招商銀行株洲市蘆淞區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）背景提示：本部分題目涉及銀行業(yè)務、金融科技、區(qū)域經濟等與招商銀行株洲蘆淞區(qū)業(yè)務相關的場景。1.Theriseofblockchaintechnologyhasthepotentialtodisrupttraditionalbankingprocesses,especiallyincross-bordertransactions.A.revolutionizeB.optimizeC.diminishD.marginalize2.Toenhancecustomerengagement,thebankplanstointroduceaAI-poweredchatbotthatcanprovidereal-timefinancialadvice.A.facilitateB.hinderC.complicateD.postpone3.TheeconomicboominZhuzhouhasledtoanincreaseinmortgageapplications,particularlyintheLushongDistrict.A.stagnationB.recessionC.expansionD.contraction4.Cybersecuritymeasuresmustbestrengthenedtopreventdatabreachesintheageofbigdata.A.implementedB.ignoredC.minimizedD.exaggerated5.Thebank’sgreenfinanceinitiativesaimtosupportsustainabledevelopmentintheHunanProvince.A.undermineB.alignwithC.opposeD.neglect二、閱讀理解（共4題，每題3分，共12分）背景提示：文章內容涉及金融科技、區(qū)域經濟發(fā)展、銀行業(yè)數(shù)字化轉型等主題。Passage1Thedigitaltransformationofthebankingsectorhasbeenacceleratedbythepandemic.Fintechcompaniesandtraditionalbanksareincreasinglycollaboratingtooffermobilebankingsolutions.Zhuzhou,akeyindustrialcityinHunanProvince,iswitnessingasurgeindigitalpaymentadoption.Accordingtoa2024report,over60%oflocalresidentsnowprefercontactlesspaymentsovercash.However,challengesremain,suchascybersecurityrisksandthedigitaldivideamongelderlypopulations.Questions:6.Whatisthemaintopicofthepassage?A.Theimpactoffintechontraditionalbanking.B.TheriseofcontactlesspaymentsinZhuzhou.C.Cybersecuritychallengesindigitalbanking.D.ThedigitaldivideinHunanProvince.7.Whichcityismentionedasahubfordigitalpayments?A.ChangshaB.ZhuzhouC.XiangtanD.Yueyang8.Whatremainsachallengeindigitalbanking?A.HighadoptionratesB.CybersecurityrisksC.GovernmentsupportD.Youthengagement9.Accordingtothepassage,whatpercentageofresidentsprefercontactlesspayments?A.30%B.50%C.60%D.70%Passage2TheIndiangovernment’s“DigitalIndia”initiativehassignificantlyboostedmobilebankingpenetration.However,theunbankedpopulationstillfacesbarriers,suchaslackofinternetaccessandfinancialliteracy.A2023studyfoundthatonly45%ofruralIndiansusedigitalbankingservices.Toaddressthis,banksarepartneringwithmicrofinanceinstitutionstoprovidefinancialeducationprograms.SimilareffortsareneededinregionsliketheLushongDistrictofZhuzhou,whereindustrialgrowthhasleftsomecommunitiesbehind.Questions:10.Whatistheprimaryfocusofthe“DigitalIndia”initiative?A.Promotingcashtransactions.B.Expandingmobilebankingaccess.C.Reducingfinancialinequality.D.Encouragingtraditionalbanking.11.Whatbarrierpreventsmanyfromusingdigitalbanking?A.HighfeesB.LackofinternetC.GovernmentpoliciesD.Overuseofmobilephones12.Howarebanksaddressingtheissue?A.Byincreasingfees.B.Throughpartnershipswithmicrofinanceinstitutions.C.Bylimitingmobilebankingservices.D.Byencouragingcashusage.13.Whichdistrictismentionedasneedingfinancialeducation?A.LushongDistrictB.ChangshaCityC.ZhuzhouCountyD.HunanProvince三、語法填空（共5題，每題2分，共10分）背景提示：題目涉及銀行業(yè)常用句型，如“financialinclusion”“riskmanagement”“customersatisfaction”等。14.Banksmustprioritize_________toensurethatunderservedcommunitieshaveaccesstofinancialservices.15.Thenew_________systemwillautomateloanapprovalprocesses,reducinghumanerror.16._________isakeymetricforevaluatingabank’sperformance.17.To_________marketvolatility,thebankintroducedahedgingstrategy.18.Customersareincreasingly_________forpersonalizedbankingexperiences.四、完形填空（共5題，每題2分，共10分）背景提示：文章講述招商銀行如何利用金融科技提升株洲蘆淞區(qū)客戶服務。Theriseoffintechhas19._______thebankinglandscape.TraditionalinstitutionslikeChinaMerchantsBankare20._______digitalsolutionstostaycompetitive.InZhuzhou,whereindustrialgrowthhas21._______demandforcreditservices,thebankhaslaunchedamobilebankingapp.This22._______customerstoaccessreal-timeaccountinformationand23._______transactionsanytime,anywhere.However,challengesremain,suchas24._______digitalliteracyamongsmallbusinessowners.Questions:19.A.transformedB.standardizedC.neglectedD.simplified20.A.implementingB.ignoringC.delayingD.eliminating21.A.increasedB.decreasedC.stabilizedD.diversified22.A.enablesB.complicatesC.hindersD.excludes23.A.executeB.postponeC.analyzeD.cancel24.A.improvingB.reducingC.ignoringD.encouraging五、翻譯填空（共5題，每題2分，共10分）背景提示：翻譯需體現(xiàn)銀行業(yè)務術語的準確性。25.Thebank’scustomerrelationshipmanagement(CRM)systemisdesignedtoenhanceengagement.26.Riskassessmentiscriticalforloanapproval.27.Blockchaintechnologycanimprovetransparencyincross-borderpayments.28.Financialinclusionaimstobridgethegapbetweenthebankedandunbanked.29.Theregulatoryframeworkmustbeupdatedtoaddressemergingchallenges.答案與解析一、選詞填空1.A(blockchaintechnologyrevolutionizestraditionalbanking)2.A(AI-poweredchatbotfacilitatescustomerengagement)3.C(economicexpansionleadstomortgageapplications)4.A(cybersecuritymeasuresmustbeimplemented)5.B(greenfinanceinitiativesalignwithsustainabledevelopment)二、閱讀理解6.B(theriseofcontactlesspaymentsinZhuzhou)7.B(Zhuzhou)8.B(cybersecurityrisks)9.C(60%)10.B(expandingmobilebankingaccess)11.B(lackofinternet)12.B(partnershipswithmicrofinanceinstitutions)13.A(Lushong