工商銀行蚌埠市固鎮(zhèn)縣2025秋招筆試英語題專練及答案詞匯填空（共10題，每題1分）題目：1.Therapiddevelopmentofdigitalbankinghastransformedthefinanciallandscape,offeringcustomersunprecedented__________inaccessingservices.A.convenienceB.complexityC.efficiencyD.regulation2.Inthecontextofagriculturalfinance,itisessentialto__________therisksassociatedwithfluctuatingcommoditypricestoensuresustainablelendingpractices.A.ignoreB.assessC.promoteD.minimize3.蚌埠市固鎮(zhèn)縣作為農(nóng)業(yè)大縣，近年來積極推動農(nóng)村信用體系建設(shè)，以__________農(nóng)民的融資渠道。A.broadenB.restrictC.simplifyD.eliminate4.TheWorldBank'slatestreporthighlightstheneedforbanksto__________theircybersecuritymeasurestoprotectagainstincreasingdigitalfraud.A.weakenB.evaluateC.overlookD.enhance5.ThemergerofBankAandBankBhas__________themarketshareofbothinstitutions,leadingtomorecompetitiveservicesintheregion.A.reducedB.increasedC.stabilizedD.diversified6.Theintroductionofmobilebankingappshassignificantly__________thetimecustomersspendinphysicalbranches.A.reducedB.extendedC.standardizedD.complicated7.Tocomplywithregulatoryrequirements,financialinstitutionsmustensurethattheirloanapprovalprocessesare__________andtransparent.A.opaqueB.rigorousC.informalD.flexible8.Thegovernment'snewpolicyaimsto__________thegapbetweenurbanandruralbankingservicesbyinvestingininfrastructureandtechnology.A.narrowB.widenC.maintainD.ignore9.Theuseofbigdataanalyticshasrevolutionizedriskmanagementinbanking,allowinginstitutionsto__________potentialdefaultswithgreateraccuracy.A.predictB.denyC.ignoreD.avoid10.ThecollaborationbetweenICBCandlocalagriculturalcooperativeshas__________theavailabilityoffinancialservicesforsmall-scalefarmers.A.limitedB.expandedC.declinedD.centralized閱讀理解（共5題，每題2分）題目：Passage1:Theriseoffintechhasposedbothchallengesandopportunitiesfortraditionalbanks.Ononehand,competitorslikeAntGroupandPayPalhavedisruptedthemarketbyofferinginnovativedigitalpaymentsolutions.Ontheotherhand,bankscanleveragefintechtoimprovecustomerexperienceandoperationalefficiency.Forinstance,ICBChaslaunchedAI-poweredchatbotstohandleroutineinquiries,reducingwaittimesforcustomers.However,therapidevolutionoftechnologyrequiresbankstostayagileandinvestincontinuoustrainingfortheirstaff.Otherwise,theyriskfallingbehindinacompetitivelandscapewherecustomerloyaltyisincreasinglydeterminedbydigitalconvenience.1.Whatistheprimaryfocusofthepassage?A.Theeconomicimpactoffintechontraditionalbanking.B.Thechallengesfintechcompaniesposetoestablishedbanks.C.Thepotentialbenefitsfintechofferstobanks.D.TheroleofAIinimprovingbankingservices.2.Accordingtothepassage,howcanbanksbenefitfromfintech?A.Bycompetingdirectlywithfintechcompanies.B.Byreducingoperationalcoststhroughautomation.C.Byleveragingtechnologytoenhancecustomerservice.D.Byignoringtechnologicaladvancements.3.Theword"disrupted"inthefirstparagraphisclosestinmeaningto:A.improvedB.challengedC.supportedD.regulatedPassage2:AgriculturalfinanceinChinahasseensignificantgrowthinrecentyears,drivenbygovernmentpoliciesandtheincreasingneedforfinancialsupportinruralareas.ThePeople'sBankofChinahasimplementedmeasurestoencouragebankstoallocatemoreresourcestoagriculture,includingtaxincentivesandreducedlendingrates.InAnhuiProvince,particularlyinareaslikeGuizhenCounty,bankshavepartneredwithagriculturalcooperativestoprovidetailoredcreditsolutionsforsmall-scalefarmers.Theseinitiativeshavehelpedmodernizefarmingpracticesandimproveincomestabilityforruralcommunities.However,challengesremain,suchaslimitedaccesstotechnologyandfluctuatingcommodityprices,whichrequireongoingattentionfrompolicymakersandfinancialinstitutions.4.Whatisthemainpurposeofthepassage?A.Tohighlightthegovernment'sroleinpromotingagriculturalfinance.B.Todiscussthechallengesfacedbysmall-scalefarmersinAnhui.C.Toanalyzetheimpactofbank-cooperativepartnershipsinruralareas.D.Toproposesolutionsforagriculturalfinancialinstability.5.Theword"modernize"inthesecondparagraphisclosestinmeaningto:A.improveB.traditionalizeC.simplifyD.abandon語法填空（共10題，每題1分）題目：1.Despitetheeconomicdownturn,theagriculturalsectorinGuizhenCountycontinuestogrow,largelyduetothegovernment's__________supportforruraldevelopment.(填入形容詞)2.ThenewbranchinShuizhaoCityisexpectedto__________asignificantnumberofcustomersfromthesurroundingruralareas.(填入動詞原形)3.Accordingtothelatestreport,digitalbankingserviceshave__________a30%increaseincustomersatisfactioncomparedtolastyear.(填入動詞過去分詞)4.Thebank'scybersecurityteammust__________allpotentialvulnerabilitiestopreventdatabreaches.(填入動詞原形)5.ManyfarmersinGuizhenCountyrelyon__________loanstofinancetheirharvestsandpurchasenewequipment.(填入名詞復(fù)數(shù))6.Themergeroftwolocalbankshas__________thecompetitionintheregionalmarket,forcingotherinstitutionstoinnovate.(填入動詞過去分詞)7.Theregulatorycommitteewill__________thenewlendingguidelinesbeforetheyareimplemented.(填入動詞原形)8.Theuseofblockchaintechnologyinbankinghas__________thetransparencyoffinancialtransactions.(填入動詞過去分詞)9.Smallbusinessesinruralareasoftenfacedifficultiesin__________accesstoaffordablecredit.(填入名詞單數(shù))10.Thecentralbank'spolicychangeshave__________theinterestratesforagriculturalloans.(填入動詞過去分詞)短文改錯（共5題，每題2分）題目：Therapiddevelopmentoffinancialtechnologyhasbroughtmanychangestothebankingindustry.Oneofthemostsignificantchangesistheriseofdigitalbankingplatforms,whichhavemadeiteasierforcustomerstoaccessservices.Traditionalbankshavehadtoadapttothesenewtechnologiesorrisklosingcustomers.Forexample,ICBChasinvestedheavilyinmobileappstoimprovecustomerexperience.However,therearealsochallengestodigitalbanking,suchascybersecurityrisksandtheneedforcustomereducation.Despitetheseissues,thefutureofbankingislikelytobeincreasinglydigital,withtraditionalbanksandfintechcompaniesworkingtogethertoprovidebetterservices.1.Whichwordshouldbecapitalized?A.financialB.technologyC.digitalD.banking2.Isthereawordthatshouldbeadded?A.NoerrorB.before"digitalbankingplatforms"C.after"significantchanges"D.before"risklosingcustomers"3.Isthereawordthatshouldberemoved?A.NoerrorB."One"C."the"D."to"4.Isthereawordthatshouldbechangedto"more"?A.NoerrorB."significant"C."changes"D."easier"5.Isthereawordthatshouldbechangedto"also"?A.NoerrorB."most"C."significant"D."risks"答案及解析詞匯填空1.A.convenience解析：Digitalbankingofferscustomerseasieraccesstoservices.2.B.assess解析：Banksneedtoevaluateriskstoensuresustainablelending.3.A.broaden解析：Thecountyaimstoexpandfinancingoptionsforfarmers.4.D.enhance解析：Banksmustimprovecybersecuritytoprotectagainstfraud.5.B.increased解析：Themergerboostedmarketshareforbothbanks.6.A.reduced解析：Mobileappssavecustomerstimebyofferingonlineservices.7.B.rigorous解析：Loanprocessesmustbestrictandtransparent.8.A.narrow解析：Policyaimstoreducetheservicegapbetweenurbanandruralareas.9.A.predict解析：Bigdatahelpsbanksforecastpotentialloandefaults.10.B.expanded解析：Collaborationincreasesaccesstofinancialservicesforfarmers.閱讀理解1.C.Thepotentialbenefitsfintechofferstobanks.解析：Thepassagediscusseshowbankscanusefintechtoimproveservices.2.C.Byleveragingtechnologytoenhancecustomerservice.解析：ThetextmentionsAIchatbotsandothertechimprovements.3.B.challenged解析："Disrupted"meanschallengedorthreatenedbynewcompetitors.4.A.Tohighlightthegovernment'sroleinpromotingagriculturalfinance.解析：Thepassageemphasizespolicysupportforagriculturalfinance.5.A.improve解析："Modernize"meanstoimproveorupdatefarmingpractices.語法填空1.supportive解析：Adjectiveformneededto