浦發(fā)銀行聊城市冠縣2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.Thenewfinancialtechnologypolicywill______thebankingindustryinChina.A.revolutionizeB.optimizeC.stabilizeD.integrate2.Asabankingprofessional,youneedtohavestrong______skillstohandlecomplextransactions.A.communicativeB.technicalC.administrativeD.managerial3.ThebranchinGuanxianisexpectedto______20%morecustomersaftertherenovation.A.attractB.retainC.reduceD.expand4.Thebank’smobileappaimsto______theuserexperienceforonlinebanking.A.enhanceB.simplifyC.complicateD.delay5.TheeconomicrecoveryinShandonghas______thedemandforloansintheregion.A.increasedB.decreasedC.stabilizedD.fluctuated6.Ourbank’scoremissionisto______financialservicestounderservedcommunities.A.provideB.eliminateC.limitD.ignore7.Thecompliancedepartmentensuresthatalloperations______withregulatoryrequirements.A.complyB.conflictC.complyD.diverge8.ThenewbranchinLiaochengwill______ateamof30employeestoservelocalclients.A.employB.trainC.recruitD.dismiss9.Thebank’sdigitaltransformationstrategywill______operationalefficiencyby40%.A.boostB.reduceC.minimizeD.hinder10.Thecreditassessmentteammust______accurateriskevaluationsforallborrowers.A.conductB.delayC.neglectD.ignore二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:TheriseoffintechhastransformedthebankingindustryinChinaoverthepastdecade.Traditionalbanksarenowcompetingwithtech-drivenfinancialservices,whichofferfaster,moreconvenientsolutions.Forexample,mobilepaymentslikeAlipayandWeChatPayhaverevolutionizedhowconsumershandletransactions.Meanwhile,banksareinvestingheavilyinAIandbigdatatoimprovecustomerserviceandriskmanagement.However,challengesremain,suchasensuringdatasecurityandregulatorycompliance.Thefutureofbankingwilllikelyseeamoreintegratedmodelwheretraditionalbankscollaboratewithfintechstoleveragetheirstrengths.1.WhathasbeenthebiggestimpactoffintechonbankinginChina?A.Increasedloandemand.B.Enhancedcustomerexperience.C.Reducedregulatoryoversight.D.Higheroperationalcosts.2.Howarebanksadaptingtofintechcompetition?A.Byignoringtechnologicaladvancements.B.Byinvestingindigitalinfrastructure.C.Byreducingtheirworkforce.D.Byfocusingsolelyonofflineservices.3.Whatarethemainchallengesfacedbybanksinthedigitalera?A.Lackofskilledemployees.B.Datasecurityandregulation.C.Decreasedcustomertrust.D.Lowerprofitability.4.Whatdoesthefutureofbankinglikelytolooklike?A.Purelydigitalwithnotraditionalbanks.B.Amixoftraditionalandfintechcollaboration.C.Completedominancebyfintechs.D.Returntoold-fashionedbankingmethods.5.WhyaremobilepaymentslikeAlipayandWeChatPaysignificant?A.Theyreducetheneedforbanks.B.Theymaketransactionsfasterandeasier.C.Theyareonlypopularinruralareas.D.Theyareexclusivelyusedbylargebusinesses.三、完形填空（共10題，每題1分）directions:Fillineachblankwiththebestwordfromthebox.|improve|address|integrate|enhance|stabilize|fluctuate|reduce|boost|eliminate|comply||||--||--|-|--|-|--|-|Theglobalfinancialcrisisof2008highlightedtheneedforbetterriskmanagementinthebankingsector.To______economicstability,regulatorsworldwideintroducedstrictercapitalrequirements.Bankswereforcedto______theirbalancesheetsandreduceexcessiverisk-taking.Additionally,theriseofdigitalbankingnecessitatedthattraditionalinstitutions______theirservicestostaycompetitive.Forinstance,manybanksnowoffermobileappsthatallowcustomersto______transactionsanytime,anywhere.However,challengessuchascyberthreatsandchangingcustomerpreferencescontinueto______theindustry.Themostsuccessfulbankswillbethosethatcaneffectively______thesechallengeswhilemaintaininghigh-qualityservice.1.______2.______3.______4.______5.______6.______7.______8.______9.______10.______四、翻譯填空（共5題，每題2分）directions:TranslatethefollowingsentencesintoEnglish.1.浦發(fā)銀行聊城分行致力于為客戶提供更優(yōu)質(zhì)的金融服務(wù)。2.隨著聊城市經(jīng)濟(jì)的增長，對貸款的需求正在上升。3.我們銀行的新政策旨在簡化開戶流程。4.合規(guī)部門負(fù)責(zé)確保所有業(yè)務(wù)符合監(jiān)管要求。5.數(shù)字化轉(zhuǎn)型將顯著提高銀行的運(yùn)營效率。五、完形填空答案及解析1.stabilize-解析：全球金融危機(jī)后，監(jiān)管機(jī)構(gòu)強(qiáng)調(diào)經(jīng)濟(jì)穩(wěn)定，故用“stabilize”（穩(wěn)定）。2.address-解析：銀行需要處理（address）資產(chǎn)負(fù)債表問題，減少風(fēng)險(xiǎn)。3.integrate-解析：傳統(tǒng)銀行需要將（integrate）數(shù)字服務(wù)與線下業(yè)務(wù)結(jié)合。4.enhance-解析：移動(dòng)應(yīng)用旨在提升（enhance）客戶交易體驗(yàn)。5.fluctuate-解析：挑戰(zhàn)如網(wǎng)絡(luò)威脅和客戶偏好會波動(dòng)（fluctuate）。6.reduce-解析：銀行需減少（reduce）風(fēng)險(xiǎn)承擔(dān)。7.boost-解析：成功銀行將有效提升（boost）服務(wù)質(zhì)量。8.eliminate-解析：合規(guī)部門需消除（eliminate）不合規(guī)行為。9.comply-解析：業(yè)務(wù)需符合（comply）監(jiān)管要求。10.integrate-解析：整合（integrate）傳統(tǒng)與新興技術(shù)是關(guān)鍵。六、閱讀理解答案及解析1.B.Enhancedcustomerexperience-解析：文中提到移動(dòng)支付讓交易更便捷，故選B。2.B.Investingindigitalinfrastructure-解析：銀行通過投資AI和大數(shù)據(jù)等數(shù)字技術(shù)應(yīng)對競爭。3.B.Datasecurityandregulation-解析：文中指出數(shù)據(jù)安全和監(jiān)管是主要挑戰(zhàn)。4.B.Amixoftraditionalandfintechcollaboration-解析：最后一段提到傳統(tǒng)銀行與fintech合作。5.B.Theymaketransactionsfasterandeasier-解析：文中強(qiáng)調(diào)移動(dòng)支付簡化了交易流程。七、翻譯填空答案及解析1.PudongBankLiaochengBranchiscommittedtoprovidingcustomerswithhigh-qualityfinancialservices.-解析：直接翻譯，銀行名稱和地點(diǎn)保留英文。2.WiththegrowthofLiaocheng’seconomy,thedemandforloansisrising.-解析：經(jīng)濟(jì)與貸款需求直接相關(guān)，用“With”引導(dǎo)時(shí)間狀語。3.Ourbank’snewpolicyaimstosimplifytheaccountopeningprocess.-解析：“aimto”表示目標(biāo)，簡化流程用“simplify”。4.Thecompliancedepartmentisresponsibleforensuringth