工商銀行滄州市泊頭市2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）directions:Choosethebestwordtofillintheblankfromthefouroptions(A,B,C,D).1.Therapiddevelopmentofdigitalbankinghas__________traditionalfinancialservicestoadaptquicklytomarketchanges.A.forcedB.encouragedC.challengedD.supported2.InthecontextoftheBeltandRoadInitiative,China'sbankingsectorplaysa__________roleinfacilitatingcross-bordertrade.A.marginalB.pivotalC.secondaryD.passive3.Thenewregulationsaimto__________financialrisksandprotectconsumers'interestsmoreeffectively.A.mitigateB.ignoreC.enhanceD.minimize4.Duetothepandemic,manybankshaveshiftedtheirfocusto__________onlineservicestomeetcustomerdemand.A.diminishingB.expandingC.reducingD.neglecting5.Thesuccessofabank'sstrategydependsonitsabilityto__________markettrendsandadjustpoliciesaccordingly.A.ignoreB.misinterpretC.monitorD.overlook二、閱讀理解（共4題，每題3分，共12分）directions:Readthepassagecarefullyandanswerthefollowingquestions.Passage:Theriseoffintechhastransformedthebankingindustryglobally.Traditionalfinancialinstitutionsmustnowcompetewithtech-drivencompaniesthatoffermoreconvenientandinnovativeservices.Forinstance,mobilebankingappshavebecometheprimarychannelforcustomerstoaccessfinancialservices,reducingtheneedforphysicalbranches.However,banksstillholdadvantagesinareassuchasregulatorycomplianceandcustomertrust.Tostayrelevant,banksneedtoinvestindigitaltransformationwhilemaintainingtheircorestrengths.Thecollaborationbetweenbanksandfintechspresentsapromisingfuture,wherebothsectorscanleveragetheirrespectivestrengthstocreateamoreefficientfinancialecosystem.1.Whatisthemainthemeofthepassage?A.Thedeclineofmobilebankingapps.B.Thechallengesfacedbytraditionalbanks.C.Theimpactoffintechonthebankingindustry.D.Theimportanceofphysicalbankbranches.2.Accordingtothepassage,whydotraditionalbanksstillhaveanedgeoverfintechs?A.Theyhavemorefunding.B.Theyarebetteratregulatorycompliance.C.Theyoffermorejobs.D.Theyhaveoldercustomers.3.Whatdoesthepassagesuggestforthefutureofbanking?A.Fintechswillreplacetraditionalbankscompletely.B.Banksandfintechswillcollaborate.C.Mobilebankingwilldisappear.D.Physicalbrancheswillbecometheprimaryservicechannel.4.Theword"transformed"inthefirstsentenceisclosestinmeaningto:A.damagedB.changedC.improvedD.destroyed三、完形填空（共5題，每題2分，共10分）directions:Completethepassagebychoosingthebestwordfromthefouroptions(A,B,C,D)foreachblank.ThebankingsectorinChinahasundergonesignificantchangesoverthepastdecade.Withthe__________ofdigitaltechnologies,onlinebankinghasbecomeincreasingly__________.However,thisshifthasalsobroughtnewchallenges,suchascybersecurityrisksandtheneedfor__________dataprotectionmeasures.Toaddresstheseissues,banksmustinvestinadvancedsecuritysystemsand__________theirstaffwiththelatesttechnologicalskills.Additionally,regulatorybodieshave__________stricterrulestoensurethestabilityofthefinancialsystem.Despitethesechallenges,thefutureofbankinglooks__________,asinnovationcontinuesto__________theindustry.1.A.growthB.declineC.stagnationD.collapse2.A.popularB.unpopularC.rareD.limited3.A.strongerB.weakerC.inadequateD.unnecessary4.A.equipsB.underestimatesC.dismissesD.ignores5.A.relaxedB.strictC.flexibleD.lenient四、翻譯填空（共5題，每題3分，共15分）directions:TranslatethefollowingsentencesintoEnglish.1.隨著中國(guó)經(jīng)濟(jì)的快速發(fā)展，銀行業(yè)在支持實(shí)體經(jīng)濟(jì)增長(zhǎng)方面發(fā)揮著越來(lái)越重要的作用。2.中國(guó)工商銀行作為全球最大的銀行之一，致力于為客戶提供優(yōu)質(zhì)、便捷的金融服務(wù)。3.在“一帶一路”倡議下，跨境金融合作成為銀行業(yè)發(fā)展的重要方向。4.為了應(yīng)對(duì)金融風(fēng)險(xiǎn)，銀行需要建立健全的風(fēng)險(xiǎn)管理體系。5.數(shù)字化轉(zhuǎn)型是銀行業(yè)未來(lái)發(fā)展的必然趨勢(shì)。五、句子改錯(cuò)（共5題，每題3分，共15分）directions:Identifyandcorrecttheerrorinthefollowingsentences.1.Thebankoffersavarietyoffinancialproductstomeetcustomer'sneeds.2.Iftheeconomycontinuestoimprove,thedemandforloanswillrise.3.Althoughtheregulationsarestrict,itdoesnotpreventbanksfrominnovating.4.Manycustomersprefertouseonlinebankingbecauseitismoreconvenientthanvisitingabranch.5.Thebank’ssuccessdependsonhowwellitmanagesitsassetsandliabilities.答案與解析一、選詞填空1.C.challenged解析：Digitalbanking'sriseforcestraditionalbankstoadapt,so"challenged"fitsbest.2.B.pivotal解析：China'sbankingsectoriscrucialfortheBeltandRoadInitiative,making"pivotal"thecorrectchoice.3.A.mitigate解析：Regulationsaimtoreducefinancialrisks,so"mitigate"(reduce)isappropriate.4.B.expanding解析：Banksshiftfocustoonlineservicesduetothepandemic,so"expanding"(increase)iscorrect.5.C.monitor解析：Banksneedtotrackmarkettrendstomakeinformeddecisions,so"monitor"(observe)isbest.二、閱讀理解1.C.Theimpactoffintechonthebankingindustry解析：Thepassagediscusseshowfintechhaschangedtraditionalbanking.2.B.Theyarebetteratregulatorycompliance解析：Thepassagementionsbanks'advantagesinregulatorycompliance.3.B.Banksandfintechswillcollaborate解析：Thepassagesuggestsapartnershipbetweenbanksandfintechsformutualbenefit.4.B.changed解析："Transformed"means"changed,"asthebankingindustryhasevolved.三、完形填空1.A.growth解析：Digitaltechnologieshavedrivengrowthinthebankingsector.2.A.popular解析：Onlinebankingiswidelyused,makingitpopular.3.C.inadequate解析：Banksneedstrongerdataprotectionmeasures.4.A.equips解析：Banksmusttrainstaffwithskills,so"equips"(provide)fits.5.B.strict解析：Regulationsarestricttoensurefinancialstability.四、翻譯填空1.WiththerapiddevelopmentofChina'seconomy,thebankingsectorplaysanincreasinglyimportantroleinsupportingthegrowthoftherealeconomy.2.Asoneoftheworld'slargestbanks,IndustrialandCommercialBankofChinaiscommittedtoprovidinghigh-qualityandconvenientfinancialservicestocustomers.3.UndertheBeltandRoadInitiative,cross-borderfinancialcooperationhasbecomeakeydirectionforthedevelopmentofthebankingindustry.4.Toaddressfinancialrisks,banksneedtoe