中信銀行寧波市鄞州區(qū)2025秋招筆試英語(yǔ)題專練及答案一、選詞填空（共10題，每題1分，共10分）題目：閱讀以下段落，從每題所給的四個(gè)選項(xiàng)中選出一個(gè)最佳答案填入空白處。ThebankingsectorinNingbo,Zhejiang,hasseensignificantgrowthoverthepastdecade,especiallyintheareasoffintechandgreenfinance.(1)______theincreasingdemandfordigitalbankingservices,manyfinancialinstitutionshaveinvestedheavilyinITinfrastructure.(2)______,traditionalbankslikeChinaCITICBankareadaptingbyintegratingAIandbigdataanalyticsintotheiroperations.Thisshiftnotonlyimprovesefficiencybutalsoenhancescustomersatisfaction.(3)______,thegovernmentofZhejiangprovincehasintroducedpoliciestosupportthedevelopmentofthefinancialindustry,includingtaxincentivesforinnovativestartups.(4)______,competitionremainsfierce,asmoredomesticandinternationalbanksarevyingformarketshareintheregion.A.DuetoB.MoreoverC.HoweverD.Despite答案：1.A2.B3.C4.D解析：1.A（Dueto）——此處表示原因，符合上下文邏輯。2.B（Moreover）——此處表示遞進(jìn)關(guān)系，強(qiáng)調(diào)金融機(jī)構(gòu)的適應(yīng)性。3.C（However）——此處表示轉(zhuǎn)折，政府支持與競(jìng)爭(zhēng)并存。4.D（Despite）——此處表示讓步，競(jìng)爭(zhēng)激烈與政府支持并行不悖。二、閱讀理解（共5題，每題2分，共10分）題目：閱讀以下短文，回答問(wèn)題。TheRiseofGreenBankinginNingboNingbo,amajorportcityinZhejiangProvince,hasbecomeahubforgreenbankinginitiativesinChina.Withthegovernment’spushforsustainabledevelopment,localbankshavestartedofferingmoreeco-friendlyfinancialproducts.Forexample,ChinaMerchantsBank(CMB)inNingbohaslaunchedgreencreditlinesforrenewableenergyprojects,whileIndustrialBankhasintroducedlow-carbonsavingsaccounts.Theseinitiativesalignwiththecity’sgoaltoreducecarbonemissionsby2030.ThesuccessofgreenbankinginNingbocanbeattributedtoseveralfactors.First,thecity’sthrivingmanufacturingsectorhascreatedademandforgreenfinancing.Second,consumersarebecomingmoreenvironmentallyconscious,leadingtohigherinterestinsustainablefinancialproducts.Third,thecentralbankhasprovidedregulatorysupportbyencouragingbankstodiversifytheirportfoliosintogreenassets.Despitethesepositivetrends,challengesremain.Forinstance,theassessmentofgreenprojectscanbecomplex,andsomebankslackexpertiseinthisarea.Additionally,thereturnsongreeninvestmentsmaybelowerintheshorttermcomparedtotraditionallending.However,expertsbelievethatwithtechnologicaladvancementsandpolicyincentives,theseobstaclescanbeovercome.問(wèn)題：1.Whatisthemainpurposeofthepassage?A.TocriticizetheslowgrowthofgreenbankinginNingbo.B.Tohighlighttheinitiativesandchallengesofgreenbankinginthecity.C.TopromotegreencreditlinesofferedbyChinaMerchantsBank.D.Toargueforgovernmentinterventioninthebankingsector.2.WhichofthefollowingisNOTmentionedasafactorsupportinggreenbankinginNingbo?A.Highdemandforgreenfinancingfrommanufacturers.B.Increasingconsumerawarenessaboutenvironmentalissues.C.Governmentincentivesforsustainabledevelopment.D.Largeprofitsfromtraditionalbankingoperations.3.WhatisthebiggestchallengefacinggreenbankinginNingboaccordingtothepassage?A.Lackofconsumerinterestineco-friendlyproducts.B.Complexityinassessinggreenprojects.C.Highcostsofrenewableenergyprojects.D.Regulatoryrestrictionsongreeninvestments.4.WhatdoesthepassagesuggestaboutthefutureofgreenbankinginNingbo?A.Itwilldeclineduetoshort-termfinanciallosses.B.Itwillgrowwithtechnologicalandpolicysupport.C.Itwillremainstagnantuntilmoreconsumersdemandeco-friendlyproducts.D.Itwillbedominatedbyinternationalbanks.5.Whoistheintendedaudienceforthispassage?A.BankexecutivesinNingbo.B.EnvironmentalactivistsinZhejiangProvince.C.GovernmentpolicymakersinChina.D.Generalconsumersinterestedingreenfinance.答案：1.B2.D3.B4.B5.D解析：1.B——文章主要介紹了寧波綠色金融的舉措和挑戰(zhàn)，故B最符合主旨。2.D——文中未提及傳統(tǒng)銀行業(yè)務(wù)利潤(rùn)對(duì)綠色金融的影響，故D錯(cuò)誤。3.B——文章明確指出評(píng)估綠色項(xiàng)目復(fù)雜是主要障礙，故B正確。4.B——專家認(rèn)為技術(shù)進(jìn)步和政策激勵(lì)將推動(dòng)綠色金融發(fā)展，故B符合文意。5.D——文章面向?qū)G色金融感興趣的普通消費(fèi)者，故D最合適。三、完形填空（共10題，每題1分，共10分）題目：閱讀以下短文，選擇最佳答案填空。ThefinanciallandscapeinNingbohastransformedrapidlyinrecentyears,with(1)______adoptionofdigitaltechnologies.TraditionalbankslikeBankofChina(BOC)andChinaConstructionBank(CCB)have(2)______integratingmobilebankingappstoenhancecustomerexperience.Meanwhile,fintechstartupsinthecityare(3)______innovativesolutions,suchasAI-poweredchatbotsandblockchain-basedpaymentsystems.Thesedevelopmentshavenotonlyimprovedefficiencybutalso(4)______traditionalbankingmodels.However,(5)______challengesremain.Forinstance,cybersecurityrisksassociatedwithdigitalbanking(6)______increasing,requiringbankstoinvestinrobustsecuritymeasures.(7)______,regulatorycomplianceisanotherhurdle,asbanksmustadheretostrictguidelinessetbythePeople’sBankofChina.(8)______,thecompetitioninthefintechspaceisintensifying,withmoreplayersenteringthemarketeachyear.Despitetheseobstacles,thefutureofbankinginNingbolookspromising,(9)______thecontinuousinnovationandcollaborationbetweenbanksandfintechcompanies.(10)______,thesuccessofthisecosystemdependsonhowwellthesestakeholderscanadapttochangingmarketdemands.A.widespreadB.gradualC.reluctantD.reluctantE.despiteF.alongsideG.transformingH.unlessI.yetJ.becauseK.thereforeL.throughM.with答案：1.A2.B3.F4.G5.E6.J7.I8.K9.L10.H解析：1.A（widespread）——數(shù)字技術(shù)被廣泛采用，符合語(yǔ)境。2.B（gradual）——銀行逐步整合移動(dòng)應(yīng)用，符合漸進(jìn)式發(fā)展。3.F（alongside）——金融科技公司同時(shí)提供創(chuàng)新解決方案，符合并列關(guān)系。4.G（transforming）——數(shù)字技術(shù)改變了傳統(tǒng)銀行模式，符合被動(dòng)語(yǔ)態(tài)。5.E（despite）——盡管有挑戰(zhàn)，但發(fā)展仍在繼續(xù)，符合轉(zhuǎn)折邏輯。6.J（because）——網(wǎng)絡(luò)風(fēng)險(xiǎn)增加的原因是技術(shù)普及，符合因果關(guān)系。7.I（yet）——合規(guī)是障礙，但仍在努力克服，符合轉(zhuǎn)折關(guān)系。8.K（therefore）——競(jìng)爭(zhēng)加劇是結(jié)果，符合邏輯銜接。9.L（through）——通過(guò)創(chuàng)新和合作，未來(lái)可期，符合方式狀語(yǔ)。10.H（unless）——若不能適應(yīng)變化，生態(tài)將失敗，符合條件狀語(yǔ)。四、翻譯填空（共5題，每題2分，共10分）題目：將以下中文句子翻譯成英文，每空限填一詞。1.寧波市鄞州區(qū)的銀行業(yè)近年來(lái)發(fā)展迅速，吸引了大量外資銀行入駐。Ningbo’sYinzhouDistricthasseenrapiddevelopmentinthebankingsector,attracting______(2)______foreignbanksinrecentyears.2.中國(guó)銀行在綠色金融領(lǐng)域的創(chuàng)新舉措為當(dāng)?shù)仄髽I(yè)提供了新的融資渠道。ChinaBank’sinnovationsingreenfinancehave______(3)______localbusinesseswithnew______(4)______(channels)forfinancing.3.政府鼓勵(lì)銀行加強(qiáng)數(shù)字化轉(zhuǎn)型，以更好地服務(wù)中小企業(yè)客戶。Thegovernmentencouragesbanksto______(5)______(strengthen)digitaltransformationtobetterservesmallandmedium-sizedenterprises.4.寧波港的跨境電商業(yè)務(wù)增長(zhǎng)迅猛，為銀行提供了豐富的業(yè)務(wù)機(jī)會(huì)。Cross-bordere-commerceinNingboPorthas______(6)______(grown)rapidly,providingbankswith______(7)______(abundant)opportunities.5.隨著人工智能技術(shù)的應(yīng)用，銀行的客戶服務(wù)效率顯著提升。Withthe______(8)______(application)ofAItechnology,banks’customerserviceefficiencyhas______(9)______(significantly)improved.答案：1.2.a2.3.benefited;4.financing3.5.strengthen4.6.grown;7.abundant5.8.application;9.significantly解析：1.a——此處表示泛指“外資銀行”，需用不定冠詞。2.benefited——銀行為當(dāng)?shù)仄髽I(yè)帶來(lái)好處，用過(guò)去分詞作賓補(bǔ)。3.financing——此處指“融資渠道”，名詞形式。4.strengthen——政府鼓勵(lì)銀行“加強(qiáng)”，動(dòng)詞原形。5.grown——跨境電商業(yè)務(wù)“增長(zhǎng)”，過(guò)去分詞作后置定語(yǔ)。6.abundant——銀行獲得“豐富的”機(jī)會(huì)，形容詞形式。7.application——AI技術(shù)的“應(yīng)用”，名詞形式。8.significantly——效率“顯著提升”，副詞形式。五、句子改錯(cuò)（共5題，每題2分，共10分）題目：以下句子中各有一處錯(cuò)誤，請(qǐng)指出并改正。1.TheadoptionofdigitalbankingservicesinNingbohasbeenfasterthaninothercitiesinZhejiang.-Error:______;-Correction:______.2.Despitetheincreasingcompetition,localbanksinNingboarestillabletoexpandtheirmarketshare.-Error:______;-Correction:______.3.ManyfinancialinstitutionsinYinzhouDistricthaveinvestedheavilyinITinfrastructuretoimprovecustomer’ssatisfaction.-Error:______;-Correction:______.4.ThegovernmentofZhejiangprovincehasintroducednewpoliciestosupportthedevelopmentofgreenbanking,butfewbankshavetakenadvantageofthemyet.-Error:______;-Correction:______.5.Withthehelpofadvancedtechnologies,banksinNingbocanoffermorepersonalizedservicestotheircustomers.-Error:______;-Correction:______.答案：1.-Error:faster;-Correction:fasterthananyothercities.2.-Error:able;-Correction:ableto.3.-Error:customer’s;-Correction:customers’.4.-Error:fewbanks;-Correction:mostbanks.5.-Error:Withthehelpof;-Correction:Withthehelpof.解析：1.fasterthananyothercities——比較級(jí)需與最高級(jí)對(duì)應(yīng)，改為“比其他城市都快”。2.ableto——“arestillableto”結(jié)構(gòu)正確，但原句缺少不定式符號(hào)。3.customers’——此處指“客戶滿意度”，應(yīng)用復(fù)數(shù)所有格。4.mostbanks——原文“fewbanks”與邏輯不符，應(yīng)為“大多數(shù)銀行未利用政策”。5.Withthehelpof——介詞短語(yǔ)錯(cuò)誤，改為“Withthehelpof”更自然。六、寫作（共1題，共20分）題目：Title:TheFutureofBankinginNingboWriteanessayofatleast150wordsdiscussingthepotentialchallengesandopportunitiesforthebankingsectorinNingbointhenextdecade.Includeatleastthreesupportingdetailsinyouressay.答案（范文）：TheFutureofBankinginNingboNingbo,akeyeconomichubinZhejiangProvince,ispoisedforsignificantgrowthinthebankingsectoroverthenextdecade.Ononehand,thecity’sthrivingportandmanufacturingindustriespresentopportunitiesforbankstoexpandtheirservicesintradefinanceandindustriallending.Ontheotherhand,i