工商銀行福州市晉安區(qū)2025秋招筆試英文行測(cè)高頻題含答案一、選詞填空（共5題，每題2分，共10分）題干：請(qǐng)從下列選項(xiàng)中選擇最合適的單詞填入句子空白處，使句子語(yǔ)義完整、邏輯通順。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoinnovateandadapttonewmarketdemands.A.compelledB.facilitatedC.underminedD.diversified2.Duetothe______economicpolicies,theGDPgrowthrateinFujianProvincehasshownasteadyupwardtrendoverthepastfiveyears.A.restrictiveB.proactiveC.ambiguousD.stagnant3.Despitetheinitial______,theteammanagedtocompletetheprojectaheadofschedulebyoptimizingresourceallocation.A.setbacksB.triumphsC.delaysD.inefficiencies4.Thenewregulatoryframeworkaimsto______financialrisksbyimplementingstrictercapitalrequirementsforbanks.A.mitigateB.exacerbateC.eliminateD.normalize5.TheintegrationofAIinbankingoperationshassignificantly______theefficiencyofcustomerserviceprocesses.A.enhancedB.degradedC.prolongedD.standardized二、閱讀理解（共3題，每題4分，共12分）題干：閱讀以下短文，并根據(jù)問題選擇最佳答案。Passage:ThebankingsectorinFujianProvincehasbeenwitnessingatransformationdrivenbytechnologicaladvancements.Traditionalfinancialinstitutionsareincreasinglyadoptingdigitalsolutionstoimprovecustomerengagementandoperationalefficiency.TheProvincialGovernmenthasintroducedincentivestoencouragebankstoinvestinfintechinfrastructure,recognizingtheimportanceofstayingcompetitiveintheglobalmarket.However,challengessuchascybersecurityrisksandtalentshortagesremainsignificanthurdles.Expertssuggestthatbanksshouldfocusonbuildingaskilledworkforceandfosteringcollaborationwithtechstartupstoaddresstheseissueseffectively.1.WhatistheprimarydriverofchangeinFujian'sbankingsector?A.GovernmentregulationsB.TechnologicaladvancementsC.CustomerdemandD.Economicdownturn2.Accordingtothepassage,whatarethemainchallengesfacedbybanksinFujian?A.HighcapitalrequirementsB.CybersecurityrisksandtalentshortagesC.ReducedcustomerengagementD.Increasedcompetition3.Whatmeasuresarerecommendedtoovercomethechallengesmentionedinthepassage?A.ReducinginvestmentinfintechB.FosteringcollaborationwithtechstartupsandbuildingaskilledworkforceC.RelyingsolelyongovernmentincentivesD.Normalizingfinancialrisks三、完形填空（共4題，每題3分，共12分）題干：閱讀以下短文，并從選項(xiàng)中選擇最合適的單詞填入空白處。ThebankingindustryinmodernChinaisundergoingaperiodofsignificant______.Digitalization,artificialintelligence,andblockchaintechnologyarereshapinghowfinancialservicesaredelivered.ForbanksinregionslikeFujian,adaptingtothesechangesisnotjustanoptionbuta______.Failuretoinnovatemayresultinlosingmarketsharetomoreagilecompetitors.However,the______ofsuchtechnologiesalsobringsrisks,includingdataprivacyconcernsandregulatorycomplianceissues.Banksmuststrikeabalancebetweenembracinginnovationandensuringstability.1.A.transformationB.stagnationC.deteriorationD.normalization2.A.necessityB.luxuryC.possibilityD.preference3.A.adoptionB.rejectionC.neglectD.resistance4.A.implementationB.integrationC.disruptionD.utilization四、句子改錯(cuò)（共3題，每題4分，共12分）題干：以下句子中各有一處語(yǔ)法或語(yǔ)義錯(cuò)誤，請(qǐng)指出并改正。1."Theregulatorychangeswillhaveasignificantimpactonthebankingsector,butitisunclearhowmanyinstitutionswillbeabletoadaptquickly."-錯(cuò)誤：________-改正：________2."Despitethechallenges,thefintechindustryinFujianhasbeengrowingatanunprecedentedrate,whichmakeitapromisingsectorforinvestment."-錯(cuò)誤：________-改正：________3."Manybanksinthisregionarestillstrugglingtointegratedigitalsolutionsintotheiroperations,astheylackofskilledpersonnelandresources."-錯(cuò)誤：________-改正：________五、翻譯填空（共4題，每題4分，共16分）題干：將以下中文句子翻譯成英文，并從選項(xiàng)中選擇最合適的翻譯。1.福建省的金融科技發(fā)展迅速，為傳統(tǒng)銀行業(yè)帶來(lái)了新的機(jī)遇和挑戰(zhàn)。A.TherapiddevelopmentoffintechinFujianProvincehasbroughtnewopportunitiesandchallengestothetraditionalbankingindustry.B.FintechinFujianProvinceisgrowingslowly,offeringlimitedprospectsfortraditionalbanks.C.ThebankingsectorinFujianhasbeenstagnant,withnosignificantimpactfromfintech.D.Fintechisnotwell-developedinFujian,sotraditionalbanksfacefewerchallenges.2.工商銀行作為國(guó)內(nèi)領(lǐng)先的金融機(jī)構(gòu)，在服務(wù)地方經(jīng)濟(jì)方面發(fā)揮著重要作用。A.AsaleadingfinancialinstitutioninChina,ICBCplaysaminorroleinservinglocaleconomies.B.ICBC,atopbankinChina,hasminimalimpactonregionaleconomicdevelopment.C.ICBCisakeyplayerinsupportingFujian'seconomicgrowthandcommunitydevelopment.D.ICBC'sinfluenceonFujian'seconomyisnegligiblecomparedtootherbanks.3.隨著數(shù)字化轉(zhuǎn)型的推進(jìn)，銀行需要加強(qiáng)風(fēng)險(xiǎn)管理能力以應(yīng)對(duì)市場(chǎng)波動(dòng)。A.Withtheadvancementofdigitaltransformation,banksmustweakenriskmanagementcapabilitiestocopewithmarketfluctuations.B.Asdigitaltransformationprogresses,banksneedtoenhanceriskmanagementtohandleeconomicinstability.C.Digitaltransformationhasnoeffectonbanks'riskmanagementstrategies.D.Banksshouldignoreriskmanagementasdigitaltransformationaccelerates.4.政府鼓勵(lì)銀行與科技企業(yè)合作，共同推動(dòng)金融科技創(chuàng)新。A.Thegovernmentdiscouragesbanksfromcollaboratingwithtechcompaniestopromotefintechinnovation.B.Governmentpoliciesdiscouragefinancialinstitutionsfrompartneringwithstartups.C.Thegovernmentpromotespartnershipsbetweenbanksandtechfirmstofosterfintechdevelopment.D.Banksareadvisedtoavoidtechstartupstomaintainindependence.答案與解析一、選詞填空1.A.compelled-解析：句意為“金融科技的快速發(fā)展迫使傳統(tǒng)銀行業(yè)必須創(chuàng)新以適應(yīng)市場(chǎng)需求”，compelled（迫使）符合語(yǔ)境。2.B.proactive-解析：句意為“由于積極的政策，福建省的GDP增長(zhǎng)率在過去五年穩(wěn)步上升”，proactive（積極的）最符合文意。3.A.setbacks-解析：句意為“盡管面臨最初的挫折，團(tuán)隊(duì)仍提前完成項(xiàng)目”，setbacks（挫折）是最佳選擇。4.A.mitigate-解析：句意為“新的監(jiān)管框架旨在通過實(shí)施更嚴(yán)格的資本要求來(lái)降低金融風(fēng)險(xiǎn)”，mitigate（減輕）符合語(yǔ)義。5.A.enhanced-解析：句意為“AI的融入顯著提高了客戶服務(wù)流程的效率”，enhanced（提升）最合適。二、閱讀理解1.B.Technologicaladvancements-解析：文章首句明確指出“技術(shù)進(jìn)步是福建省銀行業(yè)變革的主要驅(qū)動(dòng)力”。2.B.Cybersecurityrisksandtalentshortages-解析：文中提到“網(wǎng)絡(luò)安全風(fēng)險(xiǎn)和人才短缺是主要挑戰(zhàn)”。3.B.Fosteringcollaborationwithtechstartupsandbuildingaskilledworkforce-解析：專家建議“與科技初創(chuàng)企業(yè)合作并培養(yǎng)專業(yè)人才”。三、完形填空1.A.transformation-解析：句意為“銀行業(yè)正在經(jīng)歷重大轉(zhuǎn)型”，transformation（轉(zhuǎn)型）最符合語(yǔ)境。2.A.necessity-解析：句意為“適應(yīng)變化不僅是選擇，更是必要條件”，necessity（必要）最合適。3.A.adoption-解析：句意為“技術(shù)的采用也帶來(lái)風(fēng)險(xiǎn)”，adoption（采用）符合語(yǔ)義。4.A.implementation-解析：句意為“技術(shù)的實(shí)施帶來(lái)風(fēng)險(xiǎn)”，implementation（實(shí)施）最合適。四、句子改錯(cuò)1.錯(cuò)誤：it-改正：they-解析：“institutions”是復(fù)數(shù)，故謂語(yǔ)動(dòng)詞應(yīng)使用復(fù)數(shù)形式。2.錯(cuò)誤：make-