招商銀行天津市薊州區(qū)2025秋招筆試英語題專練及答案第一部分：選詞填空（共10題，每題1分）說明：從下列選項中選出一個最佳答案填入空格，使句子意思完整、語法正確。1.Therapiddevelopmentoffintechhas______thetraditionalbankingindustrytoadaptorfaceobsolescence.A.forcedB.drivenC.challengedD.motivated2.AsaleadingfinancialinstitutioninChina,ChinaMerchantsBankiscommittedto______sustainableeconomicgrowththroughinnovativeservices.A.promotingB.supportingC.ensuringD.enhancing3.TheeconomicreformsinTianjinhave______thecity’scompetitivenessinthebankingsector.A.boostedB.declinedC.limitedD.weakened4.Toimprovecustomersatisfaction,thebankhas______amoreuser-friendlymobilebankingapp.A.introducedB.developedC.launchedD.created5.Theriseofdigitalcurrencieshas______traditionalmonetarysystemsintheglobalmarket.A.transformedB.disruptedC.reinforcedD.stabilized6.Thebank’sriskmanagementteammust______strictpoliciestopreventfinancialfraud.A.enforceB.ignoreC.relaxD.revise7.Thegovernment’ssupporthas______thegrowthofsmallandmedium-sizedenterprisesinTianjin.A.encouragedB.hinderedC.delayedD.suppressed8.ThenewbranchinTianjin’scentraldistrictisexpectedto______thebank’smarketshareintheregion.A.expandB.reduceC.maintainD.threaten9.Thebank’sAI-drivenserviceshave______operationalefficiencybyautomatingroutinetasks.A.increasedB.decreasedC.stabilizedD.minimized10.TheregulatoryenvironmentinChinarequiresbanksto______strictcompliancemeasures.A.followB.ignoreC.challengeD.overlook第二部分：閱讀理解（共5題，每題2分）說明：閱讀以下文章，然后根據(jù)每題的提問選擇最佳答案。PassageThebankingsectorinTianjinhasundergonesignificanttransformationsinrecentyears,drivenbytechnologicaladvancementsandregulatorychanges.ChinaMerchantsBank,oneofthetopcommercialbanksinChina,hasbeenattheforefrontofthesechanges.Thebankhasinvestedheavilyinfintech,integratingartificialintelligence,bigdata,andblockchainintoitsservices.Thishasnotonlyimprovedcustomerexperiencebutalsoenhancedoperationalefficiency.However,thesectorfaceschallengessuchasincreasingcompetitionfromonlinebanksandtheneedtocomplywithstricterfinancialregulations.Theriseofdigitalcurrencieshasalsoposedathreattotraditionalmonetarysystems.Despitethesechallenges,thebankremainsoptimisticaboutitsfuture.Bycontinuingtoinnovateandadapt,ChinaMerchantsBankaimstomaintainitsleadingpositionintheindustry.1.WhathasdriventhetransformationofthebankingsectorinTianjin?A.GovernmentpoliciesB.TechnologicaladvancementsC.EconomicdownturnsD.Increasedcompetition2.WhichofthefollowinghasbeenakeyinvestmentareaforChinaMerchantsBank?A.TraditionalbranchexpansionB.FintechintegrationC.EmployeetrainingD.Marketingcampaigns3.Whatchallengesdoesthebankingsectorface?A.DecreasedcustomersatisfactionB.IncreasedregulatorycomplianceC.CompetitionfromonlinebanksanddigitalcurrenciesD.Reducedgovernmentsupport4.HowdoesChinaMerchantsBankplantomaintainitspositionintheindustry?A.ByreducingitsinvestmentinfintechB.ByfocusingontraditionalbankingservicesC.ByinnovatingandadaptingtochangesD.Byignoringregulatoryrequirements5.Whatisthemaintoneofthepassage?A.PessimisticB.OptimisticC.NeutralD.Critical第三部分：完形填空（共10題，每題1分）說明：閱讀以下短文，其中空白處有詞missing，根據(jù)上下文選擇最合適的選項。ThefinanciallandscapeinTianjinhasbeenreshapedbydigitaltransformation.Traditionalbanks,includingChinaMerchantsBank,havehadto______(6)______tostaycompetitive.Theriseoffintechcompanieshas______(7)______thetraditionalbankingmodel,forcingbankstoadoptnewtechnologies.Oneofthemostsignificantchangeshasbeenthe______(8)______ofmobilebankingapps.Theseappshave______(9)______customerstoaccesstheiraccountsanytime,anywhere.Asaresult,thedemandforphysicalbrancheshas______(10)______.6.A.adaptB.ignoreC.resistD.expand7.A.challengedB.supportedC.reinforcedD.stabilized8.A.developmentB.introductionC.launchD.adoption9.A.enabledB.restrictedC.complicatedD.limited10.A.decreasedB.increasedC.remainedD.fluctuated第四部分：翻譯（共5題，每題2分）說明：將下列中文句子翻譯成英文。1.招商銀行致力于通過創(chuàng)新服務(wù)促進天津經(jīng)濟的可持續(xù)發(fā)展。2.天津市的經(jīng)濟改革顯著提升了該市的金融業(yè)競爭力。3.隨著數(shù)字貨幣的興起，傳統(tǒng)貨幣體系在全球市場面臨挑戰(zhàn)。4.銀行的風(fēng)險管理團隊必須執(zhí)行嚴格的政策以防止金融欺詐。5.政府的支持促進了天津中小企業(yè)的增長。第五部分：寫作（1題，10分）說明：根據(jù)以下主題寫一篇短文（150-200詞）。Theme：TheImpactofFintechonTraditionalBanking答案及解析第一部分：選詞填空1.C(challenged)-"Therapiddevelopmentoffintechhaschallengedthetraditionalbankingindustrytoadapt..."（金融科技的快速發(fā)展對傳統(tǒng)銀行業(yè)構(gòu)成挑戰(zhàn)，迫使其適應(yīng)...）2.A(promoting)-"ChinaMerchantsBankiscommittedtopromotingsustainableeconomicgrowth..."（招商銀行致力于促進可持續(xù)經(jīng)濟增長...）3.A(boosted)-"Theeconomicreformshaveboostedthecity’scompetitiveness..."（經(jīng)濟改革提升了城市的競爭力...）4.C(launched)-"Thebankhaslaunchedamoreuser-friendlymobilebankingapp..."（銀行推出了一款更用戶友好的移動銀行應(yīng)用...）5.B(disrupted)-"Theriseofdigitalcurrencieshasdisruptedtraditionalmonetarysystems..."（數(shù)字貨幣的興起擾亂了傳統(tǒng)貨幣體系...）6.A(enforce)-"Theteammustenforcestrictpoliciestopreventfraud..."（團隊必須執(zhí)行嚴格政策以防止欺詐...）7.A(encouraged)-"Thegovernment’ssupporthasencouragedSMEgrowth..."（政府支持促進了中小企業(yè)增長...）8.A(expand)-"Thenewbranchisexpectedtoexpandthebank’smarketshare..."（新分行預(yù)計將擴大銀行的市場份額...）9.A(increased)-"AI-drivenserviceshaveincreasedoperationalefficiency..."（AI驅(qū)動的服務(wù)提高了運營效率...）10.A(follow)-"Banksmustfollowstrictcompliancemeasures..."（銀行必須遵守嚴格的合規(guī)措施...）第二部分：閱讀理解1.B(Technologicaladvancements)-文章第一段明確指出技術(shù)進步是行業(yè)轉(zhuǎn)型的驅(qū)動力。2.B(Fintechintegration)-文章提到招商銀行大力投資金融科技，包括AI、大數(shù)據(jù)和區(qū)塊鏈。3.C(Competitionfromonlinebanksanddigitalcurrencies)-文章提到來自在線銀行和數(shù)字貨幣的競爭是行業(yè)面臨的挑戰(zhàn)之一。4.C(Innovatingandadaptingtochanges)-文章最后指出銀行通過創(chuàng)新和適應(yīng)變化來保持領(lǐng)先地位。5.B(Optimistic)-文章整體基調(diào)積極，強調(diào)銀行對未來充滿信心。第三部分：完形填空6.A(adapt)-"Traditionalbankshavehadtoadapttostaycompetitive."（傳統(tǒng)銀行必須適應(yīng)以保持競爭力。）7.A(challenged)-"Fintechcompanieshavechallengedthetraditionalbankingmodel."（金融科技公司挑戰(zhàn)了傳統(tǒng)銀行模式。）8.D(adoption)-"Themostsignificantchangehasbeentheadoptionofmobilebankingapps."（最顯著的變化是移動銀行應(yīng)用的普及。）9.A(enabled)-"Theseappshaveenabledcustomerstoaccesstheiraccountsanytime,anywhere."（這些應(yīng)用使客戶可以隨時隨地訪問賬戶。）10.A(decreased)-"Asaresult,thedemandforphysicalbrancheshasdecreased."（因此，對實體分支的需求下降。）第四部分：翻譯1.ChinaMerchantsBankiscommittedtopromotingsustainableeconomicgrowthinTianjinthroughinnovativeservices.2.EconomicreformsinTianjinhavesignificantlyenhancedthecity’scompetitivenessinthebankingsector.3.Theriseofdigitalcurrencieshasposedchallengestotraditionalmonetarysystemsintheglobalmarket.4.Thebank’sriskmanagementteammustenforcestrictpoliciestopreventfinancialfraud.5.Governmentsupporthasencouragedthegrowthofsmallandmedium-sizedenterprisesinTianjin.第五部分：寫作（參考范文）TheImpactofFintechonTraditionalBankingTherapiddevelopmentoffintechhasprofoundlytransformedthebankingindustry.Traditionalbanks,likeChinaMerchantsBank,havebeenforcedtoadapttothisdigitalwave.Fi