳統(tǒng)銀行互補，故用“complemented”（補充）。3.C.innovate解析：銀行需創(chuàng)新以適應(yīng)數(shù)字時代，故用“innovate”（創(chuàng)新）。4.A.introduced解析：政府推出政策支持農(nóng)村金融，故用“introduced”（引入）。5.B.maximize解析：銀行應(yīng)最大化社會影響，故用“maximize”（最大化）。四、句子改錯（共4題，每題3分，共12分）題目：1.ThebankplanstoopenfivenewbranchesinLongzhounextyear,whichwillbeequippedwithadvanceddigitalbankingservices.2.Theseinitiativeswillnotonlyimprovecustomerexperiencebutalsoenhancethebank'scompetitiveedgeinthelocalmarket.3.Thelocalgovernmenthasprovidedfinancialsupporttothebanktoensurethesuccessfulimplementationoftheseprojects.4.Byleveragingtechnology,ICBCaimstoreducethedependencyonmanualprocessesandimproveoperationalefficiency.答案與解析：1.Noerror解析：句子結(jié)構(gòu)正確，時態(tài)和邏輯均無誤。2.Noerror解析：句子結(jié)構(gòu)正確，時態(tài)和邏輯均無誤。3.Noerror解析：句子結(jié)構(gòu)正確，時態(tài)和邏輯均無誤。4.Noerror解析：句子結(jié)構(gòu)正確，時態(tài)和邏輯均無誤。五、翻譯填空（共5題，每題2分，共10分）題目：TranslatethefollowingsentencesintoEnglish:1.工商銀行通過數(shù)字化轉(zhuǎn)型提升了服務(wù)效率。2.龍州縣的跨境貿(mào)易為銀行提供了新的業(yè)務(wù)機會。3.銀行需要加強風險管理以應(yīng)對市場波動。4.綠色金融有助于實現(xiàn)可持續(xù)發(fā)展目標。5.數(shù)字化支付方式正在改變?nèi)藗兊南M習慣。答案與解析：1.ICBChasimprovedserviceefficiencythroughdigitaltransformation.解析：主謂賓結(jié)構(gòu)清晰，用“t