平安銀行佛山市高明區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）說明：從下列單詞或短語中選出最合適的選項填入空格，使句子意思完整、語法正確。1.Thenewfintechpolicywill______thedigitaltransformationofthebankingsector.A.accelerateB.delayC.stabilizeD.disrupt2.Asaregionalbank,平安銀行must______localeconomicneedstoremaincompetitive.A.ignoreB.adapttoC.opposeD.neglect3.TheAI-drivenchatbotcan______customerinquiries24/7,improvingserviceefficiency.A.overwhelmB.addressC.ignoreD.dismiss4.ThetradewarbetweentheU.S.andChinahas______theglobalfinancialmarket.A.stabilizedB.fluctuatedC.unifiedD.weakened5.Thebank’smobileappallowsusersto______transactionsinreal-time.A.postponeB.conductC.cancelD.suspend6.Thehighinflationratemay______thepurchasingpowerofconsumers.A.enhanceB.reduceC.maintainD.boost7.Theregulatorycommitteewill______themergerproposalbeforeapproval.A.approveB.rejectC.reviewD.ignore8.Blockchaintechnologycan______financialfraudbyincreasingtransparency.A.encourageB.reduceC.eliminateD.promote9.Thebank’scorporatesocialresponsibilityreporthighlightsitseffortsto______theenvironment.A.harmB.protectC.exploitD.neglect10.Theeconomicdownturnhas______loandemandinthesecondquarter.A.increasedB.decreasedC.stabilizedD.fluctuated二、閱讀理解（共5題，每題2分）說明：閱讀以下短文，根據文章內容回答問題。Passage1Theriseofdigitalbankinghasreshapedthefinancialindustryinthepastdecade.Traditionalbankslike平安銀行havehadtoadapttothechanginglandscapebyintegratingadvancedtechnologiessuchasAI,bigdata,andmobileplatforms.AccordingtoareportbytheChinaBankingandInsuranceRegulatoryCommission,digitalbankingnowaccountsforover30%ofthemarketshareinChina.Thesuccessoffintechstartupshasfurtheracceleratedthisshift,forcinglegacybankstoinnovateorriskbecomingobsolete.1.Whathasbeenthemostsignificantchangeinthebankingsectorinrecentyears?A.Increasedloandemand.B.Theriseofdigitalbanking.C.Higherinflationrates.D.Tradewarsbetweencountries.2.Whydotraditionalbanksneedtoadapttodigitaltransformation?A.Toreducecosts.B.Tostaycompetitive.C.Toignorefintechtrends.D.Toincreaseregulatoryscrutiny.3.Accordingtothereport,whatpercentageofthemarketisnowdominatedbydigitalbanking?A.20%B.30%C.40%D.50%4.Whatdoesthepassagesuggestaboutfintechstartups?A.Theyarelessinnovativethantraditionalbanks.B.Theyhavenoimpactonthebankingsector.C.Theyareforcingtraditionalbankstoinnovate.D.Theyarestrugglingtogainmarketshare.5.Whatisthemainpurposeofthepassage?A.Tocriticizedigitalbanking.B.Tohighlightthechallengesofdigitaltransformation.C.Todiscussthefutureofthefinancialindustry.D.Topromotefintechinvestments.三、完形填空（共10題，每題1分）說明：閱讀以下短文，根據上下文選擇最合適的選項填入空格。ThebankingsectorinChinahasbeenundergoingrapidchangesinrecentyears.Manybanks,including平安銀行,have______(6)______investmentsindigitalinfrastructuretoimprovecustomerexperience.Theuseofmobilebankingappshas______(7)______traditionalbranch-basedservices.AccordingtoastudybythePeople’sBankofChina,digitaltransactionsnowaccountforover60%ofallbankingactivities.However,challengessuchasdatasecurityandregulatorycomplianceremain______(8)______.Toaddresstheseissues,banksareadoptingAI-drivensolutionstoenhanceefficiencyandreduceoperationalrisks.Forexample,AI-poweredchatbotscan______(9)______customerinquirieswithouthumanintervention.Additionally,blockchaintechnologyisbeingexploredto______(10)______transparencyintransactions.6.A.increasedB.decreasedC.ignoredD.accelerated7.A.replacedB.supportedC.supplementedD.declined8.A.unresolvedB.resolvedC.ignoredD.overlooked9.A.ignoreB.addressC.dismissD.postpone10.A.reduceB.enhanceC.eliminateD.promote四、翻譯（共2題，每題5分）說明：將以下句子翻譯成英文。1.平安銀行佛山市高明區(qū)分行致力于為當地企業(yè)提供個性化金融服務。2.隨著科技的進步，數字銀行將更好地滿足客戶多樣化的需求。五、寫作（共1題，10分）說明：根據以下主題寫一篇短文（150-200詞）。Theme：TheRoleofDigitalBankingintheFutureofFinanceDiscusshowdigitalbankingwillshapethefinancialindustryandwhatchallengesitmayface.答案及解析一、選詞填空1.A(accelerate-加速，符合金融科技政策推動轉型的語境)2.B(adaptto-適應，符合銀行應對地方經濟需求的策略)3.B(address-處理，符合客服場景)4.B(fluctuated-波動，符合貿易戰(zhàn)對金融市場的沖擊)5.B(conduct-進行，符合移動支付場景)6.B(reduce-減少，符合通貨膨脹對消費力的影響)7.C(review-審查，符合監(jiān)管機構對并購提案的流程)8.B(reduce-減少，符合區(qū)塊鏈減少金融欺詐的功能)9.B(protect-保護，符合CSR報告的環(huán)保目標)10.B(decreased-減少，符合經濟下行對貸款需求的影響)二、閱讀理解1.B(Theriseofdigitalbanking-數字銀行的興起，文章首段明確指出)2.B(Tostaycompetitive-保持競爭力，第二段提到傳統(tǒng)銀行需適應變化)3.B(30%-30%，文章直接引用報告數據)4.C(Theyareforcingtraditionalbankstoinnovate-它們正迫使傳統(tǒng)銀行創(chuàng)新，第四段強調)5.C(Todiscussthefutureofthefinancialindustry-討論金融行業(yè)的未來，全文圍繞數字化轉型展開)三、完形填空6.D(accelerated-加速，符合銀行加大數字基建投資的語境)7.C(supplemented-互補，移動支付補充而非完全取代傳統(tǒng)服務)8.A(unresolved-未解決的，文章提到數據安全和監(jiān)管合規(guī)仍是挑戰(zhàn))9.B(address-處理，AI聊天機器人處理客戶咨詢)10.B(enhance-提升，區(qū)塊鏈提升交易透明度)四、翻譯1.PingAnBank,FoshanGaomingBranchiscommittedtoprovidingpersonalizedfinancialservicesforlocalenterprises.2.Withtheadvancementoftechnology,digitalbankingwillbettermeetthediverseneedsofcustomers.五、寫作范文TheRoleofDigitalBankingintheFutureofFinanceDigitalbankingisreshapingthefinancialindustrybyleveragingtechnologytoenhanceefficiencyandcustomerexperience.Inthefuture,digitalplatformswilllikelyreplacetraditionalbankingmethods,offering24/7servicesandreal-timetransactions.However,challengessuch