招商銀行重慶市渝中區(qū)2025秋招筆試英語題專練及答案一、選詞填空（共10題，每題1分）directions:Choosethebestwordtofillineachblank.1.TherapiddevelopmentoffintechinChongqinghascreatednumerousopportunitiesfor__________innovation.A.financialB.technologicalC.industrialD.commercial2.Ourbank’sstrategyintheSouthwestregionfocuseson__________smallandmedium-sizedenterpriseswithtailoredfinancialsolutions.A.supportingB.developingC.expandingD.investing3.Theinterviewpanelhighly__________thecandidate’sabilitytoadapttochangingmarketdynamicsinthebankingsector.A.appreciatedB.recognizedC.doubtedD.ignored4.Toenhancecustomer__________,weintroducedamobilebankingappwithreal-timetransactionmonitoring.A.satisfactionB.trustC.convenienceD.loyalty5.ThenewbranchinYuzhongDistrictaimsto__________thebank’smarketshareinthecorefinancialdistrict.A.increaseB.reduceC.stabilizeD.eliminate6.Despiteeconomicuncertainties,thebankremainscommittedto__________sustainablegrowthintheregion.A.achievingB.neglectingC.delayingD.undermining7.Theregulatorycomplianceteamensuresthatalloperations__________withlocalfinanciallawsandguidelines.A.complyB.conflictC.alignD.deviate8.Themergerwithalocalfirm__________ourbank’spresenceintheChongqingmarket.A.strengthenedB.weakenedC.ignoredD.disrupted9.Thebranchmanageremphasizedtheimportanceof__________relationshipswithkeyclients.A.maintainingB.damagingC.ignoringD.exploiting10.Thebank’sdigitaltransformationeffortshavesignificantly__________operationalefficiency.A.improvedB.reducedC.complicatedD.delayed二、閱讀理解（共5題，每題2分）directions:Readthepassagebelowandanswerthequestions.Passage:Chongqing,asakeyfinancialhubinSouthwestChina,haswitnessedrapidgrowthinthebankingsectoroverthepastdecade.Thecity’sstrategiclocationandrobustindustrialbasehaveattractednumerousdomesticandinternationalfinancialinstitutions.Amongthem,ChinaMerchantsBank(CMBC)hasestablishedastrongpresencebyfocusingoninnovationandcustomer-centricservices.CMBC’sChongqingbranchhasintroducedcutting-edgefintechsolutions,suchasAI-poweredriskmanagementsystemsandblockchain-basedpaymentplatforms.Theseinitiativeshavenotonlyenhancedoperationalefficiencybutalsoimprovedcustomersatisfaction.Additionally,thebankhasactivelysupportedlocalSMEsbyofferingflexiblelendingprogramstailoredtotheirneeds.However,challengesremain.RisingcompetitionfromemergingfintechfirmsandregulatorychangeshaverequiredCMBCtocontinuouslyadaptitsstrategies.Despitethesepressures,thebankremainsoptimisticaboutitsfutureprospectsinChongqing,emphasizingitscommitmenttosustainableandinclusivegrowth.1.WhathascontributedtoChongqing’sgrowthasafinancialhub?A.PoliticalsupportB.IndustrialdevelopmentC.PopulationincreaseD.Naturalresources2.WhichofthefollowingisNOTmentionedasaninitiativebyCMBC?A.AI-drivenriskmanagementB.TraditionalbankingservicesC.BlockchainpaymentsD.SMElendingprograms3.WhatchallengesdoesCMBCfaceinChongqing?A.EconomicdownturnsB.RegulatorychangesC.HighemployeeturnoverD.Limitedcustomerbase4.HowdoesCMBCplantoaddressthesechallenges?A.ReduceoperationsB.InnovateandadaptC.IncreasefeesD.Mergewithcompetitors5.WhatisthemainfocusofCMBC’sstrategyinChongqing?A.ProfitmaximizationB.MarketexpansionC.RegulatorycomplianceD.Customerretention三、句子改錯(cuò)（共5題，每題2分）directions:Identifyandcorrecttheerrorineachsentence.1.Thebank’snewpolicywilltakeeffectfromnextmonthandallemployeesmustfollowitstrictly.→Correct:_________________________2.Despitetheeconomicdownturn,thebank’srevenuehasincreasedby15%inthelastquarter.→Correct:_________________________3.Ifwedon’tactquickly,wemaylosetheopportunitytoexpandourmarketshareinChongqing.→Correct:_________________________4.Thecomplianceteamisresponsibleforensuringthatalltransactionsmeetthebank’sinternalandexternalstandards.→Correct:_________________________5.Althoughthecustomerservicedepartmenthasimproved,thereisstillalongwaytogobeforewemeetthebank’sexpectations.→Correct:_________________________四、完形填空（共10題，每題1分）directions:Fillintheblankswiththemostsuitablewords.ThebankingsectorinChongqinghasundergonesignificanttransformationsinrecentyears.__________(6),theriseoffintechhasforcedtraditionalbankstoinnovateandadapt.ChinaMerchantsBank,__________(7),hasembraceddigitalizationtoenhancecustomerexperience.Oneoftheirkeystrategieshasbeenthe__________(8)ofAI-drivensolutionsacrossvariousdepartments.Forinstance,theloanapprovalprocesshasbeen__________(9)throughautomatedsystems,reducingprocessingtimeby30%.Additionally,thebankhas__________(10)amobileappthatintegratesblockchaintechnologyforsecuretransactions.However,challengespersist.__________(11),regulatoryscrutinyhastightened,requiringbanksto__________(12)stringentcompliancemeasures.__________(13),thecompetitionfromonlinelendershasintensified,forcingtraditionalbanksto__________(14)morecompetitivepricingmodels.Despitetheseobstacles,ChinaMerchantsBankremains__________(15)itspositionasaleaderintheChongqingmarket.Bycontinuously__________(16)innovationandcustomer-centricpractices,thebankiswell-positionedto__________(17)futuregrowth.6.A.ThereforeB.MoreoverC.HoweverD.Nevertheless7.A.suchasB.includingC.particularlyD.amongothers8.A.implementingB.ignoringC.delayingD.neglecting9.A.streamlinedB.complicatedC.extendedD.ignored10.A.launchedB.canceledC.postponedD.abandoned11.A.MoreoverB.HoweverC.ThereforeD.Thus12.A.implementB.ignoreC.weakenD.overlook13.A.MeanwhileB.FurthermoreC.MoreoverD.Thus14.A.adoptB.rejectC.ignoreD.eliminate15.A.determinedB.hesitantC.uncertainD.reluctant16.A.prioritizingB.neglectingC.ignoringD.delaying17.A.sustainB.undermineC.ignoreD.postpone五、翻譯填空（共5題，每題2分）directions:TranslatetheChinesesentencesintoEnglish.1.我們將加大在重慶地區(qū)的數(shù)字化投入，以提升服務(wù)效率。→_________________________2.銀行合規(guī)部門必須確保所有業(yè)務(wù)符合監(jiān)管要求?！鷂________________________3.盡管市場競爭激烈，但我們的團(tuán)隊(duì)始終保持創(chuàng)新精神?！鷂________________________4.為了吸引更多年輕客戶，銀行推出了專屬的移動(dòng)支付方案?！鷂________________________5.重慶作為西部金融中心，未來發(fā)展?jié)摿薮蟆！鷂________________________答案及解析一、選詞填空1.A.financial解析：金融科技與金融創(chuàng)新直接相關(guān)。2.A.supporting解析：銀行戰(zhàn)略重點(diǎn)支持中小企業(yè)。3.B.recognized解析：面試官認(rèn)可候選人的適應(yīng)能力。4.A.satisfaction解析：提升客戶滿意度是銀行的核心目標(biāo)。5.A.increase解析：新分行旨在擴(kuò)大市場份額。6.A.achieving解析：銀行致力于實(shí)現(xiàn)可持續(xù)發(fā)展。7.C.align解析：運(yùn)營需與法規(guī)保持一致。8.A.strengthened解析：合并增強(qiáng)了市場地位。9.A.maintaining解析：維護(hù)客戶關(guān)系至關(guān)重要。10.A.improved解析：數(shù)字化轉(zhuǎn)型提高了效率。二、閱讀理解1.B.Industrialdevelopment解析：文章指出重慶的工業(yè)基礎(chǔ)是其金融中心地位的關(guān)鍵。2.B.Traditionalbankingservices解析：文章未提及傳統(tǒng)銀行業(yè)務(wù)。3.B.Regulatorychanges解析：文章明確提到監(jiān)管變化是挑戰(zhàn)之一。4.B.Innovateandadapt解析：銀行強(qiáng)調(diào)創(chuàng)新以應(yīng)對挑戰(zhàn)。5.B.Marketexpansion解析：文章強(qiáng)調(diào)銀行在重慶的戰(zhàn)略是市場擴(kuò)張。三、句子改錯(cuò)1.→Thebank’snewpolicywilltakeeffectfromnextmonth,andallemployeesmustfollowitstrictly.解析：添加逗號以分隔并列句。2.→Despitetheeconomicdownturn,thebank’srevenuehasincreasedby15%inthelastquarter.解析：句子本身無錯(cuò)誤。3.→Ifwedon’tactquickly,wemaylosetheopportunitytoexpandourmarketshareinChongqing.解析：句子本身無錯(cuò)誤。4.→Thecomplianceteamisresponsibleforensuringthatalltransactionsmeetthebank’sinternalandexternalstandar