工商銀行郴州市北湖區(qū)2025秋招筆試英文行測高頻題含答案第一部分：選詞填空（共5題，每題2分，合計10分）directions:Choosethebestwordtofillineachblank.1.Therapiddevelopmentofdigitalbankinghastransformedthewaycustomers______financialservicesinsouthernChina.A.accessB.manageC.investD.analyze2.Despitetheeconomicdownturn,thebank'srevenueremained______duetoitsdiversifiedbusinessmodel.A.stableB.volatileC.decliningD.unpredictable3.Toenhancecustomersatisfaction,thebranchinBeihuDistrictimplementedamore______servicesystem.A.efficientB.complicatedC.outdatedD.traditional4.Thenewcompliancepolicyrequiresemployeestoundergoregular______trainingtomitigaterisks.A.operationalB.ethicalC.technicalD.managerial5.Thebank'ssustainabilityreporthighlightsitseffortstoreducecarbonemissionsin______areas.A.urbanB.ruralC.industrialD.commercial第二部分：閱讀理解（共4題，每題3分，合計12分）directions:Readthepassagebelowandanswerthequestions.Passage:ThePeople'sBankofChinarecentlyintroducedstricterregulationsononlinelendingtopreventfinancialrisks.Thenewmeasuresrequireplatformstoverifyborrowers'incomeandassetsmorethoroughly,whichaimstoreducedefaults.However,someexpertsarguethatthepolicymayslowdownfinancialinclusionforsmallbusinessesinruralareas.Asaresult,bankslikeICBCareexploringalternativelendingmodels,suchascollateral-freeloansbasedoncreditscores.Theseeffortsareexpectedtobalanceriskcontrolandmarketgrowthinthebankingsector.6.Whatisthemainpurposeofthenewregulations?A.Toencouragemorelendingtosmallbusinesses.B.Toensurefinancialstabilitybyreducingrisks.C.Topromotedigitalbankinginnovation.D.Toincreasecompetitionamonglenders.7.Accordingtothepassage,whatconcerndoexpertshaveaboutthenewpolicy?A.Itmayleadtohigherinterestrates.B.Itcouldexcluderuralborrowers.C.Itmightreduceprofitsforbanks.D.Itlackssufficientenforcementmechanisms.8.HowarebankslikeICBCadaptingtothenewregulations?A.Byincreasingfeesforallborrowers.B.Byfocusingonlyonurbanclients.C.Byintroducingcredit-basedlending.D.Byreducingtheloanapprovalprocess.9.Whatdoesthepassagesuggestaboutthefutureofonlinelending?A.Itwillbecomecompletelybannedinruralareas.B.Itwillrelymoreontraditionalcollateral.C.Itwillevolvetomeetregulatorydemands.D.Itwillonlybenefitlargeenterprises.第三部分：完形填空（共5題，每題2分，合計10分）directions:Completethepassagewiththebestwordsfromthelist.|1.innovative|2.competitive|3.sustainable|4.flexible|5.efficient||--||||-|ThebankingsectorinHunanProvinceisfacingincreasingchallengesduetotechnologicaladvancements.Tostay______,banksmustadopt______digitalsolutions.Forexample,ICBC'smobileappnowincludesAI-poweredchatbotstoimprovecustomerservice.Additionally,thebankhaslaunched______greenfinancingprogramstosupportrenewableenergyprojects.Theseinitiativesdemonstratetheimportanceofbeing______inarapidlychangingmarket.10.Whichwordbestfitsthefirstblank?A.competitiveB.innovativeC.sustainableD.flexible11.Whatwordshouldfillthesecondblank?A.innovativeB.competitiveC.sustainableD.flexible12.Whichwordfitsthethirdblank?A.innovativeB.competitiveC.sustainableD.flexible13.Whatwordcompletesthefourthblank?A.innovativeB.competitiveC.sustainableD.flexible14.Whichwordbestconcludesthepassage?A.innovativeB.competitiveC.sustainableD.flexible第四部分：語法填空（共5題，每題2分，合計10分）directions:Fillineachblankwiththecorrectformofthewordinparentheses.1.ThenewbranchinBeihuDistrict______(open)nextmonth,whichwillprovidebetterservicestolocalresidents.2.Ifcustomers______(meet)thecreditrequirements,theycanapplyforaloanimmediately.3.Ourbank______(implement)adigitalwalletsystemtoenhancepaymentconvenience.4.Employeesmust______(complete)thecompliancetrainingbeforestartingtheirshifts.5.Theannualfinancialreport______(publish)bytheendofthisquarter.第五部分：翻譯（共5題，每題2分，合計10分）directions:TranslatethefollowingsentencesintoEnglish.1.銀行通過大數(shù)據(jù)分析提高了風(fēng)險控制能力。2.為了吸引更多年輕客戶，工商銀行推出了智能銀行服務(wù)。3.稅改后，企業(yè)的融資成本有所降低。4.湖南省的農(nóng)村地區(qū)需要更多普惠金融支持。5.銀行承諾將始終遵守國家法律法規(guī)。答案與解析第一部分：選詞填空1.A(access:accessfinancialservices-財務(wù)服務(wù))2.A(stable:stablerevenue-穩(wěn)定的收入)3.A(efficient:efficientservicesystem-高效的服務(wù)系統(tǒng))4.B(ethical:ethicaltraining-倫理培訓(xùn))5.C(industrial:industrialareas-工業(yè)區(qū))第二部分：閱讀理解6.B(reducerisks-降低風(fēng)險)7.B(excluderuralborrowers-排除農(nóng)村借款人)8.C(credit-basedlending-信用貸款)9.C(evolvetomeetregulatorydemands-適應(yīng)監(jiān)管需求)第三部分：完形填空10.B(competitive)11.A(innovative)12.C(sustainable)13.D(flexible)14.B(competitive)第四部分：語法填空1.willopen2.meet3.isimplementing4.complete5.willbepublished第五部分：翻譯1.Thebankhasimproveditsriskcontrolcapabilitiesthroughbigdataanalysis.2.Toattractmoreyoungcustomers,ICBChaslaunchedsmart