廣發(fā)銀行太原市迎澤區(qū)2025秋招筆試英文行測高頻題含答案一、選詞填空（共5題，每題2分，共10分）1.Therapiddevelopmentoffintechhas______thetraditionalbankingmodel,requiringfinancialinstitutionstoadapttonewtechnologies.A.revolutionizedB.modifiedC.standardizedD.simplified2.InthecontextofChina'sfinancialsector,the______ofdigitalcurrencywillsignificantlyimpactcross-borderpaymentsandtradefinance.A.adoptionB.rejectionC.prohibitionD.regulation3.TheeconomicrecoveryinShanxiProvincereliesheavilyonthe______ofrenewableenergyprojectstoreducedependenceoncoal.A.promotionB.suppressionC.neglectD.abandonment4.Toenhancecustomersatisfaction,banksinNorthChinashouldprioritizethe______ofpersonalizedfinancialservices.A.expansionB.limitationC.reductionD.elimination5.The______ofblockchaintechnologyinsupplychainfinancehasimprovedtransparencyandefficiencyforSMEsinTaiyuan.A.integrationB.exclusionC.rejectionD.neglect二、閱讀理解（共4題，每題3分，共12分）Passage1ThebankingsectorinShanxiProvinceisundergoingatransformativeshiftasdigitalizationbecomesthenewnorm.TraditionalfinancialinstitutionsinTaiyuanareincreasinglyadoptingAI-drivensolutionstostreamlineoperationsandimproveriskmanagement.Forinstance,GuangfaBankhaslaunchedanintelligentloanapprovalsystemthatreducesprocessingtimeby40%.However,challengesremain,suchascybersecuritythreatsandthedigitaldivideamongruralpopulations.Policymakersarecallingforcollaborativeeffortstobridgethesegapsandensureinclusivefinancialgrowth.1.WhatistheprimaryfocusofthebankingsectorinShanxiProvince?A.Expandingphysicalbranches.B.Adoptingdigitaltechnologies.C.Increasingcoal-basedfinance.D.Strengtheningtraditionalbankingmodels.2.HowhasGuangfaBankimproveditsloanapprovalprocess?A.Byincreasingmanualoversight.B.Byrelyingontraditionalmethods.C.ByimplementingAI-drivensolutions.D.Byexpandinghumanresources.3.Whatremainsasignificantchallengeforthesector?A.Highprofitsfromcoalfinancing.B.Cybersecuritythreatsandthedigitaldivide.C.Limitedgovernmentsupport.D.Excessiveregulatoryscrutiny.4.Whatdoesthepassagesuggestforfuturedevelopment?A.Acceleratingdigitalizationwithoutaddressinggaps.B.Focusingsolelyonruralfinance.C.Collaborativeeffortstobridgedigitaldivides.D.Prioritizingtraditionalbankingoverdigitalsolutions.Passage2Cross-bordertradefinanceinNorthChinahasseenasurgeindemandasglobaltraderelationsevolve.BanksinTaiyuanareleveragingdigitalplatformstofacilitatesmoothertransactions,particularlyforSMEs.ArecentreportbytheShanxiBankAssociationhighlightsthat60%ofSMEsintheregionnowuseonlinetradefinancesolutions.However,issuessuchascurrencyvolatilityandcompliancewithinternationalregulationsremainconcerns.ThePeople’sBankofChinahasproposedstricterguidelinestoenhancetransparencyandreducefraudincross-borderpayments.5.Whathasdriventheincreaseindemandforcross-bordertradefinanceinNorthChina?A.Decliningglobaltraderelations.B.Risingdemandfromlargecorporations.C.Theevolutionofglobaltradedynamics.D.Governmentsubsidiesfortradefinance.6.Whichgroupbenefitsthemostfromdigitaltradefinancesolutions?A.Largebanks.B.Multinationalcorporations.C.SMEs.D.Governmentagencies.7.Whatchallengesarestillpresentincross-bordertradefinance?A.Highapprovalratesforloans.B.Currencyvolatilityandcomplianceissues.C.Excessivegovernmentsupport.D.Limiteddigitalinfrastructure.8.WhatmeasureshasthePeople’sBankofChinaproposedtoaddressthesechallenges?A.EncouragingmoreSMEstousetraditionalfinance.B.Relaxinginternationalcompliancerequirements.C.Strengtheningguidelinesfortransparencyandfraudprevention.D.Increasingfundingfordigitaltradefinanceprojects.三、語句排序（共3題，每題2分，共6分）1.(3)Thebankplanstolaunchamobileappwithadvancedfeatures.(1)Thiswillfurtherenhancecustomerengagement.(2)Thenewsystemaimstoimproveserviceefficiency.2.(4)ManyruralbanksinShanxiarestillstrugglingwithdigitaladoption.(2)Thishashinderedtheirabilitytoserveurbanclientseffectively.(1)Thegapbetweenruralandurbanfinancialinfrastructureiswidening.(3)Effortsareneededtobridgethisdisparity.3.(5)Blockchaintechnologycanalsoimprovesupplychainfinance.(1)Itensuresreal-timetrackingoftransactions.(2)Thisreducesfraudandincreasestransparency.(3)Byintegratingblockchain,bankscanautomatepaymentprocesses.(4)Itisparticularlyusefulforcross-bordertrade.四、邏輯判斷（共5題，每題2分，共10分）1.IfabankinShanxiProvinceprioritizesdigitaltransformation,itislikelytoinvestmoreinAIandbigdataanalytics.A.TrueB.False2.Theadoptionofmobilebankingappswillinevitablyreducetheneedforphysicalbranchesinurbanareas.A.TrueB.False3.Cross-bordertradefinancewillbecomelessimportantasglobaltradetensionsrise.A.TrueB.False4.ThegovernmentofShanxiProvincesupportsthedevelopmentofrenewableenergyprojectstodiversifytheeconomy.A.TrueB.False5.Cybersecuritythreatsarelessprevalentintraditionalbankingsystemscomparedtodigitalones.A.TrueB.False五、填空題（共5題，每題2分，共10分）1.The______offintechinChinahasreshapedthewaybanksservecustomers.(Answer:penetration)2.BanksinNorthChinamustaddressthe______toensurefinancialinclusion.(Answer:digitaldivide)3.The______ofdigitalcurrencywillrevolutionizepaymentsystemsinShanxi.(Answer:adoption)4.Tomitigaterisks,banksshouldimplementrobust______measures.(Answer:cybersecurity)5.The______ofSMEsincross-bordertradefinanceremainsapriorityforShanxi’seconomy.(Answer:accessibility)答案與解析一、選詞填空1.A(revolutionized)-Thecontextsuggestsasignificantchange,and"revolutionized"fitsbest.2.A(adoption)-DigitalcurrencyintegrationisacommontrendinChina’sfinancesector.3.A(promotion)-Shanxi’sshifttowardrenewableenergyalignswithChina’sgreenfinancegoals.4.A(expansion)-Personalizedservicesarekeytocustomersatisfactionincompetitivemarkets.5.A(integration)-Blockchainimprovesefficiencyinsupplychainfinance,asnotedinTaiyuan’scase.二、閱讀理解1.B2.C3.B4.C5.C6.C7.B8.C解析：-Passage1highlightsdigitaltransformationinShanxi’sbankingsector.-Passage2discussescross-bordertradefinancechallengesandsolutions.-Answersarederivedfromdirectevidenceinthepassages.三、語句排序1.2-3-