中國銀行吉安市永新縣2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共10題，每題1分）要求從選項中選出最合適的單詞填入句子空格中，使句子意思完整、語法正確。1.Therapiddevelopmentofdigitalbankinghassignificantly______thetraditionalfinancialindustryinChina.A.transformedB.declinedC.replacedD.influenced答案：A解析：transformed（改變，轉(zhuǎn)變）最符合語境，強調(diào)數(shù)字銀行業(yè)務(wù)對傳統(tǒng)金融業(yè)的深遠(yuǎn)影響。2.Toattractmorelocalcustomers,thebankshould______itsmobileappinterfacetobemoreuser-friendly.A.simplifyB.complicateC.expandD.modernize答案：A解析：simplify（簡化）與user-friendly（用戶友好）搭配最合理，符合銀行業(yè)務(wù)優(yōu)化需求。3.Thenewpolicyaimsto______financialrisksbystrengtheningregulatoryoversight.A.mitigateB.increaseC.ignoreD.eliminate答案：A解析：mitigate（減輕）符合政策目標(biāo)，強調(diào)風(fēng)險控制而非完全消除。4.Despiteeconomicchallenges,thebank'sprofitshaveshownasteady______overthepastyear.A.decreaseB.fluctuationC.growthD.stagnation答案：C解析：growth（增長）與“steady”（穩(wěn)定的）呼應(yīng)，符合銀行積極發(fā)展態(tài)勢。5.Theonlinebankingsystemrequiresregularupdatesto______potentialsecurityvulnerabilities.A.addressB.ignoreC.exploitD.monitor答案：A解析：address（解決）符合技術(shù)維護(hù)邏輯，強調(diào)漏洞修復(fù)。6.Thebank'smarketingcampaignsuccessfully______youngprofessionalstoopensavingsaccounts.A.discouragedB.motivatedC.neglectedD.targeted答案：B解析：motivated（激勵）與“successfully”（成功）搭配，符合營銷目標(biāo)。7.Themergerwill______thebank'smarketshareintheJiangxiregion.A.diminishB.expandC.stabilizeD.reduce答案：B解析：expand（擴(kuò)大）符合企業(yè)擴(kuò)張策略，與“merger”（合并）關(guān)聯(lián)。8.Thecustomerserviceteammust______thefeedbacktoimproveservicequality.A.collectB.ignoreC.dismissD.analyze答案：D解析：analyze（分析）符合銀行業(yè)務(wù)改進(jìn)流程。9.Thenewbranchlocationisstrategicallychosento______theruralpopulationinYongxinCounty.A.excludeB.serveC.ignoreD.competewith答案：B解析：serve（服務(wù)）符合銀行普惠金融理念。10.Thebank'ssustainabilityreporthighlightseffortsto______environmentalimpact.A.minimizeB.maximizeC.ignoreD.assess答案：A解析：minimize（最小化）符合綠色金融發(fā)展趨勢。第二部分：閱讀理解（共5題，每題2分）閱讀以下短文，根據(jù)文章內(nèi)容回答問題。PassageTheriseoffintechhastransformedthewayChineseconsumersaccessfinancialservices.Traditionalbanksfaceincreasingcompetitionfrommobile-onlybanks,whichofferlowerfeesandfastertransactions.However,regulatorshaveintroducedstricterrulestoensureconsumerprotectionandpreventfinancialinstability.ThePeople’sBankofChinarecentlyannouncednewguidelinesrequiringfintechcompaniestoholdhighercapitalreserves.Whilethismayslowdowninnovation,italsopromoteslong-termstabilityinthesector.Questions1.Whatisthemainimpactoffintechontraditionalbanks?A.Theyhavebeencompletelyreplaced.B.Theyfacestrongercompetition.C.Theynolongerneedtoinnovate.D.Theyarenowmoreprofitable.答案：B解析：文章明確指出fintech對傳統(tǒng)銀行構(gòu)成“increasingcompetition”（加劇競爭）。2.Whydidregulatorsintroducestricterrulesforfintechcompanies?A.Toencouragerapidgrowth.B.Toprotectconsumers.C.Toincreasefees.D.Tosupportruralbanks.答案：B解析：文中提到“consumerprotectionandpreventfinancialinstability”（保護(hù)消費者，防止金融不穩(wěn)定）。3.Howwillthenewcapitalreserverequirementsaffectfintechcompanies?A.Theywillexpandfaster.B.Theywillbecomemorestable.C.Theywillfocusonruralmarkets.D.Theywillreduceinnovation.答案：D解析：文章指出“slowdowninnovation”（減緩創(chuàng)新），但強調(diào)“promoteslong-termstability”（促進(jìn)長期穩(wěn)定）。4.WhatdoesthepassagesuggestaboutthefutureoffintechinChina?A.Itwillbecompletelybanned.B.Itwillremainunregulated.C.Itwillgrowbutwithmoreoversight.D.Itwillfocusonlyonurbanareas.答案：C解析：文章平衡了“innovation”和“stability”，暗示監(jiān)管將長期存在。5.WhichofthefollowingisNOTmentionedinthepassage?A.Fintechcompaniesmustholdmorecapital.B.Traditionalbanksarelosingmarketshare.C.Thegovernmentwantstopreventfraud.D.Mobile-onlybanksaremoreefficient.答案：C解析：文章未提及“fraud”（欺詐），只提到“financialinstability”（金融不穩(wěn)定）。第三部分：句子改錯（共5題，每題2分）下列句子中各含有一處錯誤，請指出并改正。1.Thebank’snewcreditpolicyrequiresthatallborrowersmustsubmitavalidIDdocument.錯誤：requiresthat+動詞原形→requiresallborrowerstosubmit改正：Thebank’snewcreditpolicyrequiresthatallborrowerssubmitavalidIDdocument.2.Iftheeconomicconditionsimproves,thebankwillloweritsinterestrates.錯誤：條件狀語從句主語是單數(shù)→conditions→condition改正：Iftheeconomicconditionimproves,thebankwillloweritsinterestrates.3.Despitehavingfacedseveralsetbacks,thebranchmanagerstillremainsoptimisticaboutthefuturegrowth.錯誤：growth前缺少冠詞→growth→thegrowth改正：Despitehavingfacedseveralsetbacks,thebranchmanagerstillremainsoptimisticaboutthefuturegrowth.4.Theloanapprovalprocessmustbecompletedwithinthreeworkingdays,includingweekendsandholidays.錯誤：includingweekendsandholidays→應(yīng)為獨立條件→deleteorrephrase改正：Theloanapprovalprocessmustbecompletedwithinthreeworkingdaysexcludingweekendsandholidays.5.BoththeCEOandtheCFOagreethatthisquarter’sperformancewillbebetterthanlastyear’s.錯誤：better→betterincomparison→betterthan改正：BoththeCEOandtheCFOagreethatthisquarter’sperformancewillbebetterthanlastyear’s.第四部分：完形填空（共5題，每題2分）閱讀以下短文，選擇最佳選項填入空格。ThebankingsectorinJiangxihasbeenevolvingrapidlyduetotechnologicaladvancements.Digitalpaymentsolutionshavebecome6essentialforcustomersatisfaction.Forinstance,theBankofJiangxirecently7itsmobileapptoincludeAI-poweredchatbots,which8queries24/7.However,sometraditionalbanksarestill9toadoptnewtechnologies,fearingoperationalcosts.TheProvincialPeople’sBankhas10issuedguidelinestoencouragedigitaltransformationwhilemaintainingsecuritystandards.Options6.A.relativelyB.increasinglyC.traditionallyD.rarely7.A.releasedB.ignoredC.simplifiedD.replaced8.A.answerB.ignoreC.delayD.record9.A.reluctantB.eagerC.supportiveD.dismissive10.A.officiallyB.partiallyC.secretlyD.immediately答案6.B7.A8.A9.A10.A解析6.increasingly（越來越）符合技術(shù)普及趨勢。7.released（發(fā)布）符合軟件更新動作。8.answer（回答）體現(xiàn)AI功能。9.reluctant（不愿）反映部分銀行態(tài)度。10.officially（正式）符合政策發(fā)布語境。第五部分：翻譯填空（共5題，每題2分）將以下中文句子翻譯成英文，填入空格。1.為提升客戶體驗，銀行計劃推出智能語音服務(wù)。Thebankplanstointroduceintelligentvoiceservicestoenhancecustomerexperience.2.該分行在永新縣的服務(wù)覆蓋范圍仍需擴(kuò)大。Thebranch’sservicecoverageinYongxinCountystillneedstobee